Financial Audit

Listeners dive into the wild world of financial struggles, from hidden payday loans to the burden of student debt. The guests candidly share how moving to Dallas complicates budgeting, especially for housing. There's humor in balancing instant gratification with the need for financial stability, particularly in content creation. They tackle personal accountability in spending while exploring emotional ties to money and relationships. A lively audit shows the absurdity of prioritizing fun over essentials, offering both laughter and valuable lessons on financial management.

▶ *I* *CALL* *THE* *WIFE* !!!! And guess what?? He lied to us... this crap is insane, watch the post show here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/PDS Debt is offering a free debt analysis. It only takes thirty seconds. Get yours at https://PDSDebt.com/calebLooking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶EDUCATION:1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

▶There's a major "friction" with her and her boyfriend with all of this, we confront the issue and get the TEA in today's post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶Join us *LIVE* in Austin TX, Feb 22: https://calebhammer.com/live▶The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

A participant shares their journey through a career transition, including a significant salary increase but ongoing financial challenges. The conversation reveals the struggles of securing housing and the stress of budgeting after job loss. Humorous anecdotes spotlight the complexities of credit card debt and impulse buying. They discuss the pitfalls of necessary versus luxury spending while addressing grocery costs and personal finance habits. The episode balances laughter with critical reflections on financial literacy and responsibility.

A frustrated individual recounts spending a staggering $10,000 on an ex-girlfriend in a desperate attempt at romance. The discussion navigates through the pitfalls of financial management, emphasizing the emotional burdens of debt and habits. Insights into budgeting strategies and personal finance highlight the challenges faced by young adults. The speakers share anecdotes about the impact of food delivery services on their finances, blending humor with crucial lessons on spending habits and financial responsibility. A candid exploration of lifestyle choices and their repercussions ensues.

In a lively discussion, speakers share struggles of managing gig economy finances while juggling jobs and side hustles. Humorous debates about spending habits reveal personal and financial realities, from travel costs to dining choices. The conversation veers into financial literacy, highlighting the importance of education and strategic investments to maximize savings. Listeners gain insights on job applications, personal finance management, and the complex dance between financial aspirations and everyday expenses.

▶▶ Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/▶▶▶▶ We bring her BOYFRIEND into the post show, and guess what.... HE REFUSES TO CUT HER RENT TO HELP HER OUT ... this is absolutely insane, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/joinStop leaving yourself vulnerable to data breaches. Go to my sponsor https://aura.com/hammer to get a 14-day free trial and see if any of your data has been exposed.Unlock better refinancing options with Money.com! Click https://money.com/caleb-mortgage-purchase to see if you’re eligible for lower payments, shorting your term, or getting cash out of your mortgage.Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.You can try invideo AI for free, but if you are serious about video creation you should get a paid plan that starts at just $20/month which is the one that I have and it will remove the watermark + give you access to voice cloning and high quality stock footage. Just go to this link https://invideo.io/i/CalebHammer and use my code CALEBHAMMER50 to get twice the number of video generation credits in your first month.▶EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/joinTired of steep car insurance premiums? With Money.com, you can compare multiple car insurance options in just minutes and save big! Click here https://money.com/caleb-car-insurance to see options that could start helping you save money today.Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.Lock in 5% with Silo before the Fed cuts rates again:https://silomarkets.com/caleb▶EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer_______________________ Learn more about your ad choices. Visit megaphone.fm/adchoices

Use code 50HAMMER to get 50% OFF plus free shipping on your first Factor box at https://bit.ly/3U6sqKDLooking for lower rates and better terms quickly and easily? Click https://money.com/caleb-mortgage-refi to compare the best mortgage refinance options with Money.com. Paid endorsement. This message is sponsored by Money.com, which receives compensation from its marketing partners for some of the products and services featured. Eligibility requirements apply and offers may be subject to change without notice. Learn more about how Money.com makes money.Lock in 5% with Silo before the Fed cuts rates again:https://silomarkets.com/caleb▶▶▶Watch this episode's POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Try Rocket Money for free: https://RocketMoney.com/calebDownload the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMERLock in 5% with Silo before the Fed cuts rates again:https://silomarkets.com/caleb▶▶▶Watch this episode's POST SHOW here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join▶EDUCATION:1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/2) The best budgeting program online: https://calebhammer.com/budget3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula5) Get your own free Hammer Financial Score: https://www.calebhammer.com_______________________▶RESOURCES1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services.Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today!7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer_______________________▶OTHER CHANNELS:1) Your Week In Money: https://www.youtube.com/@calebhammeryourweekinmoney2) Financial Audit Follow-Ups: https://www.youtube.com/@financialauditfollowups Learn more about your ad choices. Visit megaphone.fm/adchoices