The Money Puzzle

The fashion for alternative unlisted investments is getting a reality check as investors can get a risk-free cash rate of more than four per cent. The biggest cloud over the sector, so far, is the redemption refusals popping up at major unlisted property funds. So what does it mean for investors? In today's episode, we cover: the big fat problem with unlisted assets, how to optimising super concessional contributions and the dreaded US withholding rate for Aussie investors.  Tim Mackay of the Quantum Financial group is wealth editor James Kirby's guest in this episode.See omnystudio.com/listener for privacy information.

Discover the affordability and flexibility of tiny houses. Origins and growth of the tiny house movement. Customization options and the unique experience of living in a tiny house. Interview with Christine Murphy from the tiny house movement. Explore the changing prices and second-hand market of tiny houses. Learn about Big Tiny and the experience of staying in a tiny house.

Life insurance is a big expense and most smart investors save money by purchasing it through their super fund. But the track record of big super funds in getting around to sending through insurance payout is woeful. Worse still, big funds will often ignore your wishes on where they send the money.In today's show, we cover: insurance failings in big super funds, class action payouts, getting to know the Australian Financial Complaints Authority and the auditor problem in SMSFs.Fiona Halsey of Halsey Legal Services joins Wealth Editor James Kirby in this episode.See omnystudio.com/listener for privacy information.

Residential property isn't the only sector with exceptionally tight vacancy rates. Industrial property - warehouses and factory units at the edge of every city - has become one of the hottest parts of the market. But why has it boomed, and how should everyday investors approach this investment area? In today's show, we cover: how online retail changed the shape of the property market, the reason industrial property is outperforming and how deep the problems in the office sector are. Charlie Buxton, CEO of the Cadence Property Group, is Wealth Editor James Kirby's guest in this episode. See omnystudio.com/listener for privacy information.

The excitement around AI has fuelled the 'magnificent seven' tech stocks on Wall Street and underpinned the 20 percent year-to-date return on Wall Street: But which Australian listed stock could be the champion for Australian Investors In today's show, we cover: the AI contenders on the ASX, will CSL recover? The best and worst of Exchange Traded Funds and gearing into shares.Rudi Filapek-Vandyck, editor of the research investment service FNArena.com joins Wealth Editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.

Investing in retail shops or industrial warehousing is a different ball game than buying the house around the corner. Longer leases and higher yields make this area attractive, but it's a lot more work upfront. In today's show, we take a first-time look at this sector and cover: What is the minimum entry point for commercial property? The key concern with commercial tenants, where the bargains are in 2023, and the ideal investment vehicle for your first venture. Buyer's agent and founder of Revolve Commercial Property, Mish Daniel,  is Wealth Editor James Kirby's guest in this episode See omnystudio.com/listener for privacy information.

It's been a better-than-expected year for the share market - especially on Wall Street.  But where does it go from here? What is the one area of the global market set to catch up with the AI-driven 'magnificent seven' stocks that have underpinned the money made so far in 2023?In today's show, we cover: The global share market rebound, the dangers in chasing alternatives, why banks frown on share market portfolios as collateral, and inheritance tax in super.Will Hamilton of Hamilton Wealth Partners is Wealth Editor James Kirby's guest in this episodeSee omnystudio.com/listener for privacy information.

Perhaps you cannot afford a first property, but if you combined with a mate it might be possible. In today's podcast, a question from a 21-year-old listener who wants to buy in partnership with a friend gets the thumbs up. In fact, the government has recently moved to make it easier for mates to buy together by allowing 'joint' applications for the popular First Home Guarantee Scheme. In today's episode, we also cover: the most promising region for investors nationwide, what would a market with 'rent controls' look like? And the mixed data on whether home prices are softening. Nerida Conisbee, chief economist at the Ray White Group is Wealth Editor James Kirby's guest in this episode.See omnystudio.com/listener for privacy information.

Big super funds and high net worth investors are ever more keen on 'alternative investments' but are they for you? One of the nation's top female financial advisers certainly does not think so. In today's episode we cover: sticking with a financial plan through thick and thin, the fact that the very rich can risk a lot on alternatives - but can you? Why defined benefit pension funds are 'gold'  and bonds versus term deposits.Sally Huynh of Shadforth Financial Group is Wealth Editor James Kirby's guest in this episode.See omnystudio.com/listener for privacy information.

The reckoning for office property values has finally arrived in the Australian market, a long time after they first hit the US - where listed values are now rebounding. As the first reports of ‘limited redemptions’ at office-based unlisted property trusts hit the local sector, investors might reasonably expect this downturn in valuations will pass - indeed the funds might be catching up on formalising valuations that have dipped and are ready to recover. In today’s show, we cover: Freeze-frame - reality bites for unlisted property valuations, why property prices and interest rates can rise at the same time, should we worry about a double-dip for the residential market and using the First Home Super Saver Scheme to buy a home   Chris Bedingfield of global real estate investors, Quay Global Investors is Wealth Editor James Kirby’s guest in this episodeSee omnystudio.com/listener for privacy information.