

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily is the #1 narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes.
Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom.
Join thousands of listeners becoming "OLD friends" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.
Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom.
Join thousands of listeners becoming "OLD friends" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.
Episodes
Mentioned books

Dec 28, 2017 • 8min
479: How to Invest in Speculative Investments Like Bitcoin Without Losing Your Shirt - Part 1 by Sam of Financial Samurai
Sam of Financial Samurai shares how to invest in speculative investments like Bitcoin. This is Part 1 of 2.Episode 479: How to Invest in Speculative Investments Like Bitcoin Without Losing Your Shirt - Part 1 by Sam of Financial Samurai.Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/how-to-invest-in-speculative-investments-like-bitcoin-without-huge-lossesVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 27, 2017 • 8min
478: Early Retirement Myths Busted by Michelle Schroeder-Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents busts some early retirement myths.Episode 478: Early Retirement Myths Busted by Michelle Schroeder-Gardner of Making Sense of Cents (Financial Independence).Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2016/01/early-retirement-myths-busted.htmlVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 26, 2017 • 8min
477: Money Buys Happiness When You Spend It on Time by Kristin Wong
Does spending money on time buy you happiness? Kristin Wong shares the latest research.Episode 477: Money Buys Happiness When You Spend It on Time by Kristin Wong (Outsourcing Your Household Chores & Business Tasks).Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior.Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done.Kristin is a self-professed money geek and is slated to publish a book about personal finance in March of 2018.The original post is located here: https://www.thewildwong.com/money-buys-happiness-when-you-spend-it-on-timePlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 25, 2017 • 8min
476: An Introduction to Frugal Hedonism by Annie Raser-Rowland & Becoming Minimalist
Annie Raser-Rowland with Becoming Minimalist shares an introduction to frugal-hedonism.Episode 476: An Introduction to Frugal Hedonism by Annie Raser-Rowland & Becoming Minimalist (Money & Saving).Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.The original post is located here: https://www.becomingminimalist.com/frugal-hedonismPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 22, 2017 • 7min
475: 3 Ways to Hack Your Financial Happiness by Chris Reining
Chris Reining shares 3 ways to hack your financial happiness.Episode 475: 3 Ways to Hack Your Financial Happiness by Chris Reining (Residual Income & Investing Success).Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.The original post is located here: https://chrisreining.com/3-ways-to-hack-your-financial-happinessVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 21, 2017 • 7min
474: The Five People Who Hold Your Bad Credit Against You by Hank Coleman with PT Money
Hank Coleman with PT Money shares who holds your bad credit against you and what to do about it.Episode 474: The Five People Who Hold Your Bad Credit Against You by Hank Coleman with PT Money (Financial Independence).PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/who-can-access-your-credit-scoreVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 20, 2017 • 11min
473: How to Invest Like a Couch Potato by Ramit Sethi of I Will Teach You to be Rich
Ramit Sethi of I Will Teach You To Be Rich shares how to invest like a couch potato.Episode 473: How to Invest Like a Couch Potato by Ramit Sethi of I Will Teach You to be Rich (Lazy Investing).Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/couch-potato-investingPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 19, 2017 • 10min
472: What Do You Do With Your Extra Money by J. Money of Budgets Are Sexy
J. Money of Budgets Are Sexy shares what to do with your extra money.Episode 472: What Do You Do With Your Extra Money by J. Money of Budgets Are Sexy (Investing Success).J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/what-to-do-extra-moneyPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 18, 2017 • 11min
471: A Guide to Escaping Materialism and Finding Happiness by Leo Babauta of Zen Habits
Leo Babauta of Zen Habits shares his guide to escaping materialism and finding happiness.Episode 471: A Guide to Escaping Materialism and Finding Happiness by Leo Babauta of Zen Habits (Financial Minimalism).Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness.The original post is located here: https://zenhabits.net/a-guide-to-escaping-materialism-and-finding-happinessPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 15, 2017 • 8min
470: Predictably Irrational - Part 2 by Mr. Money Mustache
Mr. Money Mustache shares takeaways from the book "Predictably Irrational" by Dan Ariely. This is Part 2 of 2.Episode 470: Predictably Irrational - Part 2 by Mr. Money Mustache (Investing Success & Portfolio Investing).Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2013/11/21/predictably-irrationalPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices


