The Money Puzzle

Impact investing, where investors actively create ethical outcomes, has been growing steadily but the Albanese government's 'reconvening' of a task force on the issue is set to create a breakthrough. It's a great area... but can you make money from it?Today we're getting to know impact investing, learning how 'Goodstart Childcare' changed Australia, finding out who might invest here and why? and looking at 'big capital' the plan for an Australian impact investment powerhouse.Michael Traill, impact investing leader is Wealth Editor James Kirby's guest on this week's episode See omnystudio.com/listener for privacy information.

Would you be better at a hotly contested auction than a buyer's advocate? How do they work and what do they charge?In today's show we cover how buyer's advocates operate and whether paying a fee or commission is better, we discuss whether local councils be dropping rates by now. And the debate over banning foreign buyers. Kitty Parker, buyer's advocate at Kitty and Miles Ltd is Wealth Editor James Kirby's guest on this week's show. See omnystudio.com/listener for privacy information.

This week we ask how will the new super changes work? And we meet a real-life 'millionaire next door’ (Australian style). Plus, we get to grips with new super tax changes, discuss borrowing for shares at mortgage rates and how Australian shares are falling behind Wall Street again. Questions for the podcast are always welcome to moneycafe@theaustralian.com.au James Gerrard of www.financialadvisor.com.au is wealth editor James Kirby‘s guest on this week’s showSee omnystudio.com/listener for privacy information.

The credit markets have been shaken by the dual troubles of US and European banks. Crucially, the Credit Suisse rescue involved bondholders taking a rare ‘haircut’. What does it all mean for investors? In this week’s Money Cafe, we cover the fallout from the bank crisis and whether the affair will trouble Australian bank shareholders? What are the issues for bank hybrids? And just who needs secretive Swiss banks anyway? Questions always welcome for the podcast to moneycafe@theaustralian.com.au  Financial adviser Doug Turek of Minchin Moore is Wealth editor James Kirby’s guest this week.See omnystudio.com/listener for privacy information.

The old guard are back - with a vengeance - miners, paper manufacturers and property developers regain a grip on the Rich 250 in 2023, Still, as the tech titans struggle (in relative terms!) the list has some very interesting new arrivals including the Zimmerman sisters who have built a global fashion retailing empire.In this week's show, we cover the traits that push people to the top of the Rich 250,  the fund manager who says yoga and meditation make for a better investor, philanthropy among billionaires and we ask: are the super-rich happy ?John Stensholt, editor of The Rich 250 joins wealth editor James Kirby on this week's showSee omnystudio.com/listener for privacy information.

In this special edition of Money Cafe we cover whether Sydney will be the first city to have a house price rebound, solving the rental crisis, the long-term economics of home ownership and why NSW premier Dominic Perrottet believes his Future Fund  - where the state government will annually co-fund contributions to give kids a headstart for housing or education - may be picked up in other states across Australia. Wealth Editor James Kirby's guest on this week's show is NSW Premier Dominic Perrottet  See omnystudio.com/listener for privacy information.

What just happened in super? Is this about the 86,000 super investors above $3m -  or is it the start of a new regime which will change how super works for a whole generation? Wealth Editor James Kirby's guest this week is Tim Mackay of Quantum Financial.See omnystudio.com/listener for privacy information.

Industry super funds are the outright winners in the super system. The funds have thrived on the back of a simple law - every worker must put one dollar in ten they make into super. Yet, surveys show Australians are not just unsure about super, they are unsure about every aspect of investing and finance. The Ecstra foundation, Australia's best known financial literacy agency, exists on the back of irregular payments based on regulator fines. But the fund is making great progress kickstarting financial literacy in our schools. Wealth Editor James Kirby's guest this week is Caroline Stewart, the CEO of the financial literacy foundation Ecstra   Questions always welcome to  moneycafe@theaustralian.com.au See omnystudio.com/listener for privacy information.

Items covered in this episode include - Does property really double in price ever decade? The perils of trying to use a former SMSF property as a home, why using the home mortgage is the cheapest form of finance and buying in Australia while living offshore. Wealth Editor James Kirby's guest this week is property expert Pete Wargent. Questions always welcome to moneycafe@theaustralian.com.au     See omnystudio.com/listener for privacy information.

How can you go wrong with an Exchange Traded Fund? They match the market average, they have very cheap management fees and your financial adviser thinks they are the best thing ever...but there is no such thing as a perfect investment.In this week's podcast we cover. Wealth Editor James Kirby's guest this week is Chris Brycki, CEO of digital adviser Stockspot. Questions for the podcast are always welcome at moneycafe@theaustralian.com.auSee omnystudio.com/listener for privacy information.