Hurdy Gurdy Travel Podcast
Justin Vacula
Travel the world at next to no cost with credit card rewards!
Episodes
Mentioned books

Feb 8, 2026 β’ 50min
Great Value at Rio Las Vegas
Unlock Las Vegas value with this Rio Las Vegas trip report!
Join Justin Vacula on the Hurdy Gurdy Travel Podcast with co-host Darren as we break down how Hyatt Globalist benefits, smart booking strategy, and low-variance video poker can add up to an affordable and fun Las Vegas stay.
We cover what itβs like staying at Rio Las Vegas, why it can be a hidden gem for value-focused travelers, and how to think about Hyatt points, elite status perks, resort fees, comps, tier credits, and casino loyalty without getting lost in the weeds. We also explain why multi-hand or multi-play video poker games can lower risk while still earning meaningful rewards.
We also share updates on upcoming meetups, conferences, and travel plans, plus a quick discussion of tools like CardPointers for staying organized with credit card points and benefits.
π Recorded: February 5, 2026
Topics covered: Las Vegas on a budget, Rio Las Vegas review, Hyatt Globalist, Hyatt rewards, Hyatt points strategy, video poker, casino comps, tier credits, loyalty programs, travel hacking, credit card points and miles, and practical ways to reduce trip costs.
Timestamps:
00:00 Welcome + Episode Overview
00:44 Rio Las Vegas Trip Report Begins
02:34 Hyatt Globalist Benefits
03:14 Booking Strategy: Rates, Value, and Timing
04:53 Food and Breakfast Options at Rio
07:43 Video Poker Strategy
11:30 Earning and Using Rio Rewards
17:25 Host/Property Interactions + Offers
19:38 Shows and Entertainment Recap
24:14 Tier Credits and Drink Rewards
24:45 Planning the Next Vegas Trip
25:41 Podcast Updates + Social Media
27:24 CardPointers and Tracking Benefits
28:48 Gambling Strategy + Hotel Comparisons
35:11 Listener Questions and Comments
46:33 Upcoming Trips + Final Wrap-Up
β
ποΈ π’ Listen to the Hurdy Gurdy Travel Podcast:
π SoundCloud β https://soundcloud.com/hurdygurdytravelpodcast
π Apple Podcasts / iTunes β https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490
π Spotify β https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg
π TuneIn β https://tunein.com/podcasts/Podcasts/Hurdy-Gurdy-Travel-Podcast-p1275539/
π iHeartRadio β https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/
π β¦and many other podcast platforms worldwide! ππ§
π‘ Prefer using your favorite app? Simply copy & paste my podcast RSS feed:
http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss
β
π Support My Work & Unlock Special Perks:
π Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/
π Use my CardPointers affiliate link to save on annual and lifetime memberships β https://www.cardpointers.com/hurdygurdytravel
CardPointers helps you activate card-linked offers and take advantage of other powerful credit card features.
π Become a Frequent Traveler University member and sign up for events.
https://ftuniversity.com/?aff=24
π Earn 500 miles when signing up for Rove Miles using my referral link:
www.rovemiles.com/?signup&referralCode=8AS1JSG9
β
π Visit the Support Tab on my website to contribute via SubscribeStar β https://www.subscribestar.com/hurdygurdytravel
π Subscriber & Supporter Perks Include:
β¨ One-on-one calls with me
β¨ Advance notice of upcoming podcast guests (submit your questions!)
β¨ A custom podcast episode recorded just for you ποΈπ¬
β¨ Bonus content π
β
π Stay Connected With Me:
π Subscribe on YouTube β https://www.youtube.com/@HurdyGurdyTravelPodcast
π Like on Facebook β https://www.facebook.com/HurdyGurdyTravelPodcast
π¦ Follow on Twitter / X β https://x.com/HurdyGurdyTravl
πΈ Follow on Instagram β https://www.instagram.com/justinvacula/
β
β¨ Thank You for Listening & Supporting the Hurdy Gurdy Travel Podcast!
Stay tuned for more tips, strategies, and stories to help you optimize your travel, rewards, and lifestyle. πππ³

Feb 2, 2026 β’ 49min
Miles and Points with Kate's On A Plane
Unlock affordable family travel using credit card points and miles!
In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula sits down with Kate from Kateβs On A Plane to break down practical strategies for low-cost travel with kids using points, miles, credit card benefits, and loyalty programs.
We cover real-world tips for booking trips, saving on dining, planning family-friendly itineraries, and making award travel simpler (even when juggling school schedules and picky eaters). If youβre trying to travel more for less in 2025 (and beyond), this episode is packed with actionable takeaways.
Topics include:
Family travel strategies with points & miles
Managing award bookings and travel planning with kids
Vegetarian-friendly travel and food tips on the road
Cruise travel tips and what families should know
Staycations, local travel, and maximizing shorter trips
Building a points strategy your whole family can understand
Community events, meetups, and whatβs ahead in 2026
Timestamps:
00:00 Intro β Hurdy Gurdy Travel Podcast
00:45 Guest Intro β Kate (Kateβs On A Plane)
01:48 Upcoming Travel Plans & Destinations
03:24 Vegetarian Travel Tips
04:35 Cruise Travel Tips for Families
05:48 Family Travel Strategy & Planning
10:54 Local Trips, Weekend Getaways, Staycations
16:02 Credit Card Points, Miles, and Benefits
21:56 Getting Family Involved in Points & Miles
22:56 Events, Conferences, and Community
24:42 CardPointers
25:46 Points & Miles Meetups
27:25 Travel Stories β Portugal & More
32:16 Award Travel Strategy Lessons
35:18 Listener Questions & Whatβs Next
42:31 Predictions and Trends for 2026
47:04 Wrap-Up + Contact Info
β
ποΈ π’ Listen to the Hurdy Gurdy Travel Podcast:
π SoundCloud β https://soundcloud.com/hurdygurdytravelpodcast
π Apple Podcasts / iTunes β https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490
π Spotify β https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg
π TuneIn β https://tunein.com/podcasts/Podcasts/Hurdy-Gurdy-Travel-Podcast-p1275539/
π iHeartRadio β https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/
π β¦and many other podcast platforms worldwide! ππ§
π‘ Prefer using your favorite app? Simply copy & paste my podcast RSS feed:
http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss
β
π Support My Work & Unlock Special Perks:
π Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/
π Use my CardPointers affiliate link to save on annual and lifetime memberships β https://www.cardpointers.com/hurdygurdytravel
CardPointers helps you activate card-linked offers and take advantage of other powerful credit card features.
π Become a Frequent Traveler University member and sign up for events.
https://ftuniversity.com/?aff=24
π Earn 500 miles when signing up for Rove Miles using my referral link:
www.rovemiles.com/?signup&referralCode=8AS1JSG9
β
π Visit the Support Tab on my website to contribute via SubscribeStar β https://www.subscribestar.com/hurdygurdytravel
π Subscriber & Supporter Perks Include:
β¨ One-on-one calls with me
β¨ Advance notice of upcoming podcast guests (submit your questions!)
β¨ A custom podcast episode recorded just for you ποΈπ¬
β¨ Bonus content π
β
π Stay Connected With Me:
π Subscribe on YouTube β https://www.youtube.com/@HurdyGurdyTravelPodcast
π Like on Facebook β https://www.facebook.com/HurdyGurdyTravelPodcast
π¦ Follow on Twitter / X β https://x.com/HurdyGurdyTravl
πΈ Follow on Instagram β https://www.instagram.com/justinvacula/
β
β¨ Thank You for Listening & Supporting the Hurdy Gurdy Travel Podcast!
Stay tuned for more tips, strategies, and stories to help you optimize your travel, rewards, and lifestyle. πππ³

Jan 23, 2026 β’ 49min
Bilt 2.0: Obsidian vs Palladium (Which Credit Card is Best?)
A lively breakdown of the new BILT 2.0 premium cards, comparing Palladium and Obsidian perks and who each card suits. They dig into earning structures and where real value comes from. BILT Cash mechanics and redemption options get detailed coverage. Strategy talk covers stacking, rent and housing uses, and practical tips to avoid value traps.

Jan 22, 2026 β’ 46min
BILT Cash Redemptions Revealed (Pros and Cons) with James of Churn and Burn
Points accelerators, helicopter rides, dining credits, and much more with BILT atop the fantastic 2x everywhere with the BILT Palladium card!
In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula is joined by James from the Churn & Burn podcast to explain what BILT Cash actually is, how redemptions work, and what the new Points Accelerator could mean for earning and using rewards.
We cover the best use cases, potential downsides (including redemption value and complexity), and how BILTβs evolving ecosystem might impact points and miles strategies going forward. We also talk travel plans, credit card strategy, and future collaboration ideas.
If youβre into credit card rewards, points and miles, and staying on top of program changes, this oneβs for you.
Topics Covered
What BILT Cash is and why it matters
Points Accelerator: how it works and who benefits
BILT Cash redemption options and value considerations
Dining & grocery-related perks/credits
Travel and transportation benefits
Credit card strategy + upcoming plans
BILT release (BILT Cash redemptions, 1/21/26)
https://www.reddit.com/r/biltrewards/comments/1qjddrq/a_note_from_me_ankur_jain_your_2026_bilt_cash/
Timestamps:
00:00 Introduction: Hurdy Gurdy Travel Podcast
00:13 What is BILT Cash? (initial details)
01:18 Guest Intro β James from Churn & Burn
02:32 Breaking news: BILT CEO update
04:39 BILT Cash redemptions explained
06:52 Points Accelerator + key benefits
15:05 Dining & grocery credits/perks
19:55 Travel & transportation perks
22:59 Announcements + upcoming plans
24:10 CardPointers tool for card optimization
26:17 More on BILT Cash redemption strategies
28:39 BILTβs strategy + market positioning
41:08 The future of credit cards + travel plans
43:25 Closing thoughts + where to find the show
β
ποΈ π’ Listen to the Hurdy Gurdy Travel Podcast:
π SoundCloud β https://soundcloud.com/hurdygurdytravelpodcast
π Apple Podcasts / iTunes β https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490
π Spotify β https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg
π iHeartRadio β https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/
π β¦and many other podcast platforms worldwide! ππ§
π‘ Prefer using your favorite app? Simply copy & paste my podcast RSS feed:
http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss
β
π Support My Work & Unlock Special Perks:
π Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/
π Use my CardPointers affiliate link to save on annual and lifetime memberships β https://www.cardpointers.com/hurdygurdytravel
CardPointers helps you activate card-linked offers and take advantage of other powerful credit card features.
π Become a Frequent Traveler University member and sign up for events.
https://ftuniversity.com/?aff=24
π Earn 500 miles when signing up for Rove Miles using my referral link:
www.rovemiles.com/?signup&referralCode=8AS1JSG9
β
π Visit the Support Tab on my website to contribute via SubscribeStar β https://www.subscribestar.com/hurdygurdytravel
π Subscriber & Supporter Perks Include:
β¨ One-on-one calls with me
β¨ Advance notice of upcoming podcast guests (submit your questions!)
β¨ A custom podcast episode recorded just for you ποΈπ¬
β¨ Bonus content π
β
π Stay Connected With Me:
π Subscribe on YouTube β https://www.youtube.com/@HurdyGurdyTravelPodcast
π Like on Facebook β https://www.facebook.com/HurdyGurdyTravelPodcast
π¦ Follow on Twitter / X β https://x.com/HurdyGurdyTravl
πΈ Follow on Instagram β https://www.instagram.com/justinvacula/
β
β¨ Thank You for Listening & Supporting the Hurdy Gurdy Travel Podcast!
Stay tuned for more tips, strategies, and stories to help you optimize your travel, rewards, and lifestyle. πππ³

Jan 21, 2026 β’ 51min
BILT 2.0: New Credit Cards Explained (Pros and Cons)
The rollout of BILT 2.0 introduces new credit cards with distinct features and potential perks. Discover the high-stakes world of the Palladium card, with its hefty fee, sign-up bonus, and earning potential. Unpack the Obsidian card's grocery rewards, and explore the no-fee Blue card for newcomers. The discussion includes the implications of BILT Cash, transition issues, and earning structures. Plus, hear insights on strategy adjustments, criticisms of the new model, and real-world value analysis.

Jan 15, 2026 β’ 33min
Life is Too Short for Frequent Flier Miles? (Wall Street Journal Response)
The podcast dives into the debate over whether frequent flyer miles are worth the effort. It presents a counterargument to the Wall Street Journal's take, emphasizing that simple strategies can yield significant travel savings. Justin shares personal success stories and practical tips for simplifying credit card rewards. He debunks myths about rewards complexity, highlights the benefits of airline and hotel status, and suggests tools to manage points effectively. The discussion aims to make travel more accessible while avoiding the pitfalls of overcomplication.

Jan 7, 2026 β’ 54min
Miles and Points with Ronnie Dunston
In this conversation, Ronnie Dunston, a miles-and-points enthusiast who has traveled to over 100 countries, shares his secrets for budget-friendly travel. He delves into effective strategies for booking award flights and maximizing credit card rewards while managing family travel. Ronnie emphasizes the benefits of premium experiences, like airport lounges, and provides practical tips for flying with kids. He also highlights the importance of community meetups in mastering the points game and gives insights on transforming everyday expenses into travel points.

Jan 4, 2026 β’ 47min
Travel in 2025 and 2026
Explore the highlights of 2025 travel through points and miles strategies for unforgettable family trips. Discover how using Hilton credits and membership perks can save money on accommodations. Tune in for adventures planned in exotic locales like Southeast Asia and Australia, plus tips for maximizing hotel and airline benefits. Join discussions about exciting meetups, upcoming conferences, and insider travel hacks that make unforgettable trips affordable. Get ready to unleash your inner traveler for 2026 and beyond!

Dec 26, 2025 β’ 54min
Margaritaville At Sea Trip Report
Discover how to score a nearly free balcony suite cruise using travel hacks and casino loyalty perks. Listen in as the host shares first impressions of the ship, room highlights, and the dining experience onboard. Dive into the casino scene, exploring gaming strategies and promotions. Unpack itineraries, port logistics, and candid assessments of Cozumel and Progreso. The insights on solo travel choices and maximizing points are invaluable for any travel enthusiast looking to elevate their cruising experience.

Dec 19, 2025 β’ 33min
Dave Ramsey vs Business Credit Cards | Response
A spirited debate unfolds as Justin Vacula takes on Dave Ramsey's strict stance against credit cards. He highlights the numerous advantages of business credit cards, from earning points to cash flow management. The psychological aspects of spending are explored, drawing contrasts to Ramseyβs warnings. Justin critiques Ramsey's simplistic arguments and illustrates the real value of travel rewards, offering practical tips for disciplined use. Overall, the discussion balances responsible credit card strategies with the pitfalls of misguidance in financial advice.


