

Financial Audit
Caleb Hammer
Personal finance nerd at heart! Making content to entertain and educate. Want to be on the show? Email us at casting@calebhammer.com Sponsorship and business inquiries: business@calebhammer.comGet new episodes a week earlier on our YouTube channel!
Episodes
Mentioned books

Oct 24, 2025 • 1h 37min
Financial Audit's First Furry
Ohhhh the drama is spicy af with bbno$... we go into full details in todays post show... this is absolutely crazy and has never been done in Financial Audit history... Watch here: ➡️ https://bit.ly/chpostshow
⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp
⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer
🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb
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Our Sponsors for This Video
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➡︎Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
➡︎Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored
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Master Your Money with Caleb Hammer
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⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer
⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch
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Check Out My Resources
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👉 I'VE MOVED MY INVESTMENTS TO WEBULL! https://www.webull.com/k/Caleb
👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 First 100,000 Fizz sign-ups with code HAMMER10 get $1.0: https://www.joinfizz.com/caleb
👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
👉 Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
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Chapters:
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00:00 Intro
09:25 why is it always taxes..
23:22 financial audit's biggest pissing contest
40:30 lil bro got his c*ck on google lmao
49:40 thats a decent chunk of change..
01:08:30 raising canes is kinda valid though
01:25:00 Budget!!
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Want more content?
=============================
🍿 Financial Audit Follow-Ups here: / @financialauditfollowups
🍿 Caleb Hammer Livestreams: https://bit.ly/caleb-live
🍿 Livestream Cutdown VODs: / @livecalebhammer
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Connect with me!
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TikTok: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/
=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply
*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 22, 2025 • 1h 45min
I (almost) Gave Up.. | Financial Audit
🍿 ohhh nooo, this post show is *insane* - I call his wife and fully expose him... she legit thinks he only had $4k of debt... this marriage is over, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5
💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/
🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB
___________________________________________
▶SPONSORS:
Build credit fast with 80% off the first month (that's just $1!) at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us!
💳 Get $50 for signing up with Current! 💳Sign up for Current with my link and get a free $50 bonus when you receive a qualifying direct deposit: https://current.com/hammer Terms and conditions apply. See https://current.com/legal_disclaimers for details.
___________________________________________
▶EDUCATION:
1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰
2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸
___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻💻📓✍🏻💡
1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.
2. Checking & Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer
3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer
4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/
7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 20, 2025 • 1h 45min
Most Insane Car Debt I’ve Ever Seen | Financial Audit
🍿 woooowwwwww she's hiding EVEN MORE DEBT behind his back and he HAD NO IDEA... It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5
💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/
🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB
___________________________________________
▶SPONSORS:
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer
___________________________________________
▶EDUCATION:
1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰
2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸 Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 17, 2025 • 1h 36min
$500,000 In Debt To Be Failed OF Model | Financial Audit
🍿 woooowwwwww now she's borrowing money from her dad to pay her own mortgage... this is just so gross. It's exposed in the post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5
💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/
🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB
___________________________________________
▶SPONSORS:
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
___________________________________________
▶EDUCATION:
1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰
2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸
___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻💻📓✍🏻💡
1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.
2. Checking & Savings: Get up to $350 when you open a Chime® Checking account, and earn up to 3.75% APY on your savings: chime.com/calebhammer
3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer
4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/
7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
Chapters:
00:00 Intro
10:19 DAAAMN
23:00 but wait, theres more!
35:40 wtf
52:20 again.. wtf
01:04:36 to lesbian or not lesbian
01:21:36 they always owe money to the IRS
___________________________________________
▶More Content 🍿🎥📺🎞️🎬
1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups
2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA
1. My socials: https://stan.store/calebhammer
2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________
▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 15, 2025 • 1h 47min
$70,000 In Debt Simping For E-Girls | Financial Audit
Gary, a 25-year-old water plant operator and college graduate, opens up about his struggles with $70,000 in debt and impulsive spending. He discusses how consumerism drives his costly habits and reveals his view that money isn't real. The conversation explores his side hustles, budgeting failures, and reliance on credit cards as if they were free money. Caleb dives into Gary's maxed-out credit card and high-interest loans, unveiling the unsustainable nature of his finances. Together, they outline an action plan to tackle his financial mess.

Oct 13, 2025 • 2h 20min
Str*pper Stormed Off Financial Audit
🍿 WTFFFFFFF SHE IS MESSAGING OTHER GUYS BEHIND HIS BACK and sending N*DES ---- but even worse… I read the text messages between these two, and he’s evn more evil tgan he came accross in the main episode… watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5
💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/
🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB
___________________________________________
▶SPONSORS:
Click this link https://boot.dev/?promo=CALEBHAMMER and use my code CALEBHAMMER to get 25% off your first payment for boot.dev
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
Roll over your 401(k) at https://hicapitalize.com/caleb and see site for full terms. This video is sponsored by Capitalize!
#ad @hicapitalize
___________________________________________
▶EDUCATION:
1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰
2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 10, 2025 • 1h 41min
He's So F*cked (I brought in his mom) | Financial Audit
In this captivating discussion, Drew's mother, who has managed his finances for years, reveals the complexities of their relationship. They dive into Drew's dependency, secrets about IRS debt, and surprising spending habits linked to gaming. Tensions rise as they confront whether her control is helping or hindering his independence. Drew's financial competence and habits are scrutinized, leading to actionable plans for debt repayment and budgeting. The episode culminates with shocking revelations about potential identity issues, leaving listeners eager for more.

Oct 8, 2025 • 1h 39min
$67,000 Of K-Pop Debt | Financial Audit
In this eye-opening conversation, Presley reveals her staggering $67,000 annual income while struggling with nearly $70,000 in total debt. She discusses the spiraling effect of mall temptations and daily micro-purchases that nearly doubled her expenses. The host dissects her reliance on credit cards, highlighting the shocking interest accumulating from her everyday spending. They explore her poor financial choices, like cashing out a 401(k) and impulsively selling stocks for concert tickets, ultimately emphasizing the need for a significant behavioral change to escape her financial crisis.

Oct 6, 2025 • 1h 47min
$300,000 Of Debt To "Flee Trump’s America" | Financial Audit
🍿 This is crazyyyyyyy- we could not talk about this in the main show, but she fell into *THREE CULTS* before this guy... this post-show is insane. Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5
💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/
🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$0.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB
___________________________________________
▶SPONSORS:
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
👉 Grab your free seat to the 2-Day AI Mastermind: https://link.outskill.com/CALEBHAMMEROC1
🔐 100% Discount for the first 1000 people
💥 Dive deep into AI and Learn Automations, Build AI Agents, Make videos & images – all for free!
🎁 Bonuses worth $5100+ if you join and attend
Go to zocdoc.com/caleb to find and instantly book a top-rated doctor today #sponsored
Go to https://ro.co/caleb to see if your insurance covers GLP-1s—for free.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Oct 3, 2025 • 1h 36min
No F*cking Way | Financial Audit
🍿 WHATTTTTTTT- she just opened a *NEW AFFIRM* before filming for TIKTOK SHOP AGHJHHHH- you need to see this post show, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join
💵📱Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5
💸🤑💰 *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/
🔋⚡🥤🔋 *STOP SPENDING $4 ON BS ENERGY DRINKS* Gamersupps tastes better and costs only *$00.25 per serving* - use my link, and save 10% https://gamersupps.gg/caleb and if you want *FREE SAMPLES* to test, just type in code CALEB
___________________________________________
▶SPONSORS:
Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78
___________________________________________
▶EDUCATION:
1. Get your own free Hammer Financial Score: https://www.calebhammer.com 💸🤑💰
2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ 💸💸💸💸
___________________________________________
▶RESOURCES 💵💸🤑💰💲👩🏻💻📓✍🏻💡
1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.
2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay
3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer
4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb
5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)
6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/
7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer
8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer
___________________________________________
Chapters:
00:00 Intro
07:33 she said the thing!
24:00 correlation??
38:33 *pretends to be shocked*
51:35 W justification
01:12:10 thats ridiculous lol
___________________________________________
▶More Content 🍿🎥📺🎞️🎬
1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups
2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive
3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA
1. My socials: https://stan.store/calebhammer
2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________
▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices


