Informed Decisions Independent Financial Planning & Money Podcast

Hi There! Life Cover, Life Insurance, Life Assurance......call it what you will, the fact is that there are many ways we can put this in place, and many different types of cover to choose from. Which is the best Life Cover for me? In this episode Paddy shares information regarding the most common types of cover available, and some of the key differences between them, to enable you make an informed decision on your Life Cover and Family Protection. You can sign up for weekly email from InformedDecisions.ie by visiting this page: http://www.informeddecisions.ie/spreadtheword/ Thanks for tuning in, and for sharing this on Facebook & LinkedIn. Paddy www.informeddecisions.ie

Hi there! Investments can be ferociously complex things, and made even more complex by some, for their benefit and not yours! This episode of the Informed Decisions Personal Finance podcast shares some basic insights to the 5 main Asset Classes, giving you a working understanding of what they each are and what sort of volatility they each tend to carry. Valuable listening whether you are a newcomer to the world of savings, investing or pension planning in Ireland, or are a seasoned regular. Please visit the website www.informeddecisions.ie for access to all of our blogs and podcasts. Thanks for listening and sharing. Paddy.

Hi Guys, Thanks for tuning in to Episode 11 of the Informed Decisions Podcast. In this episode we will share with you one of the largest and most unknown potential tax that cohabiting couples can be faced with, and a few pointers on your options to help ensure it's never an issue for you. Please continue to share on social media and spread the word, our listener numbers are increasing every month, meaning we are getting this info out to the millennials of Ireland, who seemingly want it! Thanks all, Paddy. www.informeddecisions.ie Link to Revenue Website and further info regards the Family Home/Dwelling Relief: http://www.revenue.ie/en/tax/cat/leaflets/cat10.html

Hi, Thanks for tuning in again! In previous episodes we have discussed the basics of emergency funding, clearing debts and having awareness of where our money goes. Assuming that you have those things in order (or on the way to being in order!) here is a useful podcast episode sharing the key things to consider before you invest for the medium or long term. While we will delve into 'asset allocation' in more detail, this episode is an introduction to the 4 key things to consider when doing an Irish Investment. If listening via iTunes etc. please visit the website www.informeddecisions.ie for all other blogs and podcast episodes Thanks for tuning in. Paddy Delaney.

Episode 9 of the Informed Decisions Podcast introduces Physical Health expert Andrew Hageman of Meath-based A&S Fitness. We discuss links between Financial & Physical health, reasons to pursue both and some really useful tips to get on the path to physical (and subsequenty financial) wellbeing. Andrew shares his story, his vision for giving ourselves the best chance to perform, and some really practical ideas on how to go about it. We would be delighted to hear your comments, see your shares, and please do send it to a friend who you feel would benefit from listening. As always, thanks so much for listening, and do check out the website. www.informeddecisions.ie Paddy.

Discover the benefits and indeed the savings to be had from clearing your debt early. While it is not something everyone can aim to do, there may be scope for many to make small changes to save lots of interest, and to be free of debt earlier than expected. Please continue to share the love, and don't forget to subscribe to the weekly email update. Magic! Thanks as always for tuning in. Paddy.

One of the other core foundations to an effective Financial Plan is to have a back-up in case you aren't around to see it through,Life Cover can play a part in that! Many folks in Ireland wonder if they need it, what does it really do (seeing as they won't be around to benefit!), and how much really is enough. Here's a shed-load of ideas on how to begin to work that out for yourself. This is the first of a series exploring the different ways to protect the protectible, easy! Thanks for sharing, listening and continued support of the cause. Enjoy. Paddy.

Hi All, Paddy & John shed some light on what is the best way to go, rent your home, or take the plunge and buy it with the help of a mortgage. Both have experience from a personal & professional perspective and share their thoughts on how best to consider this question......plus some other stuff! Enjoy, Paddy. www.informeddecisions.ie

Hi All, Colm McCarthy (our esteemed Irish Economist) recently said "retirees don't eat equities and bond for their breakfast, they eat rashers and eggs and bread and stuff".......meaning we need cash to survive and feed ourselves in retirement, not funds and technical products. Paddy & John discuss why this matters and how we can begin to consider catering for our retirement. Recorded in a busy pub, there is a nice background ambience to compliment the lad's dulcet tones! Thanks for tuning in! Paddy.

Many of us deal with budgets in a work environment, everything revolves around budgets. Yet for many the thoughts of budgeting our own finances seems alien! Paddy & John discuss the merits and the ways to approach budgeting, and most importantly WHY bother! A large emphasis is on identifying your own personal Financial Goal, then and only then will budgeting be an activity you'll be motivated to actually do. Thanks so much for listening, you're a legend! Paddy. Available on iTunes and Podcast Addict. Just search for 'Informed Decisions'. For more check out www.informeddecisions.ie