

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Nov 14, 2024 • 24min
Inside Queenstown's Real Estate Boom Ft. Mark Harris | Episode 242
We’re joined by Mark Harris, managing director of New Zealand Sotheby’s International Realty, to discuss Queenstown’s unique property market. From international appeal to lifestyle-driven growth, Mark shares insights on future opportunities and what makes Queenstown one of New Zealand’s hottest real estate scenes.
Learn more and to get in touch with the New Zealand Sotheby’s International Realty team here
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Nov 12, 2024 • 27min
Commercial vs. Residential: Which Is The Better Investment? Ft. Scott O'Neill | Episode 241
In this episode, we sit down with the commercial property king, Scott O'Neill, Founder and CEO of Rethink Group. We compare commercial and residential property investments, highlighting the risks, rewards, and challenges of both to help you decide which investment truly wins.
Learn more about Rethink Group here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Nov 10, 2024 • 32min
Should You Work For The Passion Or The Pay Cheque? | Episode 240
In this episode of The Takeover, we discuss whether you should work for love or money, and how to balance financial goals with personal happiness. We explore the relationship between money, happiness, and career choices, understanding how income influences life satisfaction and how people use wealth to enhance their well-being.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Nov 7, 2024 • 25min
Housing Crisis or Affordability Crisis? What's the Real Issue? Ft. James Kellow | Episode 239
In this episode, we sit down with Director of NZMS James Kellow to discuss the future of housing in New Zealand. We explore the factors shaping New Zealand’s housing market, from affordability challenges to the impact of council regulations on new builds. We discuss whether current policies are helping or hindering the future of homeownership and investment in the country.
Learn more about NZMS
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Nov 5, 2024 • 11min
Quarterly Update: Will High Returns Skyrocket or Crash? 2025 Insights | Episode 238
In this episode, we dive into the latest quarterly update, exploring whether today's high returns are sustainable and what that means for investors heading into 2025. Join us as we analyse market trends, share insights, and discuss strategies for navigating the ever-changing financial landscape. Don’t miss out on vital information that could shape your investment decisions!
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Nov 3, 2024 • 19min
Is The S&P 500 Just An Illusion Of Diversification? Ft. Kernel Founder Dean Anderson | Episode 237
In this episode, we delve into whether the S&P 500 truly offers diversification for investors. We unpack the index's composition and performance, examining if it lives up to its reputation as a diversified fund in today's market.
Learn more about Kernel
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 31, 2024 • 36min
$100 Million Property Empire: How Did Scott O’Neill Do it? ft. Scott O'Neill | Episode 236
We recently sat down with Scott O'Neill, CEO and founder of Rethink Group, Australia’s largest commercial buyers agency.
Scott shares his journey from humble beginnings to building a property empire, diving into his strategic approach to property investment, the importance of positive cash flow, and how he’s helping investors rethink their approach to the commercial property market.
Learn more about Rethink Group here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 30, 2024 • 1h 32min
A Beginner's Guide On NZ's Commercial Property Boom ft. Scott O'Neill | Episode 235
A Beginner's Guide On NZ's Commercial Property Boom ft. Scott O'Neill | Episode 235
We recently sat down with Founder & CEO of Rethink Group Scott O'Neill to understand the complexities of commercial property in New Zealand and Australia. If you’ve ever been interested in commercial property, this webinar runs through everything you need to know - we discussed key market trends, strategies for success, and how shifting interest rates are influencing investment opportunities.
Learn more about Rethink Group here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 29, 2024 • 20min
Is Now The Time To Flip A Property? Ft. Matt Harris | Episode 234
We sat down with property expert and our very own Lighthouse Financial Managing Director Matthew Harris, to discuss the rise of property flipping in New Zealand's current market. He explores why investors are trading properties now and the potential risks and rewards associated with this cash flow strategy amid declining house values and high interest rate.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Oct 27, 2024 • 27min
The Cost Of Raising Children in New Zealand ft. Stephanie Pow | Episode 233
We sat down with Stephanie Pow, the Founder of Crayon, and explored the significant financial burdens of raising children, highlighting costs like education, healthcare, and extracurricular activities that can accumulate over the years.
Listen to our previous episode with Stephanie here.
Learn more about Crayon here.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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Instagram
LinkedIn
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.


