

Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books

Mar 4, 2023 • 10min
2225: Three Phases of Money Feelings by Chris of Keep Thrifty
Chris of Keep Thrifty talks about the three phases of money feelingsEpisode 2225: Three Phases of Money Feelings by Chris of Keep ThriftyChris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality.The original post is located here: https://www.keepthrifty.com/2017/04/17/three-phases-money-feelings/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 3, 2023 • 10min
2224: Life Insurance Beneficiary by Jeff Rose
Jeff Rose talks about life insurance beneficiariesEpisode 2224: Life Insurance Beneficiary by Jeff RoseJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/beneficiary-review-designation-form-life-insurance-retirement-accounts/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 2, 2023 • 10min
2223: 9 Painless Ways To Trick Yourself Into Spending Less by Sarah Von Bargen
Sarah Von Bargen shares 9 painless ways to trick yourself into spending lessEpisode 2223: 9 Painless Ways To Trick Yourself Into Spending Less by Sarah Von BargenSarah has consulted, strategized, and ghostwritten for hundreds of companies, bloggers, and entrepreneurs. Her clients include fashion labels, authors, life coaches, photographers, restaurants, psychologists, interior designers, and people who wouldn’t want you to know they have a ghostwriter. In addition to writing three books and an e-course, her writing has been featured on Buzzfeed, Forbes.com, Lifehacker, HelloGiggles, MindBodyGreen, Glamour, CLEO and Problogger named her one of 15 bloggers to watch in 2013 The original post is located here: https://www.yesandyes.org/2018/12/spending-less-tricks.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mar 1, 2023 • 9min
2222: [Part 2] The Price of Inattention by Michael Smith
Michael Smith with Financial Finesse talks about the price of inattention. This is part 2 of 2.Episode 2222: [Part 2] The Price of Inattention by Michael SmithAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 28, 2023 • 8min
2221: [Part 1] The Price of Inattention by Michael Smith
Michael Smith with Financial Finesse talks about the price of inattention. This is part 1 of 2.Episode 2221: [Part 1] The Price of Inattention by Michael SmithAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 27, 2023 • 10min
2220: Managing College Costs by Offering an Incentive by ESI of ESI Money
ESI of ESI Money talks about managing college costsEpisode 2220: Managing College Costs by Offering an Incentive by ESI of ESI MoneyESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.The original post is located here: https://esimoney.com/managing-college-costs-by-offering-an-incentive/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 26, 2023 • 9min
2219: The Morning Routine Effect (What to Expect and How to Get Started) by Courtney Carver
Courtney Carver of Be More With Less shares the morning routine effect.Episode 2219: The Morning Routine Effect (What to Expect and How to Get Started) by Courtney CarverCourtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health.She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage.Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on what really matters.The original post is located here: https://bemorewithless.com/morning-routine-effect/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 26, 2023 • 9min
2218: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely
Jennifer of Simply Fiercely shares 7 things you will never regret spending money on.Episode 2218: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercelyJennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turned minimalist and believes that clearing out the clutter is a vital part of creating a life you love.The original post is located here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 25, 2023 • 10min
2217: What Is A Direct Student Loan? Here Are Important Pros and Cons by Robert Farrington
Robert Farrington of The College Investor talks about direct student loansEpisode 2217: What Is A Direct Student Loan? Here Are Important Pros and Cons by Robert FarringtonRobert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.The original post is located here: https://thecollegeinvestor.com/33244/direct-student-loan/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Feb 24, 2023 • 10min
2216: Your Credit Score is Not Important (And It Also Is) by Christine Luken
Christine Luken talks about the importance of your credit scoreEpisode 2216: Your Credit Score is Not Important (And It Also Is) by Christine LukenReady to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner!As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years.Christine’s books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions.The original post is located here: https://www.christineluken.com/your-credit-score-is-not-important-and-it-also-is/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices


