Optimal Finance Daily - Financial Independence and Money Advice

2 short posts from Kristin Wong of The Wild Wong shares how inertia can wreck your finances and why don't they teach this in school.Episode 668: How Inertia Can Wreck Your Finances AND Why Don't They Teach This in School by Kristin Wong of The Wild WongKristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior.Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done.Kristin is a self-professed money geek and published a book about personal finance called Get Money in March of 2018.The original posts are located here: https://www.kristinwong.com/inertia-and-how-to-budget/https://www.kristinwong.com/why-dont-they-teach-this-in-schools/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on how bad the next bear market could get.Episode 667: The Next Bear Market: How Bad Could It Get by Darrow Kirkpatrick of Can I Retire Yet (Early Retirement Planning)Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/the-next-bear-market-how-bad-could-it-get/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker of Becoming Minimalist tells us why the american dream doesn't cost 130k per year.Episode 666: The American Dream Does Not Cost 130,000 per year by Joshua Becker of Becoming Minimalist (Simplicity & Minimalism)Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.The original post is located here: https://www.becomingminimalist.com/american-dream/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kelley Long with Financial Finesse shares her thoughts on if you need a will.Episode 665: Do You Need a Will by Kelley Long with Financial Finesse (Estate Planning & Personal Finance Advice & Retire Early)After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2016/11/09/do-you-need-a-will/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his thoughts on the riches of the urban harvest.Episode 664: The Riches of the Urban Harvest by Mr. Money Mustache (Frugal Living & Financially Independent & Early Retirement)Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure.He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s.Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.The original post is located here: http://www.mrmoneymustache.com/2012/10/21/the-riches-of-the-urban-harvest/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Julie Petersen with Money Mini Blog shares how to stop spending money on things you don't need.Episode 663: How to Stop Spending Money on Things You Don't Need by Julie Petersen with Money Mini Blog (Frugality & Investing)Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: http://moneyminiblog.com/save-money/things-you-dont-need/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents asks if being house poor is limiting you.Episode 662: Is Being House Poor Limiting You by Michelle Schroeder-Gardner of Making Sense of Cents (Real Estate Investing)Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/05/is-being-house-poor-limiting-you.htmlPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Marc Chernoff of Marc and Angel shares 18 things you are wasting money on.Episode 661: 18 Things You Are Wasting Money On by Marc Chernoff of Marc And Angel (Personal Finance & Minimalism & Retirement)Marc and Angel Chernoff are professional coaches, full-time students of life, admirers of the human spirit, and have been recognized by Forbes as having “one of the most popular personal development blogs.” Through their blog, book, course and coaching, they’ve spent the past decade writing about and teaching proven strategies for finding lasting happiness, success, love and peace.The site has attracted over 100 million page views and 100 thousand subscribers since its inception in 2006.Their first book, “1,000 Little Things Happy, Successful People Do Differently“ is a focused collection of short, concise tips and reflections on the little things that make a huge difference in our daily lives. It’s available online at: marcandangel.com/book and on Amazon.The original post is located here: http://www.marcandangel.com/2010/09/13/18-things-you-are-wasting-money-on/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares how to give like a billionaire.Episode 660: How to Give like a Billionaire by JL Collins of JLCollinsNH.com (Charitable Donations & New Tax Deduction Strategy)Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy.Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.The original posts are located here:https://jlcollinsnh.com/2012/02/08/how-to-give-like-a-billionaire/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money shares the one required skill to get rich. This is part 2 of 2.Episode 659: [Part 2] How To Get Rich: The One Required Skill by Nick True of Mapped Out Money (Wealth & Developing Discipline)Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/get-rich-one-required-skill/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices