

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Aug 14, 2024 • 14min
Quarterly Update: OCR Cut to 5.25% – What It Means for Kiwi Finances & Housing Market | Episode 202
We dive into the latest market developments from April to June 2024, discussing the impact of AI stock fluctuations, the S&P 500’s performance, and New Zealand’s economic challenges. Despite market volatility, we highlight the resilience of bonds and anticipate potential benefits from recent OCR cuts.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 13, 2024 • 20min
Should We Tax The Rich? Responding To Your YouTube Comments… | Episode 201
We dive into your reactions and insights from our recent conversation with Jarrod Kerr, Kiwibank’s Chief Economist, covering everything from tax policies to housing market trends.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 13, 2024 • 1h 8min
What Will New Zealand Look Like In 100 Years? Ft. Simplicity Founder Sam Stubbs | Episode 200
We’re joined once again by Sam Stubbs, the visionary founder of Simplicity, as he discusses the long-term thinking behind Simplicity’s 100-year plan for housing in New Zealand.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 8, 2024 • 50min
What Does The Next 30 Years Look Like For New Zealand? Ft. Simplicity Founder Sam Stubbs | Episode 199
We sit down with Sam Stubbs, Founder of Simplicity Living, to discuss his extensive career journey and the innovative approach he has brought to Simplicity through life’s learnings and hard truths.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 6, 2024 • 58min
How To Buy Your First Home In 2024 | Episode 198
In today’s webinar special, we share practical tips and insights on how to buy your first home in 2024. Whether you’re a first-time buyer or updating your knowledge, we talk through ways to help you get started on the property ladder.
If you’re interested in organising a financial literacy webinar for your workplace and having us speak to your team, please reach out here.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 4, 2024 • 39min
Insurance 101: When & Where To Start With Insurance | Episode 197
We explore the various types of insurance, including life, income protection, trauma, and health insurance, discussing what each covers and why they are vital for financial security. Whether you’re new to insurance or reassessing your current policies, this episode provides valuable insights to help you make informed decisions.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Aug 1, 2024 • 22min
Do Kiwis Have The Worst Financial Literacy In The World? Ft. Co-CEO Of Banqer Simon Brown | Episode 196
We sit down with Simon Brown, Co-CEO of Banqer, to delve into the state of financial literacy in New Zealand and beyond. Simon shares his expertise on how Banqer is revolutionising financial education through its innovative online platform, which simulates real-world financial scenarios.
The Money Month Challenge is a free two-week online challenge to help you build your financial capability, confidence and ultimately well-being! Register now! The challenge starts on the 12th of August and runs for two weeks. Everyone in Aotearoa New Zealand is welcome to register. Sign up with your colleagues, whānau, friends or community group. Learn as you play and compete to win over $7,000 worth of prizes thanks to our Partner and sponsor Partners Life: https://banqer.co/nz/money-month
This episode is proudly sponsored by Partners Life: https://www.partnerslife.co.nz/
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 30, 2024 • 44min
How To Make Money Decisions In A World Of Inflation, Rising Interest Rates and Investment Volatility | Episode 195
In today’s webinar special, we dive into making smart financial decisions amid inflation, rising interest rates, and investment volatility. Covering market updates, recession survival tips, and the importance of planning.
If you’re interested in organising a financial literacy webinar for your workplace and having us speak to your team, please reach out here.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 28, 2024 • 20min
Why People Give Up On Property... | Episode 194
We delve into the frustrations and challenges that drive property owners to give up on their investments. As well as some personal experiences with property management pitfalls, from neglected maintenance to ineffective communication.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Jul 25, 2024 • 40min
The Ultimate Guide To Good & Bad Debt | Episode 193
We explore the critical topic of debt, discussing the different types Kiwis commonly carry and how they can impact your financial health.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.


