Optimal Finance Daily - Financial Independence and Money Advice

Philip Taylor of PT Money shares 7 strategies that can save you thousands each year in taxes. This is Part 1 of 2.Episode 459: These 7 Strategies Save Us Thousands Each Year in Taxes - Part 1 by Philip Taylor of PT Money (Tax Professional).PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/year-end-tax-movesPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares personal examples of 10 failed investments and his thinking behind them all.Episode 458: When to Sell: Anatomy of 10 Failed Investments by Chris Reining (Investing Success & Portfolio Investing).Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/when-to-sellPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You To Be Rich shares the role of psychology on our wealth.Episode 457: I Did All the Right Things & Look How It Turned Out by Ramit Sethi - I Will Teach You to be Rich (Extra Money).Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/i-did-all-the-right-things-and-is-that-all-there-isPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Tim Kim with Budgets Are Sexy shares the importance of legacy.Episode 456: I Don't Want to be the Richest Man in the Graveyard by Tim Kim & Budgets Are Sexy (Financial Freedom).J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/richest-man-in-the-graveyardVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his take on retirement and the option of not working.Episode 455: Work Goes on Long After the Thrill of Workin' is Gone by Mr. Money Mustache (Early Retirement & FIRE).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2012/04/23/work-goes-on-long-after-the-thrill-of-workin-is-gonePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacob Lund Fisker of Early Retirement Extreme shares how it's possible to become financially independent at 25.Episode 454: To Become Financially Independent at 25 by Jacob Lund Fisker of Early Retirement Extreme (Lessons on Money).Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.The original post is located here: http://earlyretirementextreme.com/to-become-financially-independent-at-25.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares 5 tricks for managing your credit score.Episode 453: 5 Tricks for Managing Your Credit Score by Kalen Bruce of Money Mini Blog (Fix My Credit Score).Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: http://moneyminiblog.com/credit-cards/managing-credit-scorePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Cait Flanders shares how she budgets with very irregular self-employed income. This is Part 2 of 2.Episode 452: How I Budget with (Very Irregular) Self-Employed Income - Part 2 by Cait Flanders (Budgeting & Entrepreneur).Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.The original post is located here: https://caitflanders.com/2017/10/23/budget-with-irregular-incomePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Cait Flanders shares how she budgets with very irregular self-employed income. This is Part 1 of 2.Episode 451: How I Budget with (Very Irregular) Self-Employed Income - Part 1 by Cait Flanders (How to Keep a Budget as a Freelancer).Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week.The original post is located here: https://caitflanders.com/2017/10/23/budget-with-irregular-incomePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares her debate about paying cash for a car.Episode 450: Should You Pay Cash for a Car by Paula Pant - Afford Anything (Debt & Investing Success).Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast.The original post is located here: http://affordanything.com/2013/07/31/should-you-pay-cash-for-a-carPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices