

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Jul 23, 2022 • 11min
1969: How to Spot a Financial Manipulator by Christine Luken
Christine Luken tells you how to spot a financial manipulatorEpisode 1969: How to Spot a Financial Manipulator by Christine LukenReady to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner!As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years.Christine’s books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions.The original post is located here: https://www.christineluken.com/how-to-spot-a-financial-manipulator/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 22, 2022 • 11min
1968: Should I Sign Up for a Dependent Care FSA? By Andy Hill
Andy Hill of Marriage Kids And Money talks about the pros and cons of signing up for a Dependent Care FSAEpisode 1968: Should I Sign Up for a Dependent Care FSA? By Andy HillAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/dependent-care-fsa Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 21, 2022 • 11min
1967: 7 Timely Ideas to Control Your Spending With Minimal Effort Even if You Have No Willpower by Gordon Stein
Gordon Stein of Cash Flow Cookbook shares 7 timely ideas to control your spendingEpisode 1967: 7 Timely Ideas to Control Your Spending With Minimal Effort Even if You Have No Willpower by Gordon SteinGordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of personal debt and higher levels of stress about money. Their financial worries affect their sleep, their job performance, their marriages and their mental health. He wants to fix that.The original post is located here: https://cashflowcookbook.com/control-your-spending/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 20, 2022 • 12min
1966: [Part 2] Debt Snowball Vs. Debt Avalanche: The Showdown by Scott Rieckens
Scott Rieckens of Playing With Fire compares the debt snowball to the debt avalanche. This is part 2 of 2.Episode 1966: [Part 2] Debt Snowball Vs. Debt Avalanche: The Showdown by Scott RieckensA successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed his life. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (Financial Independence Retire Early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing money can’t buy: a simpler — and happier — life. The original post is located here: https://www.playingwithfire.co/blog/debt-snowball-vs-debt-avalanche-the-showdown Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 19, 2022 • 13min
1965: [Part 1] Debt Snowball Vs. Debt Avalanche: The Showdown by Scott Rieckens
Scott Rieckens of Playing With Fire compares the debt snowball to the debt avalanche. This is part 1 of 2.Episode 1965: [Part 1] Debt Snowball Vs. Debt Avalanche: The Showdown by Scott RieckensA successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed his life. Five months later, he had quit his job, convinced his family to leave their home, and cut their expenses in half. Follow Scott and his family as they devote everything to FIRE (Financial Independence Retire Early), a subculture obsessed with maximizing wealth and happiness. Filled with inspiring case studies and powerful advice, Playing with FIRE is one family’s journey to acquire the one thing money can’t buy: a simpler — and happier — life. The original post is located here: https://www.playingwithfire.co/blog/debt-snowball-vs-debt-avalanche-the-showdown Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 18, 2022 • 12min
1964: How to Find a Contractor: It’s Not Just About Price by J.D. Roth of Get Rich Slowly
J.D. Roth with Get Rich Slowly talks about how to find a contractorEpisode 1964: How to Find a Contractor: It’s Not Just About Price by J.D. Roth of Get Rich SlowlyJ.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.The original post is located here: https://www.getrichslowly.org/how-to-find-a-contractor-its-not-just-about-price/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 17, 2022 • 10min
1963: The Reason You May Not be Getting Results & What To Do About It by Nia Shanks
Nia Shanks shares the real reason you may not be getting results and what to do about it.Episode 1963: The Reason You May Not be Getting Results & What To Do About It by Nia Shanks on Healthy Habit FormationNia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life.Nia also hosts The Nia Shanks Show–the podcast dedicated to helping you reach your health and fitness goals and become the most awesome version of yourself.The original post is located here: https://www.niashanks.com/reason-not-getting-results-what-to-do/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 17, 2022 • 10min
1962: Paying Off Debt And Budgeting: Tricks For Staying Motivated by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents provides tips for staying motivated to pay off debt and stick to a budgetEpisode 1962: Paying Off Debt And Budgeting: Tricks For Staying Motivated by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/09/how-to-stick-to-a-budget-financial-motivation.html Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 16, 2022 • 11min
1961: 6 Ways to Knock Out Creditors by Red with Budgets Are Sexy
Red with Budgets Are Sexy provides 6 ways to knock out creditorsEpisode 1961: 6 Ways to Knock Out Creditors by Red with Budgets Are SexyJ. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!The original post is located here: https://www.budgetsaresexy.com/6-ways-to-knock-out-creditors/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 15, 2022 • 11min
1960: Why Get Life Insurance If You're Financially Independent by Financial Samurai
Sam of Financial Samurai questions getting life insurance if you're financially independentEpisode 1960: Why Get Life Insurance If You're Financially Independent by Financial SamuraiSam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.The original post is located here: https://www.financialsamurai.com/get-life-insurance-financially-independent-can-self-insure/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


