Optimal Finance Daily - Financial Independence and Money Advice

Craig Stephens of Retire Before Dad shares his thoughts on financial independence before early retirement.Episode 1106: Financial Independence Before Early Retirement by Craig Stephens on Working After Becoming Financially IndependentCraig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.The original post is located here: https://www.retirebeforedad.com/financial-independence-early-retirement/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken with PT Money shares the pros and cons of the 15 vs 30 year mortgage.Episode 1105: Pros and Cons of the 15 vs 30 Year Mortgage by Emily Guy Birken with PT Money on Financing A Home PurchasePTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/15-vs-30-year-mortgage/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Melissa Lobo with Money Mini Blog shares 7 money-saving tips you should already be following.Episode 1104: 7 Money-Saving Tips You Should Already Be Following by Melissa Lobo with MoneyMiniBlog on Budget Saving TipsKalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.The original post is located here: http://moneyminiblog.com/save-money/common-money-saving-tips/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money shares what he learned about money while paddling 40 miles.Episode 1103: I Paddled 40 Miles: This Is What I learned About Money by Nick True of Mapped Out Money on A Wealthy MindsetNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/paddled-40-miles-learned-money/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares things you may feel when paying off debt.Episode 1102: Things You May Feel When Paying Off Debt by Michelle Schroeder-Gardner of Making Sense of Cents on Student LoansMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2016/01/things-you-may-feel-when-paying-off-debt.htmlVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy shares how to snatch up your long lost money.Episode 1101: Snatch Up Your Long Lost Money by J. Money of Budgets Are Sexy on How To Find Unclaimed Property & MoneyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/find-unclaimed-money-property/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on long-term care insurance.Episode 1100: Long-Term Care Insurance: Beyond the Sales Pitch by Darrow Kirkpatrick of Can I Retire Yet on Wealth PreservationDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/long-term-care-insurance-beyond-the-sales-pitch/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Brewer with Get Rich Slowly shares why now is the time to think long-term.Episode 1099: Why Now is the Time to Think Long-Term by Philip Brewer with Get Rich Slowly on Buy and Hold Investment DecisionsJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/why-now-is-the-time-to-think-long-term/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Helene Massicotte of Free To Pursue shares how many cars she will own.Episode 1098: How Many Cars Will I Own? by Helene Massicotte of Free To Pursue on How To Be More Frugal & Abundance MindsetHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here:http://www.freetopursue.com/blog/2016/12/7/how-many-cars-will-i-ownPlease Rate & Review the Show!Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Guillebeau shares his thoughts on 100 countries or an S.U.V.Episode 1097: 100 Countries or an S.U.V.? by Chris Guillebeau on Spending Money on Experiences Over Material ItemsChris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, Chris hosts the World Domination Summit, a gathering of creative, remarkable people with thousands in attendance. Chris is also the founder of Pioneer Nation, Unconventional Guides, the Travel Hacking Cartel, and numerous other projects. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday.The original post is located here: https://chrisguillebeau.com/100-countries-or-an-suv/Please Rate & Review the Show!Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices