

This is Money Podcast
This is Money
What you need to know about money each week and what the news means for you, from the UK's best financial website. Hosted on Acast. See acast.com/privacy for more information.
Episodes
Mentioned books

Jul 15, 2016 • 51min
What's the point of... Chancellors to estate agents?
This week we meet Keith Richards of the Rolling Stones to talk about his guitar collection and... oh, sorry, that's not true.However we dress this up, the truth is that this week's show and probably next week and the week after features more Brexit.Not too much though. Saved by of all things, Milton Keynes and more specifically its car parks. To kick off, Simon Lambert, Rebecca Rutt and George Frost take a reflective look over the week's events and wonder in the wake of Brexit... What's the point of interest rates, and interest rates meetings and Bank of England musings on interest rates if they never change?What's the point of quantitative easing if all it does is stoke house prices?What was the point of George Osborne? Remember him? The Chancellor who gambled it all on house prices and fear... and lost.What's the point of estate agents now buyer demand for homes has fallen at the sharpest rate on record?What's the point of new Chancellor Phillip Hammond when we have no economic plan? At least this one's got a degree in economics and industry experience. What's the point of the new Cabinet? The government one, not a sideboard - or maybe there's not a lot of difference.What was the point of austerity when all it did was make the poorest pay for riches' mistakes. It's a great show. There's some stuff on pensions and when they're next going to be mucked about with and parking rage and portal juggling. And finally, the economy may be heading back to the dark ages but the future has arrived in Milton Keynes. It's been named the second best place to work in the country and it's going to get better with free parking for electric cars. Hosted on Acast. See acast.com/privacy for more information.

Jul 8, 2016 • 53min
Britain in gloom - This is Money podcast
It’s started. You can’t decide to leave the world’s biggest trading block and not expect some serious financial consequences. Especially when the boys responsible for it ran away. The economics of Brexit are suddenly looking dark.We could be living under the cloud for many years.Already, just two weeks on from the referendum, we are beginning to see the prospect of falling investment, falling house prices and job insecurity. Householders, especially those in debt, need to prepare. Investors in commercial property funds are also suffering. It was always, says one commentator, a ‘disaster waiting to happen’. You invest in a shopping centre but when you want to take your money out you realise the secondhand market for shopping centres has collapsed. Simon Lambert, Rachel Rickard Straus and Georgie Frost discuss the week’s events over a soundtrack of music and news clips from 1985, which is where, statistically, we’re back to. Hosted on Acast. See acast.com/privacy for more information.

Jul 1, 2016 • 53min
Over and out: our entertaining look at Brexit fallout
In the run up to the ‘greatest constitutional crisis of modern times’ it was said that no one knew what would happen if we voted ourselves out of the EU.But like so much of the twaddle peddled by both campaigns’ liars-in-chief, this was also not the case. We did kind of know if only we had listened. The cool head at the Bank of England, Mark Carney, laid out the prospects in pretty clear and certain terms. And it is coming to pass. The majority of people, it seems, only listened to the lies.You must listen to this week’s podcast though.You won’t get a more entertaining overview of the fallout from the EU-out until the dusty hysteria settles in about 2025. Simon Lambert, Georgie Frost and Lee Boyce take a look at…Whether an interest rate CUT is imminent – and just how badly savers will be affectedWhat we know for sure already about the economics of Brexit Airfares are definitely going upBanks are in trouble Annuity rates are trashedSavings rates look set to plummetTax credit and cash machines are safeAlso…What kinds of trading deals are on the table for little Britain outside the European Union?Tips for 20-somethings who’ll have to foot the bill for their debt-loving forefathersHow the flimsy looking pound is already affecting prices and jobsIs it all Richard III’s fault?And…How to spot a scams How to buy a second hand carAnd what was your first car – and, honestly, how rubbish was it? Hosted on Acast. See acast.com/privacy for more information.

Jun 24, 2016 • 37min
What will Brexit mean for your money and the UK economy?
Britain has voted to leave the EU in a historic referendum but what will Brexit mean for your money?As the world digested the 52-48 Leave vote, Simon Lambert and Lee Boyce, of This is Money, join Georgie Frost of Share Radio to discuss what next.The UK woke up a to a new era in its politics and markets have been see-sawing but beyond the short-term volatility, how will Brexit affect our finances? Hosted on Acast. See acast.com/privacy for more information.

Jun 17, 2016 • 53min
Britain's business in the spotlight - for the wrong reasons
Around the same time that once-loved High Street retailer BHS was tumbling into administration, the journalist Roberto Saviano, who spent more 10 years exposing the criminal workings of the Mafia, announced to the Hay Literary Festival that Britain was the most corrupt country on the planet.Our financial affairs, it seems are being eyed with interest and suspicion around the world.What better way to celebrate then, than to have another high-profile inquiry into the shenanigans behind the BHS collapse in front of Parliament and the world media?Last week we heard of death threats in the boardroom. This week was the turn of BHS’s previous owner Sir Philip Green to face the panel of MPs, who asked some pointed questions about the company’s demise.Why had he sold it for a quid?Had he taken millions of pounds out of the company knowing that the British Government would be liable for its multi-million pound pensions hole? Or did he really believe the company would be better off in the hands of a new, twice-bankrupt owner?Green wasn’t happy. He’s made some promises but they lacked detail and conviction. The saga is far from over. His wife, the beneficiary of much of the tax-free BHS millions, is likely to be next in the ‘dock’. Also this week, we have another look at the childlike lies peddled by EU referendum campaigners. It’s an important debate, this EU thing. Britain might be about to commit economic suicide but the campaigns have been, frankly, pathetic. Meanwhile… Inflation is flat lining – are we about to face a cut in interest rates? Investors are pulling money out of UK – but where are they finding opportunities? And finally…Nine years on from the financial crisis, around 100,000 people who bought off-plan properties that never got built in Spain have a chance of getting their money back. Hosted on Acast. See acast.com/privacy for more information.

Jun 10, 2016 • 50min
What's wrong with capitalism? This is Money podcast
It's not been a great week for big business? Sir Philip Green and the bosses at BHS have seen even greater criticism and Sports Direct's Mike Ashley was hauled in front of MPs.So is our modern of big business capitalism going badly wrong?Have we built an economy where it's low pay and bad conditions for the workers but huge rewards for the bosses?Do we need to worry about inequality?Simon Lambert and Rachel Rickard Straus, of This is Money, join Georgie Frost, of Share Radio, in the studio to tackle those thorny questions - and try to find some good news and put a smile on your face along the way.In that good news corner comes a victory for borrowers over a bank that ripped up the tracker mortgage rule book and a reader who wants to know if they've struck it lucky with a rare 50p.Listen to the show, leave us a comment and please rate it and share it if you like it. Hosted on Acast. See acast.com/privacy for more information.

Jun 3, 2016 • 55min
Death of the High Street: who needs shops anyway?
Walk around town centres in Britain and what do you see?A few chain stores, a Poundland or two, betting shops, charity shops, lots of empty shops, Amazon delivery vans, tumbleweed?We don't shop in the High Street like we used to. Even Poundland has a website with free delivery for orders over £50 (OK, that's a lot of sweets). The High Street has just got a little bit deader with BHS and Austin Reed the latest casualties. What went so wrong?Is it sad, simply inevitable or perhaps good news that empty shops might be converted into homes?Join the mighty money triumvirate, broadcaster of the year Georgie Frost, This is Money editor Simon Lambert and consumer affairs editor Lee Boyce as they take us on an aural tour of the death of our towns. Also on the show The made-up claims of EU referendum campaigners. Is it time to offload your buy-to-let? What's going on in the property market? There's a couple of great questions about pensions...Were you 'contracted out' without realising and likely to lose a ton of cash as a result?Is it worth saving for a pension at all if you only earn £15,000 a year? In other words do you want to retire on an income of £8,000 a year - or do you fancy a bit more?And finallyThe question everyone is asking: How do you get two whales in an electric car?#tesla #eu #bhs #shopping #pensions #money #buytolet Hosted on Acast. See acast.com/privacy for more information.

May 27, 2016 • 51min
How to challenge a will and make loads of money
This week on the show you’ve all been waiting for, broadcasting legend Georgie Frost, This is Money editor Simon Lambert and personal finance editor Rachel Rickard-Straus take a peak under the coffin lid of inheritance. It can get nasty when grief and greed meet in the financial graveyard. So what can you do if you feel you’re being ripped off by siblings and long-lost lovers? And what’s the best way to make a clear will of your own intentions when you step off planet Earth for the last time?Also on the show…How to make loads more money by using Einstein’s theory. No not that one. Well, yes that Einsten but this time it’s his theory ‘the 8th wonder of the world’ – or compound interest.And…Trouble brewing for property sellersPaying off your mortgage quickly for dummies – is it for dummies?The latest ruse to get your kids on property ladderThe pitfalls of renting out your spare room to someone who burns it downAngry parking fees and fines When, where and how much to tip abroad Hosted on Acast. See acast.com/privacy for more information.

May 20, 2016 • 54min
The dark art of banking and getting a mortgage
Have banks been let off the hook again? That's been the reaction to the CMA report into retail banking. In this week's This is Money podcast with Share Radio, Simon Lambert, Lee Boyce and Georgie Frost look at whether we should be doing more to break-up the big banks and why many years on from the rip-off bank charges battle, they've just been told to clean up their act.Also on this week's show we discuss the dark art of mortgage affordability calculators - and why some lenders seem to offer the same test couple £200,000 more than others.We also ask what next for the property market and buy-to-let? The landlord stamp duty stampede sent buy-to-let purchases rocketing - and many investors may have been involved in a bit of false economy - but will the market stall now?And Andy Haldane, of the Bank of England, listen up, we've explained how pensions work to help you understand them after you said you couldn't. Hosted on Acast. See acast.com/privacy for more information.

May 13, 2016 • 50min
On the dire economic warnings of an EU-out
If Britain were to leave the EU, it MIGHT prove to be an economic disaster for us. The Bank of England governor Mark Carney, whose job it is to point things like this out, and other commentators, have said so. And the leavers don't like it. Interest rates, house prices and all the other things that make Britain's dinner parties great might be affected.Is this just politics dressed up as economics? Or should we be worried? Simon Lambert and Rachel Rickard-Straus of This is Money and newly crowned financial broadcaster of the year, Share Radio's Georgie Frost discuss this and...The fact that, Europe vote aside, UK growth is looking like a problem.Whether the middle class dream is over for young people who need to earn more than £100,000 a year to even hope of buying a property in London.Are these fancy new 'challenger banks' up to same sneaky old tricks as the established ones? Minor investor is back with a few new ideas. Why bother with 4 quid insurance for a theatre ticket and other possibly completely pointless things we're urged to insure?And finally... 'Mustang Sally... I bought you a brand new Mustang 'bout nineteen sixty five.' Well, 51 years later you can buy a right-hand drive one. What's it like? Hosted on Acast. See acast.com/privacy for more information.


