Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Sep 24, 2020 • 8min
1294: Real Money: A Complete Guide to Getting Started in Real Estate Investing by Kalen Bruce of Money Mini Blog
Kalen Bruce of Freedom Sprout gives a guide to get started in real estate investing.Episode 1294: Real Money: A Complete Guide to Getting Started in Real Estate Investing by Kalen Bruce of Money Mini BlogKalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children.The original post is located here: https://moneyminiblog.com/mortgage-home/complete-real-estate-investing-guide/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 23, 2020 • 9min
1293: Investment Fees Are The Worst by Wanderer of Millennial Revolution on Buying ETFs versus Mutual Funds
Wanderer fills us in on the unpleasant truths about investment fees and how to minimize them.Episode 1293: Investment Fees Are The Worst by Wanderer of Millennial Revolution on Buying ETFs versus Mutual FundsWanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves.The original post can be seen here: https://www.millennial-revolution.com/invest/investment-fees-are-the-worst/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 22, 2020 • 8min
1292: How We Paid Off $127,000 of Debt in 4 Years by Jen Hayes on Frugality & Aggressive Debt Payoff
Jen Hayes reflects on how she and her husband paid off $127k of debt in 4 years.Episode 1292: How We Paid Off $127,000 of Debt in 4 Years by Jen Hayes on Frugality & Aggressive Debt PayoffA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exlusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/how-paid-127k-debt-four-years/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 21, 2020 • 10min
1291: Living Expenses in Retirement AND Early Retirement Opportunity Costs by Mike Ballew of Retiring Early
Mike Ballew of Eggstack talks about both living expenses in retirement and early retirement opportunity costs.Episode 1291: Living Expenses in Retirement AND Early Retirement Opportunity Costs by Mike Ballew of Retiring EarlyMike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement.The original posts are located here: https://eggstack.com/blog/2020-04-19-Living-Expenses-in-Retirement/ & https://eggstack.com/blog/2020-07-26-Early-Retirement-Opportunity-Costs/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 20, 2020 • 8min
1290: Fixing Your Financial Foundation by Harry Stout of Financial Verse on Personal Finance Fundamentals
Harry Stout of Financial Verse teaches us how we can fix our financial foundations.Episode 1290: Fixing Your Financial Foundation by Harry Stout of Financial Verse on Personal Finance FundamentalsHarry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia.Harry is the author of the FinancialVerse books and content. The books include - The FinancialVerse - A Common Sense Approach for Your Money and Today’s Life Insurance - A Protection Took for Your Future. In November 2020 his newest book Today’s Annuity Products - A Tool to Create Protected Lifetime Income will be published. The books are available through the FinancialVerse.com website and at Amazon, Barnes & Noble and through other major national book distributors.The original post is located here: https://www.financialverse.com/post/fixing-your-financial-foundationVisit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 19, 2020 • 8min
1289: What is the Definition of Financial Independence by ESI of ESI Money on Personal Finance Freedom
ESI of ESI Money offers different definitions of financial independence.Episode 1289: What is the Definition of Financial Independence by ESI of ESI Money on Personal Finance FreedomESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/what-is-financial-independence/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 18, 2020 • 8min
1288: The Positives and Negatives of Investing Your Money in Gold by Robert Farrington of The College Investor
Robert Farrington of The College Investor discusses the pros and cons of investing in gold.Episode 1288: The Positives and Negatives of Investing Your Money in Gold by Robert Farrington of The College InvestorRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/12481/the-pros-and-cons-of-investing-in-gold/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 17, 2020 • 8min
1287: How to Prepare for the Next Financial Crisis by Kumiko of The Budget Mom on Emergency Funds & Preparedness
Kumiko of The Budget Mom helps us insure we're prepared for the next financial crisis.Episode 1287: How to Prepare for the Next Financial Crisis by Kumiko of The Budget Mom on Emergency Funds & PreparednessKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/how-to-prepare-for-the-next-financial-crisis/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 16, 2020 • 10min
1286: Why We Buy Things We Don't Need by Margo Aaron of That Seems Important on Psychology of Buying & Spending Money
Margo Aaron of That Seems Important educates us on why we buy things that we don't need.Episode 1286: Why We Buy Things We Don't Need by Margo Aaron of That Seems Important on Psychology of Buying & Spending MoneyMargo Aaron is a proud graduate of Emory University, Columbia University and altMBA where she won the prestigious Walker Award. In 2017 she founded The Arena, the first virtual coworking space for solopreneurs. She's a regular contributor to Inc and lives in Jersey City as a Daywalker.The original posts are located here:https://www.thatseemsimportant.com/marketing/buy-things-dont-need/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Sep 15, 2020 • 8min
1285: Pushing Yourself by Steve Pavlina on How to Get Past Mental Boudaries & Push Your Limits
Steve Pavlina talks about the value of pushing oneself the right way.Episode 1285: Pushing Yourself by Steve Pavlina on How to Get Past Mental Boudaries & Push Your LimitsSteve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows.The original post is located here: https://www.stevepavlina.com/blog/2020/05/pushing-yourself/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
