Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Jul 26, 2020 • 10min
1234: How We Plan To Change Our Equity Allocation In Retirement by Wanderer with Millennial Revolution on Stocks & Bonds
Wanderer discusses how he plans to change his equity allocation in retirement.Episode 1234: How We Plan To Change Our Equity Allocation In Retirement by Wanderer with Millennial Revolution on Stocks & BondsWanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.The original post can be seen here: https://www.millennial-revolution.com/invest/plan-change-equity-allocation-retirement/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 25, 2020 • 7min
1233: 7 Myths About Frugality by Jen Hayes on Frugal Living & Intentional Living
Jen Hayes shares 7 myths about frugality.Episode 1233: 7 Myths About Frugality by Jen Hayes on Frugal Living & Intentional LivingA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exlusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.frugal-millennial.com//7-myths-about-frugality-that-you-need-to-stop-believing/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 24, 2020 • 7min
1232: The Joy Of Spending - Thoughts On Mindful Consumption by Helene Massicotte of Free To Pursue on Thoughtful Money
Helene Massicotte of Free To Pursue shares how to spend mindfully.Episode 1232: The Joy Of Spending - Thoughts On Mindful Consumption by Helene Massicotte of Free To Pursue on Thoughtful MoneyHelene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.The original post is located here:http://www.freetopursue.com/blog/2018/2/21/the-joy-of-spending-thoughts-on-mindful-consumptionVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 23, 2020 • 7min
1231: Why You Need A Personal Financial Safety Net by Harry Stout of Financial Verse on Wealth Preservation Techniques
Harry Stout of Financial Verse shares his thoughts on why you need a safety net for your finances.Episode 1231: Why You Need A Personal Financial Safety Net by Harry Stout of Financial Verse on Wealth Preservation TechniquesHarry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia.Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors.The original post is located here: https://www.financialverse.com/post/why-you-need-a-personal-financial-safety-netVisit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 22, 2020 • 10min
1230: The Crossover Point: The Original Measure of Financial Independence by ESI of ESI Money on Early Retirement
ESI of ESI Money shares how to know when you're financially independent.1230: The Crossover Point: The Original Measure of Financial Independence by ESI of ESI Money on Early RetirementESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/the-crossover-point-the-original-measure-of-financial-independence/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 21, 2020 • 8min
1229: Why Wall Street Lies and How You Can Defend Yourself by Chris Reining on Stock Investment Analysis & Index Funds
Chris Reining shares his thoughts on how to defend yourself against Wall Street lies.1229: Why Wall Street Lies and How You Can Defend Yourself by Chris Reining on Stock Investment Analysis & Index FundsChris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com.The original post is located here: https://chrisreining.com/why-wall-street-lies-and-how-you-can-defend-yourself/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 20, 2020 • 7min
1228: Time Is Money? by Chris Guillebeau on Productivity & The Inherent Value of Enjoying Life
Chris Guillebeau shares his thoughts on if time is money.Episode 1228: Time Is Money? by Chris Guillebeau on Productivity & The Inherent Value of Enjoying LifeChris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, Chris hosts the World Domination Summit, a gathering of creative, remarkable people with thousands in attendance. Chris is also the founder of Pioneer Nation, Unconventional Guides, the Travel Hacking Cartel, and numerous other projects. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday.The original post is located here: https://chrisguillebeau.com/time-is-money/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 19, 2020 • 11min
1227: Should You Work One More Year? by Darrow Kirkpatrick of Can I Retire Yet on The Retirement Decision
Darrow Kirkpatrick of Can I Retire Yet shares if you should work one more year.Episode 1227: Should You Work One More Year? by Darrow Kirkpatrick of Can I Retire Yet on The Retirement DecisionDarrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience.When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did.More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design.The original post is located here: https://www.caniretireyet.com/work-one-more-year/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 18, 2020 • 8min
1226: Buy Your Home Like A Landlord, Live Like A Renter by J. Money of Budgets Are Sexy on Renting vs. Buying A Home
J. Money of Budgets Are Sexy shares his thoughts on buying your home like a renter but living like a renter.Episode 1226: Buy Your Home Like A Landlord, Live Like A Renter by J. Money of Budgets Are Sexy on Renting vs. Buying A HomeJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/buy-your-home-like-a-landlord-live-like-a-renter/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Jul 17, 2020 • 9min
1225: Tracking My Savings Rate As A Young Kid by Joel of 5AMJoel on How To Save Money to Build A Wealthy Life
Joel of 5AM Joel shares his thoughts on tracking his savings rate as a young kid.Episode 1225: Tracking My Savings Rate As A Young Kid by Joel of 5AMJoel on How To Save Money to Build A Wealthy LifeJoel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.The original post is located here: http://5amjoel.com/savings-rate/Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
