

Marriage Kids and Money: Personal Finance for Families
Andy Hill
The Marriage Kids and Money Podcast will strengthen your family tree and help you live financially free. We work to help you build the life of your dreams! Each week, award-winning Family Finance Coach Andy Hill shares wealth-building tips that help parents and couples to design their ideal lifestyle. Learn how to get on track with your finances, work toward financial freedom, and even build generational wealth. Knowing community makes for a happier future, Andy interviews millionaire parents, couples who have reached financial independence, or other money pros so listeners get a well-rounded perspective. With over 400 episodes and counting, you are sure to find an episode to help you. Show topics include strategies on becoming debt free, how to invest simply, setting your kids up for success, and living more generously. Don’t just take our word for it! Marriage Kids and Money has been hailed as a top podcast by US News and World Report. Join the family wealth-building conversation by listening to our top-rated personal finance podcast today!
Episodes
Mentioned books

Nov 26, 2025 • 26min
FIRE Millionaire Couple at 34 Years Old | Lauren & Steven Keys (BEST OF MKM)
Have you ever wondered what life would look like if you designed your days around freedom instead of work? What would change if you could travel for months at a time, pick projects you actually enjoy, and still watch your net worth climb into the millions?
Today you’ll hear how Lauren and Stephen Keys, creators of Trip of a Lifestyle, built a million dollar net worth in their early thirties and used it to create a flexible, travel-filled life. They didn’t wait for traditional retirement at 65. They didn’t burn out on the way to FIRE. Instead, they created a lifestyle where they work less, live more, and let their money do the heavy lifting.
This conversation originally aired last year and quickly became one of our most-watched interviews, so it felt like the perfect Best of MKM feature for this holiday week. Lauren and Stephen share how they avoided lifestyle creep, traveled the world cheaply, took mini retirements, paid off two homes, and built more confidence with each dollar saved.
If you're dreaming of more time freedom, this story will show you what’s possible.
CHAPTERS 🎧
0:00 Intro
0:26 Meet Lauren and Stephen Keys
2:00 The moment that changed everything
4:15 Early moves that accelerated their wealth
5:11 Avoiding lifestyle creep
6:50 How they travel constantly without overspending
9:03 Their first six month mini retirement in Hawaii
10:42 Visiting every national park
12:17 Leaving full-time work
13:38 Life at a million-dollar net worth
15:36 Why they still choose to work
16:38 Rethinking traditional retirement
18:05 Breaking down their million dollar portfolio
19:20 Paying off homes vs investing
21:39 Looking ahead to the next decade
22:57 One step couples can take today
23:20 Where to find Lauren and Stephen
RESOURCES 📚
Own Your Timehttps://marriagekidsandmoney.com/book
Track Your Net Worth with Empowerhttps://marriagekidsandmoney.com/empower
Trip of a Lifestylehttps://www.tripofalifestyle.com
Cram Better tutoringhttps://crambetter.com
Trip of a Lifestyle Financial Roadmaphttps://www.tripofalifestyle.com/roadmap
HOW WE MAKE MONEY + DISCLAIMER ⚠️
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
CREDITS 🎙️
Podcast Artwork: Kayli Johnson
Editor: Johnny Sohl Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 19, 2025 • 47min
5 Family Giving Traditions to Start This Year
In today’s episode, we explore the power of generosity and the traditions that can help our kids grow into grateful and giving adults. We walk through five simple and meaningful family giving ideas, including Big Tip Tuesday, the Big Give, glovebox giving, and volunteer habits that bring families closer.
Then we sit down with Angela Rozmyn from Women’s Personal Finance to learn how she and her husband reached Coast Fire in their thirties and how intentional living shaped their journey. Angela shares transparent details about their investing, lifestyle choices, and the trade-offs that helped them create more time freedom as parents.
We close with a heartwarming Good Word story featuring Calvin and a Today.com piece about a baker who delivers free birthday cakes to his neighbors experiencing homelessness. It is a powerful reminder that even small acts of kindness can make a big difference.
If you want more margin to live generously, check out Own Your Time at https://marriagekidsandmoney.com/ownyourtimeamazon
Chapters
0:00 Welcome to the show
0:24 Five family giving traditions
9:05 Coast Fire Couple interview with Angela Rozmyn
38:30 Where to find Angela online
39:02 The Good Word with Calvin
40:55 Today.com good news story
43:45 Final thoughts
Resources and Links
Women’s Personal Finance (Angela Rozmyn)https://womenspersonalfinance.org/
Baker delivers free birthday cakes to homeless peoplehttps://www.today.com/food/people/baker-delivers-free-birthday-cakes-to-homeless-people-rcna235965
Own Your Time - New book: https://marriagekidsandmoney.com/ownyourtimeamazon
Crew: https://marriagekidsandmoney.com/crew
Sponsors and additional resourceshttps://marriagekidsandmoney.com/sponsors
Disclaimer
This show is for entertainment purposes only. Be sure to seek out a professional for your specific financial situation.
As an Amazon Associate, I earn from qualifying purchases.
Credits
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 12, 2025 • 35min
How to Talk About Money With Your Partner Without Fighting | Heather & Douglas Boneparth
Talking about money with your spouse can be hard, especially when emotions, expectations, and old habits get involved. In this episode, we explore how couples can discuss money without fighting and move toward fairness, trust, and teamwork.
Our guests, Heather and Douglas Bonaparth, are a married couple who know both the financial and emotional sides of money. Heather is a lawyer turned writer, and Douglas is a nationally recognized financial advisor and founder of Bonafide Wealth. Together, they co-authored Money Together, a book that helps couples create equity in their relationships and communicate more effectively about finances.
We discuss how to approach tough conversations about spending, why understanding your financial beginnings matters, and how to replace accusation with curiosity. Heather and Douglas also share practical advice on balancing contributions at home and work, maintaining fairness when one partner earns more, and building a marriage rooted in empathy and shared goals.
PODCAST CHAPTERS
00:00 – Welcome and introduction
01:00 – Why money can be a sticky subject in marriage
02:00 – How our beginnings shape our money beliefs
03:30 – Common money conflicts in relationships
05:15 – The importance of curiosity and empathy
06:30 – Setting the right time and place for money talks
08:00 – Start with wins, not criticism
09:00 – Turning money conversations into teamwork
10:45 – Redefining contribution beyond income
13:00 – Creating fairness at home and in finances
15:30 – Building equity in your marriage
17:30 – Moving away from traditional gender roles
19:30 – Balancing breadwinning and identity
22:30 – Power dynamics and redefining success
25:00 – Learning from couples who do it right
27:00 – How to start small and lead with vulnerability
29:00 – The role of time, communication, and empathy
31:30 – About the book Money Together and where to learn more
RESOURCES & NOTES
📚 Money Together by Heather and Douglas Bonaparth – Learn how to create fairness and become an unstoppable financial team: https://amzn.to/3JH4tHO
🌐 Heather and Douglas Bonaparth – DoMoneyTogether.com – Explore their resources, newsletter, and more insights for couples.
💰 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors
📘 Own Your Time – Pre-order our first book: https://marriagekidsandmoney.com/book
▶️ YouTube – Subscribe to watch videos and interviews: https://www.youtube.com/marriagekidsandmoney
HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 6, 2025 • 33min
Rebecca Richardson’s $20K/Month Mortgage Originator Success Story (SOLOPRENEUR LIFE)
In this Solopreneur Life segment, Rebecca Richardson, also known as The Mortgage Mentor, shares how she built a thriving mortgage origination business earning up to $20,000 per month while maintaining the flexibility to be present for her four kids and family.
With more than 20 years in the mortgage industry and a large social media following, Rebecca has leveraged her expertise to create multiple income streams, including coaching, consulting, and speaking, which bring in an additional $5,000–$7,500 per month.
She joins us to discuss how solopreneurship has allowed her to build a balanced life, the lessons she’s learned from market ups and downs, and how others can design a career that fits their family goals. We also cover her favorite tools, the biggest mistake she’s made on her journey, and what retirement looks like now that she’s truly “work optional.”
CHAPTERS
00:00 – Introduction
00:25 – Meet Rebecca Richardson, The Mortgage Mentor
01:15 – How she got started in the mortgage business
03:00 – Transitioning into a solopreneur-style career
04:30 – Balancing autonomy with company structure
05:55 – The freedom to design her own business and schedule
07:45 – Lessons from 2008 and adapting to market changes
09:25 – Staying nimble in uncertain housing markets
11:30 – How mortgage originators make money
12:50 – Building multiple income streams through content and coaching
13:45 – Earning $15K–$20K per month in mortgage income
14:25 – Adding $5K–$7.5K per month from consulting and speaking
15:30 – Running a lean, efficient business
16:45 – Learning to outsource and protect her time
18:00 – How long it takes to build income consistency as a loan officer
19:30 – Why this career path offers flexibility for parents
21:45 – Rebecca’s advice for aspiring mortgage originators
23:15 – Solopreneur High Five: tools, AI, mistakes, hobbies, and retirement
29:00 – Her best advice for aspiring solopreneurs
29:45 – Where to find Rebecca online
RESOURCES & NOTES
🌐 Rebecca Richardson – The Mortgage Mentor: https://www.themortgagementor.co
💰 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors
📘 Own Your Time – Pre-order our first book: https://marriagekidsandmoney.com/book
💼 Gusto – The payroll and benefits platform built for small business owners: https://marriagekidsandmoney.com/gusto
▶️ YouTube – Subscribe to watch episodes and interviews: https://www.youtube.com/marriagekidsandmoney
HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
CREDITS
Editor: Johnny Sohl
Podcast Artwork: Kayli Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 5, 2025 • 38min
We’re Debt Free. Now What?
We’re Debt Free. Now What?
After years of paying off debt, many families wonder what to do next. In this episode, we answer a question from Brian in Michigan, who just became debt-free with his wife and wants to know how to make the most of their extra $1,000 per month.
We share five time freedom moves to help families use that money wisely, from building an emergency fund and reassessing insurance coverage to investing for Coast FIRE and starting a 529 plan for their new baby’s future. We also discuss how to avoid lifestyle inflation and use money to buy time, not things.
Then, in our Be The Change segment, we talk with Keith Wargo, President and CEO of Autism Speaks, about financial planning for families with special needs children and how their organization supports parents navigating the system.
Finally, we wrap up with a fun Money Quiz featuring Calvin Hill, testing his financial knowledge on debt, giving, and net worth.
PODCAST CHAPTERS
00:00 – Use money to buy time, not things
00:22 – Welcome and episode overview
01:00 – Question of the month from Brian in Michigan
02:10 – Step 1: Build savings and your safety net
03:40 – Step 2: Reassess insurance coverage
05:00 – The power of protecting your family
06:20 – Step 3: Invest for Coast FIRE
07:30 – Our Coast FIRE journey and growth
09:00 – Step 4: Start a 529 plan for your child’s future
10:00 – Lump sum investing and early start benefits
11:00 – Step 5: Focus on time freedom, not lifestyle inflation
14:00 – Be The Change with Autism Speaks
15:00 – Financial planning for special needs families
16:45 – ABLE accounts and special needs trusts
23:00 – How to get started with financial planning
25:30 – How to support Autism Speaks
28:20 – Money Quiz with Calvin Hill
34:20 – Closing message: time, freedom, and family
RESOURCES & NOTES
💰 Crew – Family-friendly banking with high-yield savings, kids’ debit cards, and shared budgeting for couples: https://marriagekidsandmoney.com/crew
💙 Autism Speaks – Learn more or donate to support families: https://www.autismspeaks.org
📘 Own Your Time – Pre-order our first book: https://marriagekidsandmoney.com/book
💰 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors
▶️ YouTube – Subscribe to watch videos and interviews: https://www.youtube.com/marriagekidsandmoney
HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.
Opinions are our own.
Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl Learn more about your ad choices. Visit megaphone.fm/adchoices

Nov 4, 2025 • 1min
We're Moving to Wednesdays to Live the 3-Day Workweek
Quick update for you!
Marriage Kids and Money is moving to Wednesdays. This change is part of our experiment to live out the principles from my new book Own Your Time and build a flexible schedule that supports a semi-retired lifestyle.
We’re testing a three-day work week and seeing how it fits our goals for more balance, family time, and freedom.
See you tomorrow! Carpe Diem!
Resources & Notes:
Own Your Time (pre-order here): https://www.amazon.com/Own-Your-Time-Financial-Corporate/dp/1394342772/
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 28, 2025 • 43min
Money Mindset: Moving from Scarcity to Abundance | Leisa Peterson
How can we move from a mindset of scarcity to one of abundance?
In today’s episode, Leisa Peterson, author of The Mindful Millionaire and The Money Catalyst, joins us to explore how our early money beliefs can hold us back and how to create a healthier, more abundant relationship with money. Leisa shares how she overcame her own scarcity mindset, the impact it had on her marriage, and practical steps you can take to enjoy your wealth and your life with more freedom and trust.
Then, in our Net Worth Win segment, we meet Sushant Thakray from North Carolina. Sushant and his wife Amrita have built a $3 million net worth in their 40s and achieved financial independence after years of living below their means, investing steadily, and staying debt-free. He explains how they grew from $30,000 of student debt to full financial freedom, how they’re passing money lessons to their kids, and what life looks like now that he’s “retired from corporate life, but not from life.”
RESOURCES
👉 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors
📚 Leisa Peterson – The Mindful Millionaire & The Money Catalyst: https://amzn.to/4nvXGP9
📺 Sushant Thakray – Money with Swabi (YouTube): https://www.youtube.com/@Moneywithswabi
📘 Own Your Time – Pre-order Andy’s new book: https://marriagekidsandmoney.com/book
PODCAST CHAPTERS
00:00 – Leisa Peterson on overcoming scarcity thinking
00:28 – Today’s two segments overview
01:15 – Defining a scarcity mindset
02:10 – How early money beliefs shape our behavior
04:30 – Moving toward abundance and trust
06:30 – Recognizing scarcity triggers
07:10 – Leisa’s “candy bar” story and breaking old patterns
09:45 – Parenting and passing down money beliefs
10:50 – How to identify your money story and triggers
12:30 – Scarcity and marriage dynamics
15:30 – Navigating abundance vs. frugality in relationships
16:20 – The $4,000 New Zealand trip that changed everything
18:15 – First steps to embracing abundance
20:20 – Finding joy and celebrating life’s moments
21:30 – Leisa’s new book: The Money Catalyst
23:25 – Introducing Net Worth Win: Sushant Thakray
24:00 – From average student to millionaire mindset
25:00 – Motivation shifting from money to freedom
26:20 – Paying off $30,000 in student loans
27:45 – Living below their means and saving for freedom
29:45 – Retiring from corporate life, not from purpose
30:20 – Breaking down a $3 million net worth
32:10 – Teaching his kids about money and investing early
34:00 – Generational wealth through knowledge and mindset
36:00 – Redefining retirement and designing a free life
37:30 – Advice for new investors and wealth builders
38:40 – Connect with Sushant and his Money with Swabi channel
39:35 – Andy’s update on Own Your Time book pre-orders
39:50 – Quote of the Week: Eckhart Tolle on gratitude and abundance
HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered professional advice.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 23, 2025 • 38min
From $50 Shoots to $30K Months with Photographer Kristin Sweeting (SOLOPRENEUR LIFE)
Award-winning photographer Kristin Sweeting turned her love of creativity into a thriving solopreneur business that now earns between $300K and $400K per year, all while working about 20 hours a week and homeschooling her son.
In this episode of Solopreneur Life, Kristin shares how she went from a $30K church salary to $30K months, what pushed her to finally raise her rates, and the mindset shifts that helped her design a business and a life on her own terms.
You will learn how photographers can build profitable, flexible careers through clear vision, intentional pricing, and smart outsourcing. Kristin also opens up about single parenting, work life balance, and how she uses creativity and travel to inspire both her art and her business coaching.
If you have ever dreamed of turning your artistic passion into a full time business, this episode will show you what is possible.
⏱️ CHAPTERS
00:00 Intro – Why more people are choosing solopreneurship
01:10 Kristin’s origin story: from youth director to photographer
04:20 Hitting a $30K month after being told she had hit her career cap
07:45 How photographers actually make money
10:20 Breaking down her income and salary today
14:10 Working 20 hours a week and homeschooling her son
17:20 Raising rates from $5K to $25K weddings
20:40 What new photographers can realistically earn
22:45 Why photography can be ideal for parents
24:40 Solopreneur High Five: tools, outsourcing, AI, and freedom
36:45 Her advice for new photographers – start before you are ready
38:40 Where to connect with Kristin Sweeting
💡 RESOURCES AND NOTES
Connect with Kristin Sweeting
📸 Instagram: https://www.instagram.com/kristinsweeting
🎧 Podcast: Dangerous Creatives – https://dangerschool.com/podcast
Solopreneur Tools I Love
💼 Gusto – Payroll and benefits made easy: https://marriagekidsandmoney.com/gusto
🏦 Live Oak Bank – Small business banking built for entrepreneurs: https://marriagekidsandmoney.com/liveoakbank
🎙️ Riverside – Professional quality podcast and video recording: https://marriagekidsandmoney.com/riverside
💰 Monarch Money – Best budgeting app for solopreneurs and families: https://marriagekidsandmoney.com/monarchmoney
Recommended Resources
📘 Own Your Time by Andy Hill – 10 Financial Steps to Put Your Family First and Escape the Corporate Grind: https://marriagekidsandmoney.com/book
🎧 More episodes on solopreneur success: https://marriagekidsandmoney.com/epcats/create-a-solopreneur-life/
Credits
🎬 Editor: Johnny Sohl
🎨 Podcast Artwork: Kayli Johnson
⚠️ Disclaimer and Disclosure
Information shared on this podcast may come from financial, business, or creative professionals, but it should not be considered professional advice specific to you or your situation. Always consult with your own professional before making decisions related to your finances or business.
Some of the resources mentioned may contain affiliate links, which means if you choose to make a purchase through those links, Marriage Kids and Money, Andy Hill and Solopreneur Life may earn a commission at no additional cost to you. These partnerships help support the show and allow us to continue creating valuable content for solopreneurs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 21, 2025 • 53min
Best Budget Apps for Families and Couples
If you and your spouse are tired of money stress, this episode will help you find teamwork and peace with your finances.
First, we count down the Top 5 Best Budget Apps for Families and Couples to simplify your money life. From EveryDollar to Monarch Money, discover which tools make it easiest to budget together, track goals, and finally stay on the same page financially.
Then, we talk with Blair Hickman and Mariah Hudler, a California couple who reached Coast FIRE with $2 million invested. They share how teamwork, consistency, and transparency helped them triple their net worth and transition into a semi-retired lifestyle focused on health, travel, and family time.
Finally, Andy and his son Calvin Hill close the show with The Good Word, a heartwarming story about kindness from the Good News Movement and a reminder to appreciate the present moment.
RESOURCES
👉 Sponsors, Deals & Partners – See all current offers in one place: https://marriagekidsandmoney.com/sponsors
🎥 Good News Movement: Mia’s Story – Watch the uplifting video shared in The Good Word:https://www.instagram.com/reel/DPgoyaQjvpR/
TOP 5 BUDGET APPS FOR FAMILIES AND COUPLES(These are affiliate links, which means we may earn a commission if you decide to sign up. There’s no extra cost to you and it helps support the show.)
💰 Monarch Money – Our top pick for couples and families. Try it free for 7 days and get 50% off your first year: https://marriagekidsandmoney.com/monarchmoney
📊 YNAB (You Need A Budget) – Proactive budgeting system with a 34-day free trial: https://marriagekidsandmoney.com/ynab
📱 Simplifi by Quicken – Clean, easy-to-use design for busy families. Includes a 30-day free trial: https://marriagekidsandmoney.com/simplifi
🏦 Crew – Family banking and kids’ debit cards with high-yield checking. Free to use: https://marriagekidsandmoney.com/crew
💳 EveryDollar – Simple zero-based budgeting from Ramsey Solutions. Premium plan includes a 14-day free trial: https://marriagekidsandmoney.com/everydollar
GUEST RESOURCES
🌐 Mariah Hudler – Coru Financial Therapy: https://www.korufinancialtherapy.com
🌐 My Financially Flexible Life: https://myfinanciallyflexiblelife.com
PODCAST CHAPTERS
00:00 – Intro and welcome
00:18 – Today’s three segments overview
00:52 – Are you and your spouse tired of money stress?
01:25 – The Top 5 Best Budget Apps for Families and Couples
02:00 – #5 EveryDollar
03:20 – #4 Crew
05:05 – #3 Simplifi by Quicken
06:20 – #2 YNAB (You Need A Budget)
07:15 – #1 Monarch Money
08:52 – Coast FIRE Couple: Mariah Hudler and Blair Hickman
09:45 – Their $2M journey to Coast FIRE
12:00 – How they built trust and transparency around money
19:00 – Reaching semi-retirement and living on purpose
24:00 – Building wealth through pensions, 457Bs, and index funds
33:00 – Teaching their son Bo about saving and investing
36:00 – Planning a 7-month move to New Zealand
39:30 – Advice for those nervous to slow investing
41:00 – Becoming “Optionaires”
43:00 – How to connect with Mariah
44:20 – The Good Word with Calvin Hill
46:40 – Mia’s story and the power of empathy
49:40 – Closing quote from Seneca
HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered professional advice.
Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 14, 2025 • 34min
Mini-Retirements for Families: How to Retire Often When You Have Kids | Jillian Johnsrud
What if you didn’t have to wait until your 60s to experience the freedom of retirement? In this episode, we sit down with Jillian Johnsrud, author of Retire Often and host of the Retire Often Podcast, to explore the life-changing concept of “mini retirements.”
Jillian shares how families can take extended breaks from work — to rest, travel, or explore new goals — without derailing their financial independence journey. We discuss the emotional and financial benefits of pausing your career, how to negotiate time off with your employer, and ways to plan mini retirements with kids.
If you’re feeling burned out or stuck in the grind, this episode will inspire you to design more space, adventure, and joy into your family’s financial plan.
RESOURCESSponsors, Deals, and Partners that Support the Show
Sponsors, Deals & Partners – See all current offers in one place.
MKM RESOURCES
Own Your Time – Pre-order my first book today!
MKM Coaching – Get 1-on-1 support with your family finance journey.
Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement.
Mortgage Payoff Calculator – See how fast you can become mortgage free.
YouTube – Subscribe for free to watch videos of episodes and interviews.
RECOMMENDED RESOURCES (SPONSORS & AFFILIATES)
Monarch Money – Best budget app for families & couples.
Empower – Free portfolio tracker.
Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link).
Ethos – Affordable term life insurance.
Trust & Will – Convenient estate planning made easy.
GUEST RESOURCES
Retire Often (Book) – Learn how to design a life filled with mini retirements.
RetireOften.com – Explore Jillian’s podcast, blog, and mini retirement tools.
Podcast Chapters
00:00 – Intro
01:00 – What is a mini retirement and why it’s trending
02:20 – Why burnout is pushing families toward mini retirements
03:00 – Is the traditional 40-year career model dead?
04:30 – Why employers may welcome your mini retirement
06:00 – How to negotiate a one-month break from work
08:10 – How to address employer concerns with solutions
09:30 – Budgeting for a mini retirement
10:05 – Real-life example: living abroad for the cost of childcare
11:10 – Emotional recovery and resetting after burnout
12:45 – Planning affordable breaks earlier in your financial journey
14:00 – Jillian’s personal mini retirement story
15:00 – Making the most of parental leave and family bonding time
16:30 – Negotiating flexible work or part-time transitions
18:00 – Exit negotiations: how to leave your job on your terms
20:20 – Creating part-time roles and consulting opportunities
22:20 – What is a family gap year and how to plan one
23:40 – Practicing travel and flexibility with kids
25:30 – The FI dilemma: does taking time off derail your goals?
27:00 – Why mini retirements can accelerate your financial growth
28:50 – Mini retirements as wealth-building opportunities
30:00 – About Jillian’s book Retire Often
31:00 – Final thoughts and where to learn more
HOW WE MAKE MONEY + DISCLAIMER
This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products.
Opinions are the creators alone.
Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.
Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
CREDITS
Podcast Artwork: Liz Theresa
Editor: Johnny Sohl
Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices


