Market MakeHer Podcast

This is an advanced episode, but also a very important episode to help you understand market mechanics and put another piece together in the stock market puzzle we are conquering - with education! We gave you a few replay episodes before this one to help you prepare for a heavy dose of knowledge, so buckle up, because we’re about to math real hard. What is Margin Trading or Investing?When you buy a stock on margin, you create the ability to borrow against those stocks. You are required to own a certain percentage of those stocks. Any equity or surplus owned in excess of those percentage requirements, you can create a loan and buy more stocks. A great analogy is a home equity line of credit, or HELOC. But a bit more complicated, because stocks are priced every milisecond, which means requirements change every day, and there are requirements on what you buy with that loan.Risk Tolerance: HighMargin is extremely risky, it provides leverage which means you can make more than you deposit, but you can also lose more. It magnifies gains and losses. You can easily lose a lot of money with this type of investing, so you really gotta know what you’re getting yourself into with this type of account!Shorting Stocks Is Extremely RiskyWe’ll also discuss the trends on social media around shorting Meta stocks and others and how easily you can lose money quickly when attempting those kinds of trades. Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links ✨ Jess Inskip: ⁠TikTok⁠  ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠  ⁠Instagram⁠  About Us 🌚🌞   Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.   Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions. 

This discussion jokes about the real ‘P/E Risk’ being price to energy, exploring the staggering power demands of AI technology. It dives into Nvidia's GPUs and the significant electricity consumption implications, highlighting the intersection of AI and energy. The conversation also identifies potential investment opportunities in sustainable AI solutions and emphasizes the importance of ethical investment. Furthermore, it analyzes the broader impacts of AI on the economy and energy grid, encouraging listeners to navigate these challenges wisely.

Dive into the dynamic world of AI investments as experts dissect Nvidia's pivotal role and the push toward AGI. Discover how capital expenditure shapes the tech landscape and the ongoing competitive race among major players. The hosts explore investment strategies, revealing the critical distinction between AGI and generative AI. Plus, they tackle the importance of financial literacy while launching quirky merchandise to support their mission. Join the conversation about who’s crafting the tools that drive this digital gold rush!

This episode was first released on June 24, 2024. We’re replaying it for you for a reason! Think of it as a review of some of last year’s material before we get into all the investing topics we’re going to cover this year. 👩🏼‍🏫👩🏻‍🏫 We share our screen and actually show you how to place different order types at a brokerage firm - you can watch on Spotify or YouTube!—------------------------------------------------------------------------------There are so many different ways to buy and sell securities in your brokerage account. What does Bid and Ask mean? What is Stop and Limit Order? What are market orders? How many different Order Types are there and what is the difference? This is your ‘set it and forget it” overview of order types for trading securities through your brokerage firm.Remember These Things:Take taxable events into account (capital gains, losses, selling before holding for 1 year, etc.). Don’t try to time the market. This is education, not advice. 😉 Limit Order vs Market Order:Limit Order guarantees price not execution. Market Order guarantees execution. Trading Order Accronyms: FOK = Fill Or KillGTC = Good Till Canceled OTO = One Triggers OtherOTOCO = One Triggers Other Cancel OtherSPX  = S&P 500 Indice SymbolFINRA has a good explanation of Order Types Related Episodes:We’ve already gone over Bid and Ask prices and how those market mechanics work in Episode 16 (on Dark Pools, PFOF, Market Makers). You might also like Episode 10 (how to read a stock quote) and Episode 14 (how to analyze a stock for beginners). 😉✨Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links ✨ Jess Inskip: ⁠TikTok⁠  ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠  ⁠Instagram⁠  About Us 🌚🌞   Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.   Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions. 

*previously recorded on 03/15/24, but still relevant*  Last week we talked about creating quarterly financial goals with a fun activity, and we thought it would be a good time to also revisit your risk tolerance with this past episode. At the time of recording, The Fed still didn’t cut interest rates, but projected they would 3 times, so it was a great time to lock in the higher rates that we saw in fixed income securities (bonds, etc) in the months that followed until rates were finally cut several times the last half of 2024. Did you notice your HYSA interest rate has come down since then? We did prepare you for that, so if you’re not able to stay updated on everything going on in the markets and with The Federal Reserve, you might want to subscribe to the podcast. 😉——————————————• What's your investment risk tolerance? (check out the risk pyramid below)• How are you diversifying your investments in your portfolio?• Are the interest rates on our high yield savings account coming down?•What should we do with our cash to make sure it's out-pacing inflation?Figure Out Your Risk ToleranceThere are lots of quizzes you can do at your brokerage firm or even government sites that help you figure out your risk tolerance for your personal situation.The higher the risk the higher the reward, BUT, remember that also means there's a higher risk to lose your money. Diversifying is key. 😉Risk PyramidHigh Risk - On TopMedium Risk - MiddleLow Risk - On the Bottom------------------------------High Risk Investments = Alternative Assets (Options, Futures, and Crypto is the most risky thing you can do with your money)Medium Risk Investments = Fixed Income (government debt, corporate debt, real estate, blue chip stocks, growth stocks, etc.)Low Risk Investments = Cash, Cash Equivalents (T-Notes, HYSA, Bonds, Money Markets, etc.) and you can get ETFs or Mutual Funds that have bonds and low-risk securities in them.Figure out your risk tolerance and let’s see how that might change any of your Q2 goals when we do our Quarterly Financial Check-In! (Check out episode 72 to do your Q1 Financial Planning). Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links ✨ Jess Inskip: ⁠TikTok⁠  ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠  ⁠Instagram⁠  About Us 🌚🌞   Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.   Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions. 

It's the beginning of the year, which means it's time to reset those financial goals, but we're making it more attainable (and fun!) by breaking it all down into a quarterly game. If you happen to have ADHD like us, your brain will thank us. 🧠This isn’t your typical budget/save/invest talk. In this episode, we kick off our brand-new quarterly financial planning series (name pending, suggestions welcome) with a SMILE—literally. 😁 You’ll learn why quarterly planning is a game-changer for your finances, how to use our gamified SMILE Bingo Card to set goals and stay on track, and why budgeting isn’t a boring word—it’s your financial foundation (we're building knowledge and breaking barriers, remember?). ✨Think of it as creating a Vision Board for your finances. ✨📈 We’ll also give you a quick market update, including retail sales, earnings season expectations, and the ever-important inflation watch.By the end of this episode, you’ll have the tools (and the bingo card!) to make real progress on your financial goals. Trust us—future you will thank you for this one. Free Download 🔽🎯 Don’t forget to ⁠download the free SMILE Bingo Card⁠ and tag us (@marketmakeHER on TikTok or @marketmakeHERpodcast on Instagram) with your progress, if you feel inclined to share.🥐 Make it a group activity with your accountabili-buddies or send to a friend. We'll also be checking back each quarter to see how we're all doing. 🌞 Let’s SMILE our way to financial success in 2025! We'll be checking in with you in Q2! 🌚Episodes Mentioned:⁠🔗 Order of Events⁠⁠🔗 CD Laddering⁠⁠🔗 Market Broadening⁠⁠🔗 Market CapitalizationSupport the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links ✨ Jess Inskip: ⁠TikTok⁠  ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠  ⁠Instagram⁠  About Us 🌚🌞   Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.   Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions. 

👋 Have you ever thought about what would happen if TikTok got banned in the U.S. to the stock market or even the impact on the labor market? It’s a hot topic right now as the TikTok ban case is in front of the Supreme Court. In this episode of Market MakeHer, Jess and I are breaking it all down—from the impact on creators like us (and maybe you!) to the ripple effects on small businesses, the gig economy, the labor market and even the stock market. 📉Here’s what we’re diving into:✨ How TikTok accelerated "side-hustles" for creators, small businesses, and advertisers✨ What a ban could mean for stocks like Meta, Google, Shopify, and Snap✨ The impact of the creator economy across the labor market and if a disruption might lead to something possibly bigger, like a recessionWe’re not just reading the headlines; we’re discussing real-life impacts—on your side hustle, your investments, and the economy as a whole. Jess even shares her favorite stocks to watch (not financial advice, of course 😉) and what investors can do to prepare for all this uncertainty. Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links ✨ Jess Inskip: ⁠TikTok⁠  ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠  ⁠Instagram⁠  About Us 🌚🌞   Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.   Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions. 

This week, we’re diving into the key market themes of 2025—what’s shaping up to be a monumental year for self-directed investors. We’ll unpack the trends driving infrastructure investment, tariffs with a twist, deregulation fueling innovation, and the evolution of retail trading.This episode is packed with actionable insights to help you navigate 2025’s most important stock market predictions. From infrastructure to innovation, you’ll learn how these themes could shape your portfolio—and discover the questions you should ask as you plan your next investment moves.Jessica Inskip breaks it all down with her 15 years of expertise, while Jessie DeNuit asks the questions you might be wondering yourself. We also drop hints about what’s ahead this season on Market MakeHer! So, if you’re ready to start the year informed and empowered, hit play now.Jessie’s Questions:What does “modernizing infrastructure” really mean?If you already have S&P 500 index funds in your portfolio, are you investing in this trend?What other stocks or sectors should you research to diversify?Didn’t tariffs tank the market in 2018?How is 2025 different, and what’s a “dovish Fed”?Can tariffs actually work in the market’s favor this time?Does deregulation mean rolling back rules for companies? Could that hurt consumers?How does deregulation tie into the AI boom?What’s the difference between capital expenditures (CapEx) and operating expenses (OpEx)?How might deregulation benefit businesses while balancing innovation and oversight?What exactly is retail trading?Does 24-hour stock trading mean you can trade anything, anytime?Why would anyone trade options at 3 a.m.?Is 24-hour trading really a game-changer for investors like you?Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links ✨ Jess Inskip: ⁠TikTok⁠  ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠  ⁠Instagram⁠  About Us 🌚🌞   Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.   Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions. 

Can you believe it’s already the end of 2024? What a year it’s been! In this episode of Market MakeHer, Jess and I look back at all the major events that shaped the stock market this year. From the AI led rally to the Fed finally cutting rates, we’re breaking it all down.Looking for unbiased, curated financial insights delivered straight to your inbox? ⁠⁠Subscribe to the 1440 Business & Finance Newsletter⁠⁠, our trusted sponsor, and elevate your financial literacy—it's free and bi-weekly!This ad is sponsored by 1440 Business and Finance.Here’s what we’re covering:How interest rates, inflation, and unemployment shaped the economy.The AI narrative and why big tech couldn’t carry the market alone.The best- and worst-performing sectors of the year (spoiler: Energy did not have its moment).Why Fed policy was behind most of the year’s biggest market moves.This is your ultimate highlight reel of 2024—perfect for anyone who wants to feel smarter about the market and ready to tackle 2025. Whether you’re a beginner like me or a market pro like Jess, we’ve got you covered.🎙 Episodes Referenced: ⁠26. Stock Market Update: Earnings Report Card⁠⁠45: What is Market Breadth?⁠⁠47. The Recipe for a Market Sell-Off⁠⁠51. What is the Business Cycle?⁠ ⁠53. The Fed Cut Interest Rates: Prepare for Landing⁠⁠54. How to Find Sector Investing Opportunities⁠⁠59. What is P/E Ratio and Stock Valuation?⁠ ⁠67. Year-End Personal Finance Tips⁠Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links ✨ Jess Inskip: ⁠TikTok⁠  ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠  ⁠Instagram⁠  About Us 🌚🌞   Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.   Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions. 

*This content was taken from Episode 35, which was originally recorded in May 2024, but has been edited to mainly focus on the important terms PCE, PPI & CPI to help put into context the new data we are seeing now in December 2024 and how it affects us as consumers, workers, and investors.* What Is PCE (Personal Consumption Expenditures)? The PCE price index is considered The Fed’s preferred index. It’s kinda like how we use the S&P 500 indice to measure the stock market, but it’s a price index that measures specific goods and services and it’s regionalized. Basically, it's a guage on what Americans are spending and helps track inflation. It’s currently +2.8% YOY (October 2024), which is up from +2.7% in September 2024 - not what we want to see, we’d like to see it go down.Updated Core PCE Link (excludes food and energy) In Episode 15 we explained inflation and learned about PPI & CPI: PPI: producer price index = is the perspective of the seller CPI: consumer price index = is the perspective of the buyer    Updated PPI Data  What is the difference between the CPI and the PCE Index?The CPI measures the change in the out-of-pocket expenditures of all urban households and PCE measures the change in goods and services consumed by all households, and nonprofit institutions serving households.Dot Plot (summary of economic projections from the FOMC) Support the showAsk Us a Question, Leave a Review, Follow, Subscribe:🔗All Market MakeHer Links ✨ Jess Inskip: ⁠TikTok⁠  ⁠Instagram⁠ ✨ Jessie DeNuit: ⁠TikTok⁠  ⁠Instagram⁠  About Us 🌚🌞   Market MakeHer is an investing education podcast taught by a 15-year finance expert to her friend, a beginner investor. Our mission is to demystify the stock market and make financial literacy accessible to all self-directed investors! We teach complex investing topics in a different way - from "Her" perspective.   Important Disclosures: Investing involves risk. There is always potential to lose money when investing in securities. Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors & do not provide personalized investment advice. Consult with a licensed financial advisor before making investment decisions.