The Property Couch

Hello folks, as promised, we’ll be posting Ben’s short commentary on the RBA Cash Rate Decision on a regular basis!Let us know if you like this segment below! So, on this Melbourne Cup Tuesday, what will be RBA’s decision on the cash rate?Let’s start with some positive news! The seasonally adjusted unemployment rate has unexpectedly dropped to 5% in September 2018, the lowest job rate since April 2012 while markets estimated 5.3%. But what about wage growth?Ben will be unpacking how this will be affecting the RBA’s decision to move the cash rate, which had been at 1.5% since August 2016. And of course, a bit of an update on the equity and property market as well!There’s still buying opportunities in that particular market; but you’ve got to be very, very careful in terms of where you’re buying. So stick to the fundamentals and focus in on where you’ll get that good return over time.Looking for the CoreLogic’s Monthly Housing Update? Click here to find out more!If you’d like to check out his previous commentaries, click here.DISCLAIMER: This video is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.The Property Couch, its employees or its contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.LISTEN TO THE FIRST 20 EPISODES HERLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

“Labor risks $12bn housing hit over ending negative gearing” — if you’re like us folks… this headline has us all concerned!!And the concern didn’t stop at the headline.As we read on, the full news article, published by The Australian on the weekend, highlighted that the $32 billion plan to end negative gearing would — quote — lead to a fall in new housing construction of up to 42,000 dwellings over five years and 32,000 fewer jobs across the country, according to independent modelling — end quote.Yep… that’s a drop in a whole lot of new housing construction (ie. supply) AND just a-bit-more-than-a-few losses (up to 32,000) in jobs!!Folks… this is crazy stuff.And those stats aren’t the only ones coming out of recent independent research digging into the numbers of what’s likely to happen if negative gearing’s ditched.So, today we’re looking at a few of the worst-case scenarios from two different reports (the links to both of these are further down in the show notes) and unpacking — with both a short-term and long-term view — how this change to negative gearing might affect the property market and those investing in it.But negative gearing changes — and the possible consequences on housing prices and for first-home buyers — isn’t the only question we’re answering today! We’ve got plenty of gold on how to time your existing strategy, retiring debt and the right asset to invest in!Oh, and if you’d like the Geospatial Heat Notes — the heat map that shows the Compounding Annual Growth in Median Value for Houses from 1974 till the end of 2017 that is sourced from the Valuer General data —  you can get them here.The Articles Ben mentions:The Australian Article — Labor risks $12bn housing hit over ending negative gearingLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, no doubt you’re aware there’s been a shift in the property market.House prices have dropped. This weekend’s Auction Clearance Rates here in Melbourne were below 50%. So it’s obvious that Sydney and Melbourne have come off their peak.And back in Episode 66 (over 2 years ago now), we warned you that Winter was Coming… Well, let’s just say “Winter is Here”.So where’s the good news? And what is a Property Balloon? Today we’re going to go “up in the clouds” to see the 30,000ft view of the marketplace. We’re going to flashback to the last boom and show you what went down. We’re going to tell you how the correction’s playing out on the demand side and the supply side.And we’re going to share with you The Big Switch.So if you’re interested in the minor issues, the headwinds and the potential solution for the current property market… we’ve got over an hour of gold coming your way!Folks, if think your cash flow story might need improving, don’t forget to take advantage of our free Money S.M.A.R.T.S Platform!And, don’t forget our loyal listeners are able to Get 20% off our new book – Make Money Simple Again LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, have you ever wanted to trap surplus cash and have more money?If you want to get your hands on the tips to do exactly this, then this is the episode for you!Because coming your way right now are the 7 Tips to Trap Surplus Cash!Did you know: this will take us to over 100 money management tips! ‘Cos there are 95 tips in our book, Make Money Simple Again. For the folks who haven’t got a copy of MMSA, you can head to our homepage (thepropertycouch.com.au) and pick up a FREE Chapter of the book!CLICK HERE for the FREE Chapter of Make Money Simple Again (RRP $29.95)And just a quick shout out to the countless folk who joined our Money S.M.A.R.T.S Platform to help manage their own money and get financial peace in less than 10 minutes a month — let us know what you think of the Platform!For those who might be struggling to get passed the Google authenticator stage, which is there to protect your security and anonymity, Ben goes through this in today’s ep! Otherwise, please send us a snapshot of your computer screen, send it to info@thepropertycouch.com.au and we’ll sort it out for you!Here’s what you’re in for…When should you get rid of bad debt?What’s the enemy of money management?Why do banks benefit from a cashless society?How can you master your cash flow management?How much more do you spend when you pay with plastic? (Yep!)How can you get “on the same page” with your partner?Is there a downside to convenience?What are some smart money management tips?How should you run your household?What should you be doing with your credit card?LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we’re on the back end of a great — but late — night!!!And we come with some equally crazy news!!! Because after the success of last night’s Sold Out Live Webinar… we’ve decided to pick the sleep from of our eyes and do a ONE-TIME only Encore Webinar.So if you weren’t able to get in because the webinar was already filled, then you can get a second chance to come along! OR… if you came along when we were having “a moment” with the internet (yep, it’s the beauty of being alive folks!)… We’re going to do everything in our power to make sure everything’s clear, audible and freeze-free!The details:How to Build a Property Portfolio & Retire on 2K Per Week without renovating, re-develop and sacrificing your weekends! TOMORROW Friday 12th October @ 12PM AEDT (yes, that’s lunchtime here in Melbourne)!LAST CHANCE: Get your ticket to the Encore Webinar HERETODAY we’ve got a few more surprises…We’re answering questions that came last night about how to build a property portfolio and retire on $2,000 per month, which we think our tribe of listeners can benefit from!PLUS, it’s also that time of the month when we get The Capital Growth King, Jeremy Sheppard — Property Analyst, Research Director and the other third of the LocationScore Lads — to tell us what’s been happening in the property market.The best bit? Jeremy’s bringing with him some very special insights into what the data was saying 3 years ago… compared to what the market’s doing now. You might be shocked!Want to see how the Top 50 Significant Urban Areas are performing?CLICK HERE to Get the Top 50 Significant Urban Areas in Australia.Folks, this is normally available for LocationScore Members only, but for our tribe of TPC Listeners, we’re giving you this month’s report totally free!Oh, and if you’re wondering where to access our LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Before we get into unpacking the recently produced PIPA Sentiment Survey (download here)…. Let’s play a game, folks!It’s kinda like Charades… except we don’t act out anything. Or sing. Or draw. Or dance. Actually, all we do is tell you the exact words… BUT we say these words slowly, so it’s still really exciting! Okay, ready?First word: Money.Second word: SMARTS.Third word: Platform!!!!Yep. It’s finally happened, folks! THE PROPERTY COUCH HAS ITS OWN MONEY SMARTS PLATFORM — and it’s Live.Yep. It’s THE Tech Platform.It’ll outperform any “Money Hack” or Money Management System out there (at least that’s what we think!)BUT you’ve got to listen to today’s episode to find out what we’re talking about. (Let’s be honest, you can just go directly here, but can you at least listen to a bit of today’s episode so we can tell you about it ourselves… we’ve been dying to tell you folks about this for AGES! (The Platform goes hand in glove with our book so that needed to be ready too, hence why we could only drop hints… up until now!)The Property Couch Money S.M.A.R.T.S Platform (Yep, it’s FREE) or http://thepropertycouch.com.au/financialpeaceEnter a nickname and an email address… it’s that simple to start. We really don’t want to pinch your details, folks. We’re just two guys on a crusade to make Australians smarter money managers.EXCLUSIVE TPC LISTENER DISCOUNTCLICK HERE to get 20% off Make Money Simple Again (Coupon code: TPC20)Let's jump back into our episode today!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a ProLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Spoiler Alert: we’re practically giving away our new book, folks!Because today we’re revealing the 7 Steps of managing your money… the exact steps that we reveal in our brand new book (coming out next week), Make Money Simple Again!And why would we give away the gold hidden in a book that’s not even hit the shelf yet?Simple. We want every Australian to be a smarter money manager — and with sky-rocketing credit-card debt levels in the country, we don’t think this is currently happening.So if you want to be a better money manager, or if you want your money to work harder for you, or if you’ve found yourself in a debt cycle you’re struggling to get out of, then today’s episode is exactly what you need!Before we jump straight in, we also give you the latest news from Property Investors Council of Australia (PICA) — specifically how the recent meeting about the Victorian Residential Tenancy Changes went! If you want to get your hands on PICA’s presentation and deck slides from the evening, join PICA for $5 and you will be eligible to get them for free!Folks, it’s true — we’re holding a brand new Live Masterclass for you! You’ll learn the 3 Secrets to building a property portfolio and retiring on 2K per week…Secret #1 How to Retire on $2,000 per week as a passive investor with 5 properties or lessSecret #2 How to Grow a multi-million dollar property portfolio without Sacrificing the monthly budgetSecret #3 Whoever buys the RIGHT property ensures they DON’T have to worry about negative market noise.CLICK HERE to Secure Your Free Seat (limited seats available) 8:00 PM AEDT Wednesday, 10th October 2018So again, reserve your seat before it sells out!And lastly, if you’re an experienced Mortgage Broker or someone passionate about loan strategy and loan structure, then we want to hear from you!>> LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

If you’ve heard the latest media reports, folks, you might have reason to believe the property market is all bricks and slaughter… but is that really the case?Today on the Couch, we’re addressing media alarmists — the recent noise shouting out alarms that they’ll be a total housing crash in Australia! So… is there any truth to the gloom and doom?PLUS, we’re deep-diving into investing later in life and what this really looks like for people in their fifties, including the ramifications of investing in property can have on pension allowances.And, of course, Lenders Mortgage Insurance… let’s run the basics, and work out when too much is WAY too much!Before we kick off the Qs… guess what??If you want the 30% discount on our new book Make Money Simple Again you need to join our waitlist BEFORE 11:59 PM TOMORROW  (Friday 21st September 2018)Yes, this is a limited-time-only discount, folks!>> CLICK HERE to Get a 30% Discount on our New BookAnd before we jump into the questions, here are some recommendations from Stiggy to help you go through this episode:Winter is here! If you’re worried about the recent media attention on the market, go back to Episode 66 (Winter is coming and the air will be colder up high) to find out what properties we think would be affected first. And of course, while you’re on the trip down memory lane, don’t miss out Ep 37 on all thing Scarcity.Do you want the recording from the VIC Residential Tenancies Act Amendments? PICA will be sending out the slides AND the replay to their members next week. Not a member yet? Click here to join.And finally… Here’s the link to the Granny Flat that we chLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, today we’re tackling your questions around some tough topics!Because chances are, you’ve heard about the amendments that’ve recently been passed on Victoria’s Residential Tenancies Act — laws that allow tenants to keep pets and make ‘minor’ modifications to the property, regardless of the landlord’s wishes.So we’re going to give our take on this, as well as take a deep dive on “Legoland” and whether or not these properties are worth considering if they’re sitting in a good location. Plus a certain Donald Trump gets a mention, as does the interest rate rise we’ve seen from the big banks right here on our home turf!And why the tough topics now?Well, folks, it’s pretty simple… we’ve sweated out our brand new book, Make Money Simple Again (Get 30% off here), and now that it’s off to the printers… we’re ready to take on some of your other challenges!Before we kick it off, just a shout-out that PICA’S holding a limited-seating event on Tuesday 18th September at 6 pm — to discuss the amendments to the Victorian Residential Tenancy Act…This is an exclusive event (only 60 seats available) with Yvonne Martin and will take place at Madgwicks Lawyers, Level 6, 140 William Street, Melbourne.Register Here: PICA – Changes to the Residential Tenancies ActAnd yes, WE FINALLY FINISHED OUR BOOK, Make Money Simple Again!!!Get 30% OFF IF YOU JOIN THE WAITLIST (AND get it before anyone else!)CLICK HERE TO GET THE DETAILS: Make Money Simple AgainBut back to the tricky Q & A….LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

You heard that correctly, folks!Renovating and Dating. YEP… turns out they’ve got something in common!And to be honest — if it wasn’t for today’s guest, we probably wouldn’t have clued onto this comparison on our own. But, yep, you betcha… she’s definitely onto something!Joining us on The Couch today is none other than Naomi Findlay, Australia’s Rapid Renovation Expert. And not only is Naomi the Principal and Founder of the International Institute of Home Staging, author of the best-selling book Ignite Your Property Mojo, but also she’s the host of digital TV Series The Reno Show and Location Lifestyle Living! PLUS (and this is where it gets even more interesting), she’s the creator of Rapid Reno Mate — the new app that’s made especially for renovators!So, let’s just say — when it comes to renovating for profit, Naomi’s all over it.Before we dive straight in and reveal the exact reason why renovating is just like dating… We’ve got some HUGE news for you!!Yep, if you want to grab a copy of Make Money Simple Again before anyone else, hit up our waitlist and we’ll make sure it’s yours at the same time hits the shelves!! And, just to sweeten the deal EVEN MORE, we’re throwing in a free surprise bonus for our TPC Tribe Members who join the waitlist.Now we’ve got other announcements as well but because we’re running out of space, we’ll do this in bullet points:PIPA Survey is expiring tomorrow, 5 pm, Friday, 7th Sept. If you haven’t it, we’re asking you a favour. Your input makes a difference so please complete it here!Don’t forget to check out our appearance on the Today Show — 5 Tips to Get an Investment Property. You can watch it here!The Sydney Property Buyer Expo 2018 start tomorrow as well! We’ve got two jam-packed sessions:Saturday, 10 AM – Special Length Masterclass – Ben and Bryce with Special Guest to talk about Buying your First Home / ILISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube