Growing Money with Sean Trace

In this episode of Growing Money with Sean Trace, I sit down with Kole Owen, the 22-year-old founder of Unburied Talents Financial Coaching and Career Coaching. Kole shares his personal journey into finance, which started when he got married and realized just how little he knew about managing money. That realization led him down a deep rabbit hole of financial literacy, where he discovered a huge gap in knowledge among young professionals. This inspired him to start coaching others and helping them build better financial futures.We dive into some critical topics, including:Why Gen Z needs financial education early and how being young in the finance space gives Kole a unique advantage.The most common money mistakes young professionals make, like living paycheck to paycheck and not taking full advantage of savings opportunities.The importance of early investing—why opening a Roth IRA as soon as you start earning can be a game-changer.The dangers of unintentional career choices—why college students need to research earning potential before choosing a major and how “holding over” jobs can trap people for longer than they expect.The power of personal branding—how confidence, networking, and understanding perception can completely shift career success.The mindset shift needed for financial freedom, including budgeting strategies and the importance of finding a financial system that actually works for you.The "Ikigai" framework—how aligning passion, skill, societal need, and financial sustainability can lead to a fulfilling career.Why community matters in personal finance—Kole emphasizes how crucial it is to find people to talk about money with, whether that’s a spouse, friends, or mentors.Actionable financial steps young professionals can take today, like zero-based budgeting, building a personal brand, and creating multiple income streams.Kole also shares some of his top book recommendations, including The Psychology of Money by Morgan Housel and The Millionaire Mission by Brian Preston.We wrap up the episode with a message of hope: No matter where you are in your financial journey, it’s never too late to take control, adjust your course, and work toward long-term financial success.This is a powerful conversation packed with insights—don’t miss it!

In this episode of Growing Money with Sean Trace I sit down with Jesse Ernst a financial coach and business owner to talk about financial freedom budgeting and the importance of being intentional with money. Jesse shares his journey of building two businesses Claire’s Creperie and Ernst Financial Solutions and how he and his wife overcame financial challenges including paying off their mortgage in just over seven years.We dive into the importance of setting financial goals how debt impacts personal freedom and practical strategies for achieving financial independence. Jesse breaks down the snowball method for paying off debt the power of delayed gratification and how cutting unnecessary expenses can accelerate financial growth. He also shares insights on increasing income leveraging skills to build wealth and making smart spending decisions that align with personal values.Together we explore the psychology of money why financial literacy should start early and how even simple financial habits like saving and budgeting can completely transform your financial future. We wrap up with a powerful reflection on what true financial freedom looks like and how small intentional steps can lead to a life of choice and security.

In this inspiring episode of Growing Money with Sean Trace, I sit down with Samantha Claudio, a financial coach and founder of Claudio Financial. Samantha opens up about her journey from $20,000 in debt to financial freedom and how her struggles with health and finances sparked her passion for helping others escape the paycheck-to-paycheck cycle. Together, we dive into the power of mindset, the importance of transparency, and practical strategies for building better financial habits. We discuss topics like budgeting (or "monthly spending plans"), tackling convenience spending, and finding your "why" to stay motivated. Whether you're just starting out on your financial journey or looking for new tools to level up, this episode is filled with actionable advice and relatable stories to inspire change.

In this insightful episode of Growing Money with Sean Trace, I had the pleasure of interviewing Dr. Brad Klontz, a financial psychologist and author of Start Thinking Rich. Dr. Brad shared his personal journey of overcoming destructive financial behaviors and becoming a leading expert in financial psychology. Together, we explored the emotional and psychological roots of financial habits, such as hoarding, spending, and investing, and how trauma and family history shape these behaviors. We discussed practical ways to reframe money management, emphasizing the importance of financial education for both kids and adults. Dr. Brad and I also shared personal stories, including how we’re teaching our own children the value of money through creative methods like storytelling and personal finance games.

In this episode of Growing Money with Sean Trace, Sean is joined by Dr. Maria Nemeth, celebrated author of The Energy of Money and founder of the Academy for Coaching Excellence. Together, they dive into the concept of money as energy, exploring how financial habits reflect and influence every aspect of life. Dr. Maria shares her six forms of energy, the role of balance in achieving life’s goals, and the transformative power of starting small. Sean and Dr. Maria also discuss the importance of aligning actions with values to live without regret and introduce practical tools, like budgeting and mindset shifts, to create financial abundance. Packed with inspiration and actionable advice, this conversation is a roadmap to unlocking your full potential.

In this episode, we dive into Chapter 2 of my Zombie Personal Finance series: Budgeting Basics for Limited Resources or Surviving on a Budget. Join me as I take you into a zombie apocalypse scenario where budgeting becomes a literal life-saving skill. Follow Ailani as she faces survival challenges, learns to ration her resources, and discovers the importance of planning for emergencies. Whether you're preparing for the end of the world or just trying to make your paycheck last, this episode has lessons for everyone. Don't forget to create your own "ration plan" and share your experience in the comments!

In this episode of Growing Money with Sean Trace, we’re joined by Diana Perkins, a seasoned finance expert and trader with over 20 years of experience. Diana’s mission is to make trading and investing accessible for everyone—no matter your background or experience level. Together, we dive into the fundamentals of trading, including how to take your first steps, create and stick to a trading plan, and manage risk effectively. Diana also shares insights into the role of emotional discipline and mindset in financial success, along with strategies to navigate the markets with confidence. Plus, we explore how diversity in trading is reshaping the financial landscape and why understanding your unique trading personality is key to achieving your goals. This conversation is packed with actionable tips and inspiration to help you grow your money and expand your financial knowledge. Learn More from Diana:Beginner's Guide to Smart Investing: Download Diana's free guide to get started! tradingwithdiana.com/guideNew Trader Program: From novice to managing a stock portfolio in just 6 live virtual classes. tradingwithdiana.com/coaching-2/

In this episode of Growing Money with Sean Trace, I sit down with Shannah Game, a certified financial planner, trauma of money specialist, and host of the Everyone's Talkin' Money podcast. We dive into some of the emotional and psychological aspects of money that most financial experts just don’t talk about.We explore how to recognize and address money trauma, redefine what wealth really means, and navigate the messiness of finances while staying true to your values. Shannah also shares powerful insights from her upcoming book, Unraveling Your Relationship with Money, and sheds light on some of the biggest money myths that might be holding you back.This is a conversation packed with eye-opening ideas and practical advice that might just change the way you think about your relationship with money.Pre-order Shannah’s book and check out her exclusive bonuses at www.everyonestalkinmoney.com/book. And don’t forget to listen to her podcast, Everyone’s Talkin' Money, available on all major platforms.Let’s grow together. Tune in and enjoy!

🎙 In this episode of Growing Money with Sean Trace, I sit down with David Gibbs, a financial and career coach, to discuss how to teach kids about money through commission-based chores, avoid debt, and build positive momentum with your finances. We explore the power of having a "reason why" to drive financial decisions, the importance of preparing for life's surprises, and how small actions can lead to big results. If you're ready to take control of your money and plan for your goals, this episode is for you! 🚀

In this episode of Growing Money with Sean Trace, Sean is joined by Derek Mazzarella, CFP®, for an insightful conversation about simplifying finances and building a sustainable path to financial freedom. They discuss the pitfalls of a “whack-a-mole” financial approach, the power of automating savings, and strategies to plan for both present joys and future security. Learn how to align your financial decisions with your core values and how even small actions today can lead to massive rewards tomorrow. Plus, Derek shares a heartwarming success story about how proper planning turned a retirement dream into reality. Don't miss this masterclass in financial confidence and clarity!