Optimal Finance Daily - Financial Independence and Money Advice
Optimal Living Daily | Diania Merriam
Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.Listen now, and become an OLD friend--your optimal life awaits...
Episodes
Mentioned books
Apr 25, 2023 • 12min
2285: Should You Save More For Retirement Or Pay Off Debt First? by Mark Dennis
Mark Dennis with Financial Finesse asks if you should save for retirement or pay off debt firstEpisode 2285: Should You Save More For Retirement Or Pay Off Debt First? by Mark DennisAfter years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s.This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce.They’ve helped hundreds of thousands of employees change their lives.The original post is located here: https://www.financialfinesse.com/2018/03/29/should-you-save-more-for-retirement-or-pay-off-debt-first/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 24, 2023 • 10min
2284: MONDAY MASTERY - Why You Can't Become Rich Without Debt by Chris Odegard
Chris Odegard of The Prolific Investor talks about why debt is required for getting richEpisode 2284: MONDAY MASTERY - Why You Can't Become Rich Without Debt by Chris OdegardChris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead of a necessity.The original post is located here: https://theprolificinvestor.net/16-why-you-cant-become-rich-without-debt/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 23, 2023 • 10min
2283: How to Build a Circle of Support For Your Life by Ellen Burgan
Ellen Burgan teaches us how to build a circle of support.Episode 2283: How to Build a Circle of Support For Your Life by Ellen BurganEllen Burgan is a midlife woman who loves to have fun, yet has a big appreciation for the art of relaxation. She prefers to live spontaneously and go where the wind blows. If It Brings You Joy is a blog that inspires ideas to make life a little better for yourself and others. Ellen has a passion for bringing joy to her life and share her ideas with you.The original post is located here: https://ifitbringsyoujoy.com/circle-of-support/Visit Me Online at OLDPodcast.comInterested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 23, 2023 • 8min
2282: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner
Michelle Schroeder-Gardner of Making Sense of Cents talks about the power behind a no spend challenge.Episode 2282: The Power Of A No Spend Challenge by Michelle Schroeder-GardnerMichelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.The original post is located here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 22, 2023 • 11min
2281: 5 Signs That Now Is a Good Time to Refinance Your Student Loans by Jolene Latimer
Jolene Latimer with Student Loan Planner shares 5 signs that now is a good time to refinance your student loansEpisode 2281: 5 Signs That Now Is a Good Time to Refinance Your Student Loans by Jolene LatimerStudent Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus. The original post is located here: https://www.studentloanplanner.com/good-time-refinance-student-loans/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
4 snips
Apr 21, 2023 • 10min
2280: Should You Die With Zero? by Nick Maggiulli
Nick Maggiulli talks about whether or not you should die with no moneyEpisode 2280: Should You Die With Zero? by Nick MaggiulliThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases-How to find good information and ignore bad information-How to organize and manage your finances-The best ways to increase your long-term wealthAnd much, much more.Though the ideas presented on this blog won’t revolutionize finance, they will provide you with a different perspective on money that you can use in your everyday life. Nick is sure of this because of the hundreds of hours of research that went into the more than 300 posts currently published on this blog.The original post is located here: https://ofdollarsanddata.com/should-you-die-with-zero/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 20, 2023 • 9min
2279: Is Life Insurance Really a Good Investment? by Jeff Rose
Jeff Rose talks about the value of life insuranceEpisode 2279: Is Life Insurance Really a Good Investment? by Jeff RoseJeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.The original post is located here: https://www.goodfinancialcents.com/life-insurance-as-an-investment/ Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 19, 2023 • 9min
2278: [Part 2] Rental Properties Pros and Cons by Andy Hill
Andy Hill of Marriage Kids And Money shares the pros and cons of rental properties. This is part 2 of 2.Episode 2278: [Part 2] Rental Properties Pros and Cons by Andy HillAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/rental-properties-pros-and-cons Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 18, 2023 • 10min
2277: [Part 1] Rental Properties Pros and Cons by Andy Hill
Andy Hill of Marriage Kids And Money shares the pros and cons of rental properties. This is part 1 of 2.Episode 2277: [Part 1] Rental Properties Pros and Cons by Andy HillAndy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come.In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC NewsThe original post is located here: https://marriagekidsandmoney.com/rental-properties-pros-and-cons Visit Me Online at OLDPodcast.comInterested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
Apr 17, 2023 • 12min
2276: MONDAY MASTERY - What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout by Kathleen Coxwell
Kathleen Coxwell of NewRetirement talks about preparing for the debt ceiling crisisEpisode 2276: MONDAY MASTERY - What is the Debt Ceiling Crisis and 8 Ways to Prepare for Possible Fallout by Kathleen CoxwellNewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bringing financial wellness to the mass market in customizable ways. They want to help anyone get confident and achieve financial independence so they can make the most of their money and time.The original post is located here: https://www.newretirement.com/retirement/debt-ceiling-how-to-prepare/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices
