Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Jun 6, 2020 • 9min
1184: [Part 1] How to Invest Money in 5 Easy Steps by Lars Lofgren with I Will Teach You To Be Rich on Investing Strategy
Lars Lofgren with I Will Teach You to be Rich shares how to invest money in 5 easy steps. This is part 1 of 2.Episode 1184: [Part 1] How to Invest Money in 5 Easy Steps by Lars Lofgren with I Will Teach You To Be Rich on Investing StrategyRamit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more.Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich.He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000.The original post is located here: https://www.iwillteachyoutoberich.com/blog/how-to-invest-money/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 5, 2020 • 7min
1183: How to Prepare Your Wallet for a Disaster by Austin with PT Money on Financial Emergency Preparedness
Austin with PT Money shares how to prepare your wallet for a disaster.Episode 1183: How to Prepare Your Wallet for a Disaster by Austin with PT Money on Financial Emergency PreparednessPTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.The original post is located here: https://ptmoney.com/how-to-prepare-your-wallet-for-disasters/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 4, 2020 • 6min
1182: These 4 Mistakes May Be Holding You Back From A Good Credit Score by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents shares 4 mistakes that may be holding you back from a good credit score.Episode 1182: These 4 Mistakes May Be Holding You Back From A Good Credit Score by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/09/mistakes-that-may-hold-you-back-from-a-good-credit-score.htmlVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 3, 2020 • 9min
1181: The Maximum 401k Contribution Limit: What You Could Have If You Max Out Every Year by Sam of Financial Samurai
Sam of Financial Samurai shares the maximum 401k contribution limit and what you could have if you max out every year.Episode 1181: The Maximum 401k Contribution Limit: What You Could Have If You Max Out Every Year by Sam of Financial SamuraiSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/maximum-401k-contribution-limit/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 2, 2020 • 7min
1180: Why Dave Ramsey is Wrong About Credit by Jen Hayes on How To Build A Higher Credit Score & Buy A House
Jen Hayes shares why Dave Ramsey is wrong about credit.Episode 1180: Why Dave Ramsey is Wrong About Credit by Jen Hayes on How To Build A Higher Credit Score & Buy A HouseA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/why-dave-ramsey-is-wrong-about-credit/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jun 1, 2020 • 10min
1179: How Much Income Will You Really Need During Retirement? by Scott Spann with Financial Finesse on Retiring Early
Scott Spann with Financial Finesse shares how much income you will really need during retirement.Episode 1179: How Much Income Will You Really Need During Retirement? by Scott Spann with Financial Finesse on Retiring EarlyAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2014/05/19/how-much-income-will-you-really-need-during-retirement/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 31, 2020 • 8min
1178: How to Measure and Track Your Wealth by ESI of ESIMoney on Net Worth Tracking & Savings Rate
ESI of ESI Money shares how to measure and track your wealth.Episode 1178: How to Measure and Track Your Wealth by ESI of ESIMoney on Net Worth Tracking & Savings RateESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/how-to-measure-and-track-your-wealth/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 30, 2020 • 7min
1177: Was Our Money Manager Kidnapped? by Vitaliy Katsenelson on Value Investing Investment Advice
Vitaliy Katsenelson of Contrarian Edge shares his thoughts on value investing.Episode 1177: Was Our Money Manager Kidnapped? by Vitaliy Katsenelson on Value Investing Investment AdviceVitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages.The original post is located here: https://contrarianedge.com/was-our-money-manager-kidnapped/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 29, 2020 • 8min
1176: How Often Do You Judge People Based On Their Money? by J. Money of Budgets Are Sexy on Finance & Relationships
J. Money of Budgets Are Sexy asks how often do you judge people based on their money.Episode 1176: How Often Do You Judge People Based On Their Money? by J. Money of Budgets Are Sexy on Finance & RelationshipsJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: http://www.budgetsaresexy.com/how-often-do-you-judge-people-based-money/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
May 28, 2020 • 9min
1175: How to Start Big Fights with Your Partner About Money by Joel of 5 AM Joel on Money and Marriage Advice
Joel of 5AM Joel shares how to start big fights with your partner about money.Episode 1175: How to Start Big Fights with Your Partner About Money by Joel of 5 AM Joel on Money and Marriage AdviceJoel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.The original post is located here: http://5amjoel.com/partner-fights-about-money/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
