

THE TRUTH ABOUT YOUR FUTURE with Ric Edelman
Ric Edelman
Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 11 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports. Every weekday, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named seven times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country! Tune in to Ric’s show every weekday for the knowledge you need to achieve financial success! For more information, visit www.thetayf.com
Episodes
Mentioned books

Aug 22, 2023 • 9min
8/22/23: A Real Estate Death Spiral?
Who said real estate was a safe bet? Get ready for an honest look at the collapsing value of local malls, multifamily housing, and office spaces. Together, we will tackle the disturbing ripple effects of these events and how they're reshaping suburban economies.However, every crisis breeds opportunity and the real estate sector is no different. We'll navigate through the growth of major firms capitalizing on fallen real estate values, and how they're turning a crisis into a windfall.Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:InvescoFollow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----

Aug 21, 2023 • 13min
8/21/23: Are New Spot Bitcoin ETFs About to Come onto the Market?
Explore the seismic shift caused by cryptocurrency and blockchain in the financial landscape. Discover the potential approval of spot Bitcoin ETFs by the SEC and the significance of this development. Learn about the importance of financial advisors being knowledgeable about blockchain and digital assets. Understand the benefits of digital document storage and its secure sharing.

Aug 18, 2023 • 34min
8/18/23: Are Offices Now Obstacles?
WATCH THE VIDEO OF THIS PODCAST HEREEver wondered about the repercussions a 20% vacancy rate in the residential and an increasing underuse of government real estate could have on our economy? Today, we're unpacking these pressing issues alongside the incredible rise of Artificial Intelligence.We're also joined by Nick Kalivas, the head of ETF Factor and Core Equity Product Strategy at Invesco, who helps us understand the intricacies of managing a portfolio to outperform the market, and the nuances of handling the trillions of dollars invested in index-based products.Plus, we explore the crucial function of oracles and how they're bridging the gap between the online and offline worlds, thus expanding the capabilities of blockchains.Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:Global X Robotics and Artificial Intelligence ETF (Symbol: BOTZ)Invesco S&P 500 Equal Weight ETF (Ticker: RSP)Follow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----

Aug 17, 2023 • 7min
8/17/23: Financial Strain or Education Gain?
Ever wonder how much a college degree is really worth? In this episode, we challenge preconceived notions about higher education and its implications on our earning potential. We unpack a startling trend - the mismatch between college students' salary expectations and the actual figures that the job market offers.Plus, we address the growing consensus that college might not be as valuable as once thought, with enrollment figures on the decline. We spotlight some creative measures being taken by states like Minnesota to alleviate the financial burden of college for lower-income families and the potential ripple effects on neighboring states.Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:Self-care with Jean EdelmanMost new jobs - 20 occupations with the highest projected numeric change in employmentFollow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----

Aug 16, 2023 • 5min
8/16/23: Planes, Trains, and EVs
Imagine cruising through Scotland on a bus and noticing there's no driver in sight, or hitting the open road in an electric vehicle, knowing the pavement beneath is recharging the battery. In this episode, we explore the future of transportation - from the world's first autonomous bus system, to the innovations in electric vehicle technology.Also, the thirst for electric vehicles is driving a dramatic increase in demand for lithium, with new sources being explored and oil & gas reservoirs emerging as a potential game-changer. Plus, the future may come with our very own flying taxis! With plans to launch as early as 2025, these vertical takeoff and landing vehicles could soon be a reality.Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:Driverless bus service to start in Scotland in 'world first'INDOT, Purdue to Develop Wireless Electric Vehicle Charging Solution for Highway InfrastructureThe Truth About Your Future - MasterclassesFollow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----

Aug 15, 2023 • 9min
8/15/23: The Advisor’s Next Duty
Ever wondered why Alzheimer's disease is dramatically rising and how much it's actually costing our country? Or how a sleep disorder called RBD could be a precursor to it, and the promising new treatments that are emerging? Join us on this compelling journey to demystify these questions and more. Plus, we're unmasking the massive growth of social media. It's not just about the selfies and memes; it's also about its projected $6 trillion worth. But what are the risks involved in investing in these companies? We're breaking down the crypto and AI innovations in the industry and how they're changing the way we do things.Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:Global X Social Media ETF (Symbol: SOCL)Follow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----

Aug 14, 2023 • 8min
8/14/23: The Age Advantage
Have we ever considered re-entering the workforce in our golden years? In this episode, we discuss the increasing trend of active grandparents in the workforce, the appeal of a four-day work week, and the potential for retirees to take on new roles that leverage their wealth of expertise.Curious about how financial advisors formulate strategies for their clients? We explore that too, focusing on independent advisors and the tools they lean on to make informed decisions. Let's take a deep dive into the evolving nature of retirement and personal finance.Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:Invesco Portfolio PlaybookInvesco Cash InitiativeFollow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----

Aug 11, 2023 • 56min
8/11/23: Ready for These Retirement Shocks?
WATCH THE VIDEO OF THIS PODCAST HEREWho wouldn't want to retire without any hiccups? However, we're now aware that a staggering 48% of retirees face unforeseen challenges that pose significant disruptions to their retirement wellbeing. Join us on this episode with Matt Barthel, the executive editor of Dow Jones Wealth and Asset Management Group, as we discuss these surprises and how to navigate them.Financial advisors are the knights in shining armor who can help you prepare and protect against financial surprises and disasters. So choosing the right one is key. On a different note, ever wondered how Bitcoin miners get rewarded? We also dive into the world of crypto and how to invest in it wisely.Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:Edelman FinancialDow Jones Wealth and Asset Management GroupThe Truth About Crypto - Book (NY Times Bestseller)The Truth About Your FutureGet Ready for the Fourth Industrial Revolution - podcast episode (bitcoin mining)Follow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----

Aug 10, 2023 • 6min
8/10/23: New Efforts to Extend Longevity
Ever wondered why so many of us underestimate our lifespan? It's a curious phenomenon we're delving into today, with the startling stat that 41% of pre-retirees underrate their longevity by at least five years. Our journey into life expectancy starts with a fresh look at phage therapy, the potential alternative to antibiotics. But there's more to longevity than just cutting-edge medical treatments, so we'll also explore the world of longevity clinics, their offerings, and potential drawbacks. Lastly, we'll reveal the secrets of regular exercise and the power of quality relationships towards ensuring a long, healthy, and fulfilling life. Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:Phage therapySelf-care with Jean EdelmanFollow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----

Aug 9, 2023 • 9min
8/9/23: The Coming Agequake
Ever considered the far-reaching implications of an aging population on the global economy? In this episode, we dig deep into this topic with a keen emphasis on China's dramatic birth rate decrease from 18 million in 2016 to below 10 million in 2020. We dissect how this demographic shift impacts facets such as consumer spending, real estate values, healthcare provisions, and even pension schemes. The US and other nations are caught in a similar trend, with governments borrowing more to finance social services. This economic conundrum has sparked warnings from credit rating agencies about potential ratings downgrades. In a surprising development, we also take a look at how South Korea has legally 'rejuvenated' its population and the creative steps senior housing facilities are taking to entice potential residents.Subscribe to podcast updatesAsk Ric | Ric's Books-----Links from today's show:Are You Ready for a Bitcoin ETF? - Free WebinarDigital Assets Council of Financial ProfessionalsFollow Ric on social media:Facebook | Instagram | LinkedIn | X (formerly Twitter) | YouTubeBrought to you by:Global X ETFsInvesco QQQPrisidioSchwabDisclosure page-----


