Money For Couples with Ramit Sethi
Ramit Sethi
Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.
Episodes
Mentioned books
13 snips
Dec 26, 2023 • 1h 6min
136. “We have $500k in debt. Can I retire early?” (Part 1)
A couple in debt shares their struggles and past experiences affecting their view of money. They discuss frustration and fear of investing, the dangers of get-rich-quick schemes, reevaluating societal expectations of success, and the impact of multiple trips on retirement savings.
10 snips
Dec 19, 2023 • 1h 15min
135. "It could cost us $50k to have a baby. Can we afford it?"
A couple navigates the challenges of pursuing IVF, facing misalignment on money and daily spending worries. The podcast emphasizes the importance of communication and financial transparency in relationships. It also explores strategies for developing a healthy view of money together. The speakers discuss surprises and budgeting, relationship dynamics, lessons learned about money, and the financial burden of IVF. They reflect on overcoming financial challenges, comparing net worth, and the importance of individual responsibility in financial planning.
11 snips
Dec 12, 2023 • 60min
134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)
The podcast discusses the financial conflicts and misalignment between a couple regarding separate finances, credit card debt, and the challenges of renovating their house. They also explore the complex relationship between self-worth and money, the impact of paying off debt, and the importance of communication and therapy in financial partnerships.
17 snips
Dec 5, 2023 • 56min
133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)
In this podcast, Becky and Dustin discuss their financial issues, separate finances, and lack of progress. They explore the challenges of combining finances and the implications for their future. They also talk about long-distance relationships, dating with debt, and the importance of open communication. The podcast touches on struggles with accumulating credit card debt and the need for a plan. The speakers reflect on parental influences and discuss the belief in overcoming financial challenges. They also mention a conscious spending plan and income-based repayment plans.
14 snips
Nov 28, 2023 • 1h 14min
132. “We’re $520k in debt—and he hid it from me”
A couple discovers their staggering debt which was hidden from the wife, highlighting the consequences of avoiding money talk. They discuss financial secrets, childhood money experiences, and the impact of debt on their relationship. The importance of teaching children about money and their plan to become debt-free within three years are also explored.
7 snips
Nov 21, 2023 • 1h 12min
131. “We’re worth $5.5M but I feel like it doesn’t belong to me”
Matt and Ruane, a millionaire couple, discuss their struggles with money in their relationship. They talk about a condo purchase disagreement, communication issues, lack of trust, and the importance of gratitude. They also explore the challenges of prioritizing their relationship, guilt-free spending, and the idea of hiring household help. They reflect on financial behaviors and building a rich life.
6 snips
Nov 14, 2023 • 1h 17min
130. “I don’t trust him with spending. Do we have a future?”
This podcast episode discusses a couple's financial challenges and their different perspectives on money. The speakers explore topics such as high-interest credit card debt, childhood experiences with money, parental influence on financial choices, hiding financial decisions from family, doubts about the future, and the significance of having a joint vision for finances.
19 snips
Nov 7, 2023 • 1h 7min
129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)
Topics discussed include analyzing takeout expenses, strategic grocery shopping, avoiding financial risks, challenges during a trip and move, building a financial system, struggling with credit card debt, shifting from problem to solution-oriented, cutting expenses and reducing fixed costs, tithing and budgeting for transportation, the financial impact of selling a car, and solutions for insufficient income.
7 snips
Oct 31, 2023 • 1h 4min
128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)
Trin and Lucas, a couple in their 30s, discuss their out-of-control finances and their conflicting views on how to fix it. Challenges and emotions in managing finances, unexpected financial troubles and tension, managing finances and credit cards, challenges of being financial partners with a believer, structured upbringing and goal-oriented mindset, term life insurance vs. whole life insurance, and a shocking revelation about their financial problems.
26 snips
Oct 24, 2023 • 1h 24min
127. “Our financial advisor almost cost us $800k. How do we fire them?”
Jeff, a specialized surgeon, and Susan, a stay-at-home parent, discuss their financial struggles and being taken advantage of by a percentage-based financial advisor. They debate the value of a whole life insurance policy, share their upbringing and the impact of the fiduciary rule on financial consumers, and reflect on their experience with a financial advisor. They emphasize the importance of conscious spending, confronting and switching financial advisors for high fees, and leveraging assets. The hosts conclude with plans for change and meeting with a new financial advisor for better financial alignment.
