

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Dec 12, 2018 • 7min
728: 6 Important Reasons to Avoid Store Credit Cards by Harmony Smith with PT Money on Reducing Spending
Harmony Smith with PT Money shares 6 important reasons to avoid store credit cards.Episode 728: 6 Important Reasons to Avoid Store Credit Cards by Harmony Smith with PT Money on Reducing SpendingPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/store-credit-cards/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 11, 2018 • 7min
727: Are Your Excuses Making You Broke And Unsuccessful? by Michelle Schroeder-Gardner of Making Sense of Cents
Michelle Schroeder-Gardner of Making Sense of Cents asks if your excuses are making you broke and unsuccessful.Episode 727: Are Your Excuses Making You Broke And Unsuccessful? by Michelle Schroeder-Gardner of Making Sense of CentsMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2016/12/stop-making-excuses.htmlVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 10, 2018 • 8min
726: 5 Methods I Used to Keep My New Year's Resolution by Kristin Wong on Goal Setting
Kristin Wong shares 5 methods she used to keep her New Year's Resolution.Episode 726: 5 Methods I Used to Keep My New Year's Resolution by Kristin Wong on Goal SettingKristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior.Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done.Kristin is a self-professed money geek and published a book about personal finance called Get Money in March of 2018.The original post is located here: https://www.thewildwong.com/how-i-kept-my-new-years-resolution/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 7, 2018 • 10min
725: Credit Card Benefits & Perks by Ramit Sethi of IWTYTBR on Travel Hacking - All About Credit Cards
Ramit Sethi shares insights on leveraging credit card perks like free short-term loans and extended warranties. He discusses responsible credit card management, negotiating with credit card companies, and the benefits of Acorns making investing accessible to everyone.

Dec 6, 2018 • 8min
724: Can You Really Make Money Investing in Real Estate? by Joseph Hogue with Money Mini Blog on Passive Income
Joseph Hogue with Money Mini Blog shares his thoughts on if you can really make money investing in real estate.Episode 724: Can You Really Make Money Investing in Real Estate? by Joseph Hogue with Money Mini Blog on Passive IncomeKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: http://moneyminiblog.com/mortgage-home/make-money-real-estate/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 5, 2018 • 10min
723: WTF is Bad Debt AND WTF is Crypto Currency by Finimize
Finimize shares all about bad debt and crypto currency.Episode 723: WTF is Bad Debt AND WTF is Crypto Currency by FinimizeThose in the know are the ones that do best. It's the ones who sit out that lose the most. That's why we created Finimize.The original post is located here: https://www.finimize.com/wp/signup/ofd/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free GiftsJoin a community in excess of 250,000 Finimizers taking control of their financial lives. Our newsletter explains the top two business stories of the day, without jargon, in 3 minutes. Visit Finimize.com to get your regular fix of Finimize Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 4, 2018 • 7min
722: Holiday Budgets: For Your Money, Time and Attention by Courtney Carver of Be More With Less on Intentional Living
Courtney Carver of Be More With Less shares holiday budgets for your money, time and attention.Episode 722: Holiday Budgets: For Your Money, Time and Attention by Courtney Carver of Be More With Less on Intentional LivingCourtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.The original post is located here: https://bemorewithless.com/holiday-budgets/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 3, 2018 • 8min
721: Cryptocurrencies Are Just Beanie Babies by Vitaliy Katsenelson of Contrarian Edge on Bitcoin & Blockchain
Vitaliy Katsenelson of Contrarian Edge shares why he thinks cryptocurrencies are just beanie babies.Episode 721: Cryptocurrencies Are Just Beanie Babies by Vitaliy Katsenelson of Contrarian Edge on Bitcoin & BlockchainVitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages.The original post is located here: https://contrarianedge.com/bitcoin-cryptocurrencies-just-beanie-babies-moment/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 30, 2018 • 11min
720: The Most Common Multiple Income Streams by Robert Farrington of The College Investor
Robert Farrington of The College Investor shares the most common multiple income streams.Episode 720: The Most Common Multiple Income Streams by Robert Farrington of The College InvestorRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/16404/the-most-common-multiple-income-streams/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group!and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 29, 2018 • 9min
719: Why I Stopped Extreme Couponing by Mrs. Picky Pincher with Budgets Are Sexy on Saving Money
Mrs. Picky Pincher with Budgets Are Sexy shares why she stopped extreme couponing.Episode 719: Why I Stopped Extreme Couponing by Mrs. Picky Pincher with Budgets Are Sexy on Saving MoneyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/why-i-stopped-extreme-couponing/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices


