Money For Couples with Ramit Sethi
Ramit Sethi
Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’…Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life.Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t.Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today.In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices.Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship.Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love.Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing.Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship.Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.
Episodes
Mentioned books
15 snips
Mar 24, 2026 • 2h 2min
253. "I’m 53, exhausted, and still living paycheck to paycheck"
Tanya, a household finance manager working in organ donation/project management, opens up about a decades-long cycle of debt despite a high income. The conversation covers shocking numbers, the parent-child money dynamic in their marriage, impulse big purchases like a $23K tractor, the ‘dreamer’ pattern of quick fixes, and practical steps they take to rebuild savings and retirement.
37 snips
Mar 17, 2026 • 1h 32min
252. "I’m 35, in debt, and spend everything I make"
A married couple earning nearly $200k is crushed by over $750k in debt and fixed costs that eat 98% of take-home pay. They explore why comfort-driven spending replaced follow-through, how hidden purchases and deferred financial roles created distrust, and how different family money backgrounds shaped their choices. Tough options like selling their house and a one-year recovery plan come into focus.
50 snips
Mar 10, 2026 • 1h 34min
251. "We own a $1M house but can’t pay for groceries"
A couple faces a money crisis with 97% fixed costs and over $100K in non-mortgage debt. They choose to keep their $1M house and attempt radical income boosts and cuts. The show tracks job setbacks, a $500 grocery savings tactic, battles over discretionary spending like dry cleaning, and how childhood money beliefs shape their choices.
22 snips
Mar 3, 2026 • 1h 23min
250. "We spend 97% of what we make—and can’t stop"
A suburban couple wrestles with fixed costs that consume 97% of their take-home pay and leave them with almost no savings. Conversations about money happen only once a year while small Amazon buys and a costly renovation wishlist pile up. The show explores illiquid net worth tied to a beloved home, huge credit card balances, and the harsh choice between keeping the house or regaining financial stability.
48 snips
Feb 24, 2026 • 1h 45min
249. "We have $2M. Why can’t we enjoy life now?"
A couple with $2.18M and high income still feels like they live paycheck to paycheck. The conversation digs into opposing money beliefs, a fraught car-buying fight, and why analysis paralysis stalls big decisions. Childhood money stories and the split between Vacation Chris and Everyday Chris reveal how feelings, not numbers, shape their financial choices.
49 snips
Feb 17, 2026 • 1h 42min
248. "Her spending scares me. Should we get married?"
A couple faces a clash between a careful saver and a high-earning spender with massive debt. They uncover ingrained “granny and child” roles and generational money patterns shaping behavior. Tense money talks, hidden purchases, and the real numbers spark a push for boundaries, measurable plans, and automated debt repayment. A raw look at how habits and family history shape financial futures.
25 snips
Feb 10, 2026 • 1h 37min
247. "We’re in our 40s — with nothing saved"
A couple in their 40s face crushing fixed costs, heavy debt, and no investments. Tense money talks reveal poor listening, gendered money roles, and emotional burnout. Small choices like swim lessons and groceries add up. A plan emerges to cut costs, rebuild communication, and start concrete financial steps.
15 snips
Feb 3, 2026 • 1h 50min
246. "We’re drowning in debt, but bought another house"
A couple built impressive paper wealth while carrying nearly a million dollars of debt. They dig into risky real estate bets, overbudget builds, and repeated reinvestment cycles. Tension arises from different money styles, childhood lessons, and why they kept finances separate. Urgency grows with a baby on the way and talk turns to selling assets, fixing cash flow, and making a clear plan.
20 snips
Jan 27, 2026 • 2h 6min
245. "We make 6 figures. Why am I hiding fast food purchases?"
A couple navigates a cancer diagnosis, a drop in income, and the stress of one partner running the finances. They reveal late-night impulse purchases as a coping mechanism and contrast frugal upbringings with different spending styles. The conversation covers rebuilding emergency savings, reshaping a conscious spending plan, and moving from survival mode toward a life that includes planned joys.
61 snips
Jan 20, 2026 • 1h 29min
244. "I'm in $244k debt but give $500/mo to my church"
Noelle, married for just six months, reveals her daunting $244K debt and the mysteries surrounding a vanished $170K windfall. She grapples with her church tithing while exploring ways to earn extra cash, including driving for Uber. With Ramit's guidance, she learns about mindful spending and the importance of viewing sacrifices as purposeful. The couple starts selling household items and recalibrating their financial goals, discovering the power of collaboration and small wins in their journey towards financial stability.
