

Cheques and Balances
Cheques and Balances
Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence.
Check out our website below:
lighthousefinancial.co.nz
Check out our website below:
lighthousefinancial.co.nz
Episodes
Mentioned books

Dec 31, 2024 • 17min
Dupe Culture: Affordable Alternatives or Ethical Dilemmas? | Episode 262
In this episode of The Takeover, Jess and Makayla dive into the rise of dupe culture, exploring how affordable alternatives to luxury products are gaining popularity. They discuss the pros and cons of dupes, from budget-friendly benefits to ethical concerns in the marketplace.
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 29, 2024 • 16min
How to Build Your 2025 Financial Plan | Episode 261
In this episode, we break down why a solid financial plan for 2025 is key to hitting your goals. From setting SMART targets to managing your income and expenses, we dive into strategies to set you up for success in the year ahead.
This episode is proudly sponsored by Partners Life.
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 26, 2024 • 46min
Our Top Financial Advice From Guests In 2024 ft. Matthew Horncastle | Episode 260
In this episode, we revisit some of the top advice shared by our 2024 guests: from tackling debt to navigating the commercial property sector and entrepreneurial growth, featuring Reagan White, Scott O'Neill, and Matthew Horncastle. Discover valuable lessons, insightful strategies, and inspiration to guide your financial journey in the year ahead.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 24, 2024 • 36min
Our Top Property Insights From 2024 ft. Sam Stubbs | Episode 259
Dive into 2024's top property insights with Sam Stubbs, Founder of Simplicity, Jarrod Kerr, Chief Economist at Kiwibank, Matt Harris, Managing Director of Lighthouse Financial and James Kellow, Director of NZMS. From expert strategies on navigating the housing market to securing investments and building wealth, these highlights are packed with actionable advice to help both seasoned investors and first-time buyers thrive in real estate.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 22, 2024 • 31min
Our Top Share Market and Economic Insights of 2024 | Episode 258
In this episode, we highlight some of the top share market and economic insights of 2024, featuring expert guests Jarrod Kerr, Chief Economist at Kiwibank, Sam Stubbs, Founder of Simplicity, Dean Anderson, Founder of Kernel, and Murray Harris, Head of KiwiSaver at Milford. From share market trends to KiwiSaver strategies and investment tips, these top insights will help guide your financial decisions in 2025 and beyond.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 19, 2024 • 22min
2024 Financial Review: From Boom To Bust | Episode 257
The 2024 Financial Review—the episode you’ve been waiting for! Join Mike, James, Makayla, and Jess as they break down the year’s highs, lows, and everything in between. From rising unemployment and government deficits to housing affordability and personal finance hurdles, we cover the key trends shaping New Zealand’s economy in 2024. Plus, get a behind-the-scenes look at the hosts' own financial wins and setbacks.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 17, 2024 • 29min
2025 Property Predictions ft Matthew Horncastle | Episode 256
In this episode, we sit down with Matthew Horncastle, Managing Director of Williams Corporation to unpack his insights on New Zealand's property market for 2025. From government spending to tax policies and housing growth predictions, we explore the key factors shaping the year ahead and what they mean for all Kiwis.
Learn more about Williams Corporation here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 15, 2024 • 34min
3,000 Homes: Bought, Sold, or Transformed ft. Steve Goodey | Episode 255
In this episode, we sit down with Steve Goodey, property coach and investor, to explore the state of New Zealand’s property market and its future in 2025. From foreign buyer regulations to innovative investment strategies, Steve shares candid insights and strategies for navigating the ever-changing real estate landscape.
Learn more about Steve Goodey Property Coaching here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 12, 2024 • 15min
How To Save Thousands In Tax In 2025 ft. Matt Harris | Episode 254
In this episode, we sat down with Matt Harris, our very own Managing Director here at Lighthouse Financial, to uncover practical strategies for minimising your tax bill in 2025. From the importance of tidy records to optimising property structures and leveraging chattels valuations, Matt shares actionable advice to help you keep more of your hard-earned money.
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Dec 10, 2024 • 31min
Active KiwiSaver vs. Passive ft. Murray Harris | Episode 253
In this episode, we sat down with Murray Harris, Head of KiwiSaver at Milford, to explore the performance of active versus passive KiwiSaver funds and why active management continues to deliver strong returns. Murray also shares insights into Milford’s investment strategies, the importance of research, and how KiwiSaver could support New Zealand’s future growth.
Learn more about Milford here
This episode is proudly sponsored by Partners Life.
For more money tips follow us on:
Facebook
Instagram
LinkedIn
TikTok
YouTube
The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.


