Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
May 7, 2020 • 7min
1154: Dual Income No Kids by Michelle Schroeder-Gardner of Making Sense of Cents on The Financial Decision of Children
Michelle Schroeder-Gardner of Making Sense of Cents shares her thoughts on dual income, no kids.Episode 1154: Dual Income No Kids by Michelle Schroeder-Gardner of Making Sense of Cents on The Financial Decision of ChildrenMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2012/07/dual-income-no-kids.htmlVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 6, 2020 • 10min
1153: The Best Strategy To Convince Your Spouse To Budget by Hanna True of Mapped Out Money on Marriage & Finances
Hanna True of Mapped Out Money shares the best strategy to convince your spouse to budget.Episode 1153: The Best Strategy To Convince Your Spouse To Budget by Hanna True of Mapped Out Money on Marriage & FinancesNick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.The original post is located here: https://mappedoutmoney.com/convince-spouse-to-budget/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 5, 2020 • 8min
1152: What If Everyone Invested In Index Funds? by The Finance Twins on Stock Market Investment Techniques
The Finance Twins share what would happen if everyone invested in index funds.Episode 1152: What If Everyone Invested In Index Funds? by The Finance Twins on Stock Market Investment TechniquesCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here:https://thefinancetwins.com/what-if-everyone-invested-index-funds/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 4, 2020 • 7min
1151: 3 Bizarre Ways to Save Over $2,000/Year by Jen Hayes on Frugality Tips & How to Pay Off Student Loans Quickly
Jen Hayes shares 3 bizarre ways to save over $2,000 per year.Episode 1151: 3 Bizarre Ways to Save Over $2,000/Year by Jen Hayes on Frugality Tips & How to Pay Off Student Loans QuicklyA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/3-bizarre-ways-to-save-over-2000-year/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 3, 2020 • 8min
1150: Why Do People Spend More Than They Earn? AND Sometimes Saving Money Is About Principle by Sam of Financial Samurai
2 short posts from Sam of Financial Samurai on why people spend more than they earn and sometimes saving money is about principle.Episode 1150: Why Do People Spend More Than They Earn? AND Sometimes Saving Money Is About Principle by Sam of Financial SamuraiSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original posts are located here: https://www.financialsamurai.com/why-do-people-spend-more-than-they-earn/ & https://www.financialsamurai.com/sometimes-saving-money-is-about-principle/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 2, 2020 • 8min
1149: The Pros and Cons Of Paying PMI by Vekevia Tillman-Jones with Financial Finesse on Home Mortgage Insurance
Vekevia Tillman-Jones with Financial Finesse shares the pros and cons of paying PMI.Episode 1149: The Pros and Cons Of Paying PMI by Vekevia Tillman-Jones with Financial Finesse on Home Mortgage InsuranceAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2018/07/18/the-pros-and-cons-of-paying-pmi/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 1, 2020 • 10min
1148: An Investment Gone Bad by ESI of ESI Money on How To Lose Money in Real Estate Buying Vacant Land
ESI of ESI Money shares an investment gone bad.Episode 1148: An Investment Gone Bad by ESI of ESI Money on How To Lose Money in Real Estate Buying Vacant LandESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/investment-gone-bad/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 30, 2020 • 9min
1147: Three Wildcards for Boomer Retirement by Darrow Kirkpatrick of Can I Retire Yet on Safe Withdrawal Rates
Darrow Kirkpatrick of Can I Retire Yet shares three wildcards for boomer retirement.Episode 1147: Three Wildcards for Boomer Retirement by Darrow Kirkpatrick of Can I Retire Yet on Safe Withdrawal RatesDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/three-wildcards-for-boomer-retirement/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 29, 2020 • 7min
1146: Why I Took Out a Car Loan Instead of Paying Cash by Lance Cothern with Budgets Are Sexy on Low Auto Loan Rates
Lance Cothern with Budgets Are Sexy shares why he took out a car loan instead of paying cash.Episode 1146: Why I Took Out a Car Loan Instead of Paying Cash by Lance Cothern with Budgets Are Sexy on Low Auto Loan RatesJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/car-loan-vs-buying-car-with-cash/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 28, 2020 • 8min
1145: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Investment Strategies to Retire Early
Chris Reining shares where to invest after maxing out retirement accounts.Episode 1145: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Investment Strategies to Retire EarlyChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
