Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Oct 22, 2020 • 9min
1322: The Real Reason Why You're Always Broke by Jen Hayes on Creating A Healthy Money Mindset
Jen Hayes tells you the truth about why you're always broke.Episode 1322: The Real Reason Why You're Always Broke by Jen Hayes on Creating A Healthy Money MindsetA few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else.The original post is located here: https://www.jenhayes.me/the-real-reason-why-youre-always-broke/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 21, 2020 • 11min
1321: Why Renting Will Make You Rich by FIRECracker of Millennial Revolution on The Rent Versus Buying A Home Debate
FIRECracker of Millennial Revolution insists that renting will make us rich.Episode 1321: Why Renting Will Make You Rich by FIRECracker of Millennial Revolution on The Rent Versus Buying A Home DebateFIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.The original post is located here: https://www.millennial-revolution.com/rent/renting-will-make-you-rich/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 20, 2020 • 9min
1320: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Frugality
Michelle Schroeder-Gardner of Making Sense of Cents talks about the power behind a no spend challenge.Episode 1320: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on FrugalityMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.htmlVisit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 19, 2020 • 10min
1319: 3 Things to Do Today to Feel Better about Your Finances by Kumiko of The Budget Mom on Setting Financial Goals
Kumiko of The Budget Mom offers three tips for feeling better about your financial situation.Episode 1319: 3 Things to Do Today to Feel Better about Your Finances by Kumiko of The Budget Mom on Setting Financial GoalsKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/3-things-to-do-today-to-feel-better-about-your-finances/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 18, 2020 • 10min
1318: When Commissions Matter And When They Don't by Robert Farrington of The College Investor on Investing Expenses
Robert Farrington of The College Investor breaks down when commissions matter and when they don't.Episode 1318: When Commissions Matter And When They Don't by Robert Farrington of The College Investor on Investing ExpensesRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/21409/commissions-matter-dont/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 17, 2020 • 14min
1317: The Narrow Path To A Great Retirement by Fritz Gilbert of The Retirement Manifesto
Fritz Gilbert fills us in on the narrow path to a great retirement.Episode 1317: The Narrow Path To A Great Retirement by Fritz Gilbert of The Retirement ManifestoFritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook.The original post is located here: https://www.theretirementmanifesto.com/the-narrow-path-to-a-great-retirement/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 16, 2020 • 10min
1316: When Spending Money Improves Your Life by J. Money of Budgets Are Sexy on Treating Yourself
J. Money of Budgets Are Sexy talks about how spending money improves your life.Episode 1316: When Spending Money Improves Your Life by J. Money of Budgets Are Sexy on Treating YourselfJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/when-spending-money-improves-your-life/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 15, 2020 • 9min
1315: Eliminate Financial Problems Through Self Discipline by Brian Tracy on Personal Finance Success Principles
Brian Tracy tells us how we can use self-discipline to rid ourselves of financial problems.Episode 1315: Eliminate Financial Problems Through Self Discipline by Brian Tracy on Personal Finance Success PrinciplesBrian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. BrianTracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countries worldwide. As a Keynote speaker and seminar leader, he addresses more than 250,000 people each year. He has studied, researched, written and spoken for 30 years in the fields of economics, history, business, philosophy and psychology. He is the top selling author of over 70 books that have been translated into dozens of languages.The original post is located here: https://www.briantracy.com/blog/financial-success/eliminate-financial-problems-through-self-discipline-financial-independence/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 14, 2020 • 10min
1314: How Many Toilets Do You Own by Joel of 5AM Joel on Benefits & Disadvantages of Real Estate Investing
Joel of 5AM Joel asks a key question: how many toilets do you own?Episode 1314: How Many Toilets Do You Own by Joel of 5AM Joel on Benefits & Disadvantages of Real Estate InvestingJoel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human.The original post is located here: http://5amjoel.com/rental-property-toilets/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 13, 2020 • 10min
1313: Budgeting Tips: 10 Ways to Lower Your Life's Fixed Costs by Joshua Becker of Becoming Minimalist on Saving Money
Joshua Becker of Becoming Minimalist shares ten budgeting tips that can help to lower your life's fixed costs.Episode 1313: Budgeting Tips: 10 Ways to Lower Your Life's Fixed Costs by Joshua Becker of Becoming Minimalist on Saving MoneyJoshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.The original post is located here: https://www.becomingminimalist.com/budgeting-tips/Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
