Making Money

In this podcast, the hosts discuss credit scores and credit ratings, debunking common myths. They share personal experiences and the importance of education on this topic. They also explore the impact of credit ratings on financial products and job opportunities. The significance of building credit history and maintaining accurate personal information on your credit report is highlighted. Personal experiences with CCJs and the risks of investing are also discussed.

Delving into wealth gaps and pay inequities, the podcast explores strategies for increasing earnings and negotiating salaries. It also tackles gender pay gaps, caregiving responsibilities, parental leave policies, and ethnic pay disparities. Diving into systemic issues, it addresses wealth gaps, race privilege, and economic growth. Lastly, it examines conversations on promotions, human life's value, and societal support for future generations.

Rob Dix, property investor and host of The Property Podcast, discusses the impact of changes in interest rates on the property market, advantages and disadvantages of renting versus buying a home, diversifying investments with property and cryptocurrency, the possibility of a property market crash, challenges for new investors, and the importance of having a personal assistant in property investment.

Learn how to choose the best investment platform and index fund, decipher investment information, manage stress, and explore different investment options. Includes a discussion on minimizing fees, the importance of bond allocation, and ethical investing.

Deborah Meaden shares insights on teaching kids about money and achieving dreams. The podcast covers childhood money attitudes, entrepreneurship, ethical investing, and personal growth anecdotes with humor and business wisdom.

Everyone talks about diversification, but how diverse do you really need to be? Can you just invest in one fund? Ramin Nakisa is personal finance YouTube royalty in the UK. He walks us through some of the major assets classes and their pros and cons - but also why one investment might just be enough for you to beat most professional investors, forever. This episode was recorded in July 2023 so some information may have changed since then.  💬 Do you have a money story you'd like to share on the podcast? ⁠⁠https://makingmoney.email/listener-story-form 🤝 Want 1:1 financial help from us? Answer a few questions to find the right service & book free call: ⁠⁠⁠https://getmost.typeform.com/pod-episodes⁠⁠⁠ ❓Survey - how are you saving for your future? ⁠⁠⁠https://makingmoney.email/survey⁠⁠⁠ 🎉 Sponsors Vanta - Get your company secure and compliant: ⁠⁠⁠⁠https://vanta.com/makingmoney⁠⁠⁠ Xero accountancy software - get 90% off for 6 months: ⁠⁠⁠https://referrals.xero.com/makingmoney ⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📈 Investment platforms we use: Trading 212 Watch this video where Damo explains how to get the most from it:⁠⁠ https://youtu.be/BVVZhrM0LVQ⁠⁠ Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1. Use the code ‘MM’ or this link:⁠⁠ https://www.trading212.com/join/MM⁠⁠ InvestEngine  Get up to a £50 bonus when you invest at least £100. ⁠⁠https://investengine.pxf.io/daOD2Q⁠⁠ Vanguard Minimum investment of £500 or £100/month. ⁠⁠https://www.vanguardinvestor.co.uk/ -- If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Damo, a financial planner, shares his strategy for reaching £2 million in an ISA. They discuss terrible financial decisions, the power of compound interest, and investing in BIDstack. They also explore the difficulty of outperforming the market and introduce a stress management device called Sensate.

The podcast discusses the secret to quick wealth, setting up a limited company for tax efficiency, and the best ways to store emergency funds. It also explores investing in businesses, angel investing, and the importance of emergency funds for financial planning.

The podcast discusses the pros and cons of overpaying a mortgage compared to other investment options like pensions or ISAs. They also explore the risks and considerations of transferring an ISA and the impact of high fees on investment returns. Additionally, they cover managing finances, self-management of investments, and the process of transferring investments between platforms.

The podcast explores the connection between interest rates and inflation, debunking the misconception about wages driving inflation. They address the issue of wages not keeping up with inflation and discuss the consequences of raising taxes instead of interest rates. The hosts delve into how taxes, wages, and inflation are interconnected. They also make predictions for the future of interest rates and mention a quiz on financial health.