

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Apr 29, 2021 • 10min
1511: Savings Tax Breaks for Middle America 529 Plans by Harry Stout of Financial Verse
Harry Stout of Financial Verse talks about savings tax breaks for middle America 529 plans. Episode 1511: Savings Tax Breaks for Middle America 529 Plans by Harry Stout of Financial VerseHarry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia.Harry is the author of the FinancialVerse books and content. The books include - The FinancialVerse - A Common Sense Approach for Your Money and Today’s Life Insurance - A Protection Took for Your Future. In November 2020 his newest book Today’s Annuity Products - A Tool to Create Protected Lifetime Income will be published. The books are available through the FinancialVerse.com website and at Amazon, Barnes & Noble and through other major national book distributors.The original post is located here: https://www.financialverse.com/post/savings-tax-breaks-for-middle-america-529-plans Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 28, 2021 • 11min
1510: 5 Major Money Mistakes I've Made And How You Can Avoid Them by Andy Hill of Marriage Kids and Money
Andy Hill opens up about financial mistakes he's made, and what you can do to avoid them. Episode 1510: 5 Major Money Mistakes I've Made And How You Can Avoid Them by Andy Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/5-major-money-mistakes-ive-made-and-how-you-can-avoid-them With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 27, 2021 • 9min
1509: Am I Required to Make Estimated Tax Payments on Extra Income by Philip Taylor of PT Money
Philip Taylor of PT Money tells you whether or not you're required to make estimated tax payments on extra income Episode 1509: Am I Required to Make Estimated Tax Payments on Extra Income by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/am-i-required-to-make-estimated-taxes-payments-on-extra-income/ With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/OFD. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 26, 2021 • 9min
1508: How to Win at Money by Joshua Becker of Becoming Minimalist on Personal Financial Satisfaction
Joshua Becker of Becoming Minimalist tells us how to win at money.Episode 1508: How to Win at Money by Joshua Becker of Becoming Minimalist on Personal Financial SatisfactionJoshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits.Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands.BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.The original post is located here: https://www.becomingminimalist.com/how-to-win-at-money/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 25, 2021 • 9min
1507: [Part 2] I Bought A Home at 22: It Was One of the Most Rewarding Financial Decisions I’ve Ever Made by Jamila Souffrant
Jamila Souffrant of Journey to Launch talks about the financial benefits of buying a home at 22. This is part 2 of 2. Episode 1507: [Part 2] I Bought A Home at 22: It Was One of the Most Rewarding Financial Decisions I’ve Ever Made by Jamila Souffrant Journey to Launch emerged in 2016 by founder Jamila Souffrant initially as one person’s expedition to reach financial independence. After one year of logging her transformational growth to Financial Independence, the blog piqued the interest of a larger audience which inspired the launch of the podcast. The original post is located here: https://www.cnbc.com/2021/01/15/what-i-learned-from-buying-my-first-home-at-age-22.html Gusto offers modern, easy payroll and benefits to small businesses across the country. Get in touch now and get three months free when you run your first payroll. Just go to gusto.com/ofd. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 24, 2021 • 10min
1506: [Part 1] I Bought A Home at 22: It Was One of the Most Rewarding Financial Decisions I’ve Ever Made by Jamila Souffrant
Jamila Souffrant of Journey to Launch talks about the financial benefits of buying a home at 22. This is part 1 of 2. Episode 1506: [Part 1] I Bought A Home at 22: It Was One of the Most Rewarding Financial Decisions I’ve Ever Made by Jamila Souffrant Journey to Launch emerged in 2016 by founder Jamila Souffrant initially as one person’s expedition to reach financial independence. After one year of logging her transformational growth to Financial Independence, the blog piqued the interest of a larger audience which inspired the launch of the podcast. The original post is located here: https://www.cnbc.com/2021/01/15/what-i-learned-from-buying-my-first-home-at-age-22.html Gusto offers modern, easy payroll and benefits to small businesses across the country. Get in touch now and get three months free when you run your first payroll. Just go to gusto.com/ofd. Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 23, 2021 • 10min
1505: Top Money Lessons from Ex-Navy SEAL Jocko Willink's Acclaimed Jocko Podcast by Francisco Maldonado of The Finance Twins
Francisco Maldonado of The Finance Twins shares Jocko Willink's top money lessons.Episode 1505: Top Money Lessons from Ex-Navy SEAL Jocko Willink's Acclaimed Jocko Podcast by Francisco Maldonado of The Finance TwinsCamilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.The original post is located here: https://thefinancetwins.com/money-lessons-jocko-willink-podcast/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 22, 2021 • 9min
1504: 5 Ways to Manage Your Summer Vacation Expenses by Kumiko of The Budget Mom
Kumiko of The Budget Mom talks about how to manage your summer vacation expenses.Episode 1504: 5 Ways to Manage Your Summer Vacation Expenses by Kumiko of The Budget MomKumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford.The original post is located here: https://www.thebudgetmom.com/manage-summer-vacation-expenses/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 21, 2021 • 10min
1503: 7 Reasons Why Women Need Financial Planning by Dawn Starks of Simple Money Pro
Dawn Starks of SimpleMoney shares seven reasons that women need financial planning. Episode 1503: 7 Reasons Why Women Need Financial Planning by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/7-reasons-why-women-need-financial-planning/ You’re probably overpaying on car and home insurance. See how much Gabi can save you. It’s totally free to check and there’s no obligation. Go to Gabi.com/OFD Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Join the Ol' Family to get your Free Gifts and join our online community: OLDPodcast.com/group Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Apr 20, 2021 • 10min
1502: Budgets Suck. Do This Instead by FIRECracker of Millennial Revolution on Money and Values
FIRECracker of Millennial Revolution tells you what to replace your budget with.Episode 1502: Budgets Suck. Do This Instead by FIRECracker of Millennial Revolution on Money and ValuesFIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.The original post is located here: https://www.millennial-revolution.com/build/budgets-suck-instead/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


