Australian Property Podcast

What is off market? And is this good for me as a buyer? Or is it designed for sellers?We often hear about properties being purchased "off market", but what does that actually mean? What are the benefits of buying or selling off market? And if I'm a buyer does that mean the seller is actually serious -- how do I know I'm getting the best deal? These are questions Buyers Agent Amy Lunardi gets regularly. She and Owen Rask dive into the finer details of this kind of transaction in today's educational episode.On this episode of the Australian Property Podcast: What does buying or selling 'off market' mean? What are some of the benefits to a buyer?  What are some of the drawbacks of looking to buy off market? Is buying off market really for serious sellers? What are some of the advantages and disadvantages as a seller? There can be a range of reasons why someone chooses to sell off market, but so long as you do your due diligence, have the right advice and have done the financial prep work, buying off market can fulfil your property brief and goals.Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources Ask a question Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core  membership for $0.99 INFORMATION WARNING!This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

THIS is what to do if you’re in mortgage stress. Property Buying Expert Pete Wargent and Rask founder Owen Rask talk about the latest news on inflation and what this means for you and your mortgage repayments, building insolvencies & how to get out of mortgage prison on this episode of “2 Sense”.On this episode of The Australian Property Podcast Pete and Owen talk: Proposed reform of the Reserve Bank of Australia -  what this means for homeowners (is this good or bad for me?) The rise in construction insolvencies - with insolvencies higher than any point in the past decade the team discusses how this will disrupt supply & demand Lending Trends - the good and bad news on inflation figures, what to do if you’re a mortgage prisoner about to be clobbered with higher rates and unable to refinance As we are bombarded with news of the economy and how this may affect us, this episode should help demystify all the noise.Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources Ask a question Chris' mortgage broking Amy's new property course Amy's 100-point checklist (PDF) Pete Wargent's property coaching Join Owen's Rask Core  membership for $0.99 INFORMATION WARNING!This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of the Australia Property Podcast Buyers Agents Amy Lunardi and Pete Wargent discuss buying a property within your budget. Based on a request from a member of our community we are taking a dive into how to get the best quality property based that fits within your budget.Buying a property can be scary at the best of times, so what are the things to look at when buying a property to fit your budget?On this episode of The Australian Property Podcast: Quality - sometimes ‘quality’ is not defined by the price or location, its defined by fulfilling a property brief Understanding financial constraints - what is the best option for me right now, lifestyle considerations & flexibility  Considerations when buying a personal home: Do I need to buy ASAP or should I wait and save as a buffer for chaining economic conditions? How would a property fit with my lifestyle? Does this property fulfil my living needs for the foreseeable future? Considerations when buying an investment property: Understanding the risks of leasing a property Does my rental yield offset my cash outflow Will this property provide me with long-term capital growth? If you're considering purchasing a home, whether it be personal or as an investment, Amy and Pete will walk you through how to find a home to fit your property brief and within your financial constraints.Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources ASK A QUESTION Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core 🌏 membership for $0.99 Learn more about your ad choices. Visit megaphone.fm/adchoices

The process of buying a property in Australia can seem daunting, so what are the steps you need to consider when purchasing a home?On this episode of The Australian Property Podcast, expert Buyers Agent, Amy Lunardi and leading Mortgage Broker, Chris Bates, unpack the process and journey of purchasing a home, all the way from pre-buying to post-buying reflection.You'll love this episode of The Australian Property Podcast if you've never bought a property in Australia (and are nervous), or simply don't know what happens on settlement day!In this property episode Amy and Chris will cover all the stages of your property-buying journey: Before buying - what is your strategy, finding your why, understanding your timeline and ensuring you are financially ready Buying - ensuring you have the right people around you (including buyers agents, lawyers and inspectors), doing your own due diligence and how to ask the right questions and make an offer that wins After buying - what to do after your settlement, getting on top of repayments, building a budget buffer, home improvements and annual check-ins on loans and insurance policies. Buying a great asset can be a challenging journey, but with patience and persistence you will get the best rewards and experience down the line.Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources ASK A QUESTION Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core 🌏 membership for $0.99 Learn more about your ad choices. Visit megaphone.fm/adchoices

On this Australian Property Podcast 2 Sense episode, NSW's #1 mortgage broker Chris Bates and six-time author Pete Wargent talk about the Sydney suburbs where selling is happening, question if office property will be slammed and why students are rushing back to Australia... Key stories referenced this week: Domain - Sydney suburbs where investors are selling AFR - New Student Visa arrivals are booming Data - Will office property get hit in 2023/2024? Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources ASK A QUESTION Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core 🌏 membership for $0.99 INFORMATION WARNING!This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the difference between a Buyer's Agent and a Real Estate Agent and how/who do they help?Leading Australian property experts Amy Lunardi and Pete Wargent dive head first into the role of a buyer's agent, how auctions and private sales/treaties work, and more!This is another 🧠 educational episode of The Australian Property Podcast.On this episode of The Australian Property Podcast, Amy and Pete cover the following: Location often determines if auctions or private sales are done Private sales and how you navigate them Auctions The specific rules Are they transparent? Buyer's agents 101 Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources Ask a question Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core 🌏 membership for $0.99 INFORMATION WARNING!This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the difference between a mortgage broker and a financial adviser?How do you pay a financial adviser and can they give advice on property?What should I look for when choosing a mortgage broker?Owen Rask, founder of Rask, and Chris Bates, mortgage broker and former financial adviser, explain how to find a trusted panel of experts, including a financial adviser and mortgage broker.This is another 🧠 educational episode of The Australian Property Podcast.On this episode of The Australian Property Podcast, Chris and Owen cover the following: When to use a mortgage broker Why you would use a broker and adviser, versus an accountant How can they work together and who can provide advice The cost of financial advice and mortgage broking Where to find a good broker or adviser Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources Ask a question Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core 🌏 membership for $0.99 INFORMATION WARNING!This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

On this Australian Property Podcast 2 Sense episode, NSW's #1 mortgage broker Chris Bates and six-time author Pete Wargent talk about the most popular suburbs in Sydney, where no-one leaves; how the housing supply crisis can solved, and why sentiment plays a huge role in property prices.Key stories referenced this week: AFR - the rental crisis and record immigration Apple News - Sydney's suburbs where no-one sells Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources ASK A QUESTION Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core 🌏 membership for $0.99 INFORMATION WARNING!This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Bates, founder of Blusk, and Pete Wargent, six-time author and expert property buyer, cover the 101 of taxes for property buyers, investors and homeowners.This is another 🧠 educational episode of The Australian Property Podcast.On this episode of The Australian Property Podcast, Pete and Chris provide a brief explainer of taxes on property… (explained, finally!) CGT Income taxes Depreciation Negative gearing & more Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources Ask a question Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core 🌏 membership for $0.99 INFORMATION WARNING!This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Shares or property? Which is better: investing in stocks or investing in a property? How about if you have a small amount of money? What if you have a lot of cash to splash?Owen Rask, founder of Rask, and Pete Wargent, six-time author and expert property buyer, explain their journey with shares, ETFs, index funds and property.This is another 🧠 educational episode of The Australian Property Podcast.On this episode of The Australian Property Podcast, Pete and Owen cover the different aspects of shares and property: Liquidity - your ability to get in and out at a fair price, promptly. Performance Costs Risks, short & long term Accessibility  Personality types and how they fit each type of investment Gearing, or debt, and how it changes things. Australian Property Podcast resources: Australian Property Podcast online - videos, notes & resources Ask a question Chris' mortgage broking Amy's new property course Pete Wargent's property coaching Join Owen's Rask Core 🌏 membership for $0.99 INFORMATION WARNING!This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices