

Informed Decisions Independent Financial Planning & Money Podcast
Paddy Delaney (Parent, Educator, Qualified Planner & Executive Coach)
Take control of your financial future by joining us on Ireland's Independent & award-winning Investment & Retirement Planning Podcast, with Paddy Delaney (QFA RPA APA).
Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.
Paddy Delaney QFA RPA APA
Join Paddy & guests as they cut through the noise, nonsense and smoke-n-mirrors of financial services in Ireland. We want you to avoid costly mistakes and to make informed financial decisions in your investments and retirement planning.
Paddy Delaney QFA RPA APA
Episodes
Mentioned books

Mar 3, 2025 • 1h 11min
Rental Income Tax Planning with Brendan Allen
In this week's podcast, I chat with Brendan Allen a specialist in property tax. He is a Chartered Tax Accountant and Chartered Tax Advisor, and is the owner of Allen & Co Tax Accountants and Landlord Tax Returns and is passionate about tax talk. Key topics Intricacies of tax of landlords Landlord tax credit Rent pressure zones Pros & Cons Pensions Private landlord current situation I hope it helps! The Mysterious Affair at Styles The World According to Garp Link to our Blog in 2017 and our Podcast here Is It Profitable Being A Landlord??........The Maths! Blog 33 Link to Rental Income Stress Test Calculator Property Stress Test Calculator - Landlord Tax Returns - Landlord Accounts Landlord Tax Returns Brendan Allen LinkedIn Disclaimer

Feb 24, 2025 • 1h 4min
Building Olympic Resilience with David Gillick
On this week's podcast, episode 324, I chat with Olympian, David Gillick about resilience and his journey and how he got through some really dark days. Something we will experience as investors. David shares some fun and interesting stories David is one of Ireland most successful sprint athletes. He stepped off the track in 2013 after a successful athletics career which included winning Ireland's first sprint gold medal in 76 years when winning the European Indoor 400m championships in 2005. He went on to retained his title in 2009 and became an Olympian in 2008. David currently works in a number of areas, mainly corporate wellness and performance. Consulting and supporting organisations, teams and individuals in realising their potential and operating efficiently and effectively to achieve their respective goals. I hope it helps. The Racket By Conor Niland Simon Sinek Start with Why Robin Sharma The Monk Who Sold His Ferrari Andre Agassi OPEN David Gillick website David Gillick LinkedIn @davidgillick On Instagram Disclaimer

Feb 18, 2025 • 46min
US Market Warnings – And What We Can Do About It
There is more and more commentators shouting from the roof-tops about the massive growth of North American stock values and earnings over the past few years (since Covid really). I'll explore what is and isn't really happening, and what one's practical options are. Specifically, the following are the claims/alarms being flagged; US Tech stocks have gone so incredibly well for several years, these companies, and the US is now over-priced and make up larger proportions of Globally Market than they 'should'. The future expected returns from S&P500 as a whole, so people 'should' now re-allocate to Europe, Emerging Markets and other locations, for future returns I hope it helps. Disclaimer

Feb 10, 2025 • 51min
EIIS Investing in Ireland with Kevin Canning
In this week's podcast I talk with Kevin Canning, Managing Director of Quintas Capital. Kevin specialises in private markets and is the Investment Director of The EIIS Innovation Fund managed by Quintas. He is a Chartered Accountant (ACA), a Chartered Tax Advisor (CTA), and a respected member of the Irish Tax Institute, underscoring his comprehensive understanding of finance and taxation. I hope you enjoy this interesting conversation. Key Topics What Quintas does EIIS Innovation Fund How private investing works Kevin Canning - Quintas Capital Kevin LinkedIn The Psychology of Money Disclaimer

Jan 27, 2025 • 46min
Holding Companies and Family Partnerships For Smart Tax Planning
In this week's podcast I chat to John Murphy a Director of OmniPro Tax and Legal Limited John is a Chartered Tax Adviser, who works with clients on income tax, tax planning, restructuring to exit planning as well as advising on company law in relation to these and many other matters. We talk about holding companies and family partnerships for smart tax planning. Key topics Who are OmniPro 2025 changes to tax planning Business Structure planning Holding companies Non Business Assets Family Partnerships To learn more about OmiPro's services and contact John head to their website here: OmniPro Tax and Legal Limited

Jan 20, 2025 • 41min
Jordan Grumet Interview - Longevity, Health & Happiness
In this week's podcast I talk to Dr. Jordan Grumet, about the topics he covers in his new book The Purpose Code. Bringing together the topics of longevity, health, purpose and money. The Purpose Code hopes to help you what purpose really is and the role it plays in our lives. Jordan's podcast – Earn & Invest Jordan Grumet.com Disclaimer

5 snips
Jan 13, 2025 • 25min
What to Expect If Markets fall by 30% in 2025: A Retirement Asset Comparison
Explore the potential impact of a 30% market decline in 2025 on retirement planning. Discover how individuals in different stages of life can adapt their investment strategies during market volatility. Learn the importance of a flexible financial plan to maintain stability and security. The conversation highlights a 'guardrail' approach to help retirees navigate unpredictable market shifts with confidence.

Dec 16, 2024 • 22min
Tax Rates for Retirees in Ireland (2025)
In this week's podcast, the last for 2024 I talk about Tax Rates for Retirees in Ireland (2025). We spend a lot of time planning, analysing and accumulating retirement assets, often without clarity on the tax rates for retirees in Ireland! Time to start fixing that dear listener. Planning take-home retirement income requires careful consideration of tax bands, credits, and income sources. In 2025, singles and couples can benefit from expanded tax bands and additional credits from 2024, which can and will positively affect their take-home income I hope it helps Disclaimer

9 snips
Dec 9, 2024 • 22min
Should I Stay Invested When Markets Are At All-Time Highs?
With major indexes hitting all-time highs, the conversation dives into whether investors should stay the course or shift to safer assets. Historical data supports the idea that long-term investment usually pays off, even amidst market peaks. Listeners learn about the dangers of trying to time the market and the critical role diversification plays in investment strategies. Engaging insights offer a fresh perspective on navigating these financial waters with confidence.

Dec 2, 2024 • 24min
The 5 Benefits of Passive Index Investing in Ireland
In this week's podcast, I talk about Index Investing in Ireland – A topic that will be of interest to all As you know at Informed Decisions, we believe in helping build a secure financial future through strategies grounded in research, not speculation. Today, I'd like to share why evidence-based investing, a disciplined approach driven by decades of data, stands out as one of the most reliable ways to achieve long-term financial success and security. Disclaimer


