Be Wealthy & Smart

Linda P. Jones
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May 24, 2019 • 23min

Make More Money on Your Home or Airbnb

Learn simple, inexpensive updates for your home to get a higher sale price or rent on Airbnb. The article is here. WANT TO LEARN HOW TO GET YOUR MONEY WORKING HARDER FOR YOU WITHOUT COMPLEXITY AND WITHOUT OVERWHELM? I show people how and where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
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May 22, 2019 • 10min

Why Did April Home Sales Drop?

Learn why April home sales dropped from a year ago and what is happening in your region of the U.S. Home sales are down 4.4% from a year ago. Why are they slowing? What has the rate of appreciation been in your region of the country? The article is here. WANT TO LEARN HOW TO GET YOUR MONEY WORKING HARDER FOR YOU WITHOUT COMPLEXITY AND WITHOUT OVERWHELM? I show people how and where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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May 20, 2019 • 16min

Uber, Lyft and Pinterest: Time to Buy?

Learn why Uber, Lyft and Pinterest may still not be buys and why. I suggest you listen to the following related podcasts: 047: What Makes Stocks Go Up? 529: IPO's in 2019 236: Snapchat Buyers Beware 235: When Should I Sell My Stocks? Don't forget, to get to the earlier podcasts, you need to go to https://lindapjones.com/podcasts The article is here. WANT TO LEARN HOW TO GET YOUR MONEY WORKING HARDER FOR YOU WITHOUT COMPLEXITY AND WITHOUT OVERWHELM? I show people how and where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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May 17, 2019 • 24min

Become a Millionaire (or Billionaire) With No Money

Learn how to become a millionaire or billionaire with little or no money. It's been said that it takes money to make money, but that's no longer true. People have gone from welfare to billionaire, just using their talents and skills. In this podcast, we review what it takes to become wealthy even if you have little or no money to start with. The article is here. WANT TO LEARN HOW TO GET YOUR MONEY WORKING HARDER FOR YOU WITHOUT COMPLEXITY AND WITHOUT OVERWHELM? I show people how and where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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May 15, 2019 • 20min

Women & Money Stress

Learn how women stress about money and 3 ways to solve money stress. Merrill Lynch and Age Wave did a survey and found 61% of women would rather talk about their own death than discuss money. This article gives 3 ideas to relieve money stress and I add in some positive affirmations to remove money blocks. The article is here. WANT TO LEARN HOW TO GET YOUR MONEY WORKING HARDER FOR YOU WITHOUT COMPLEXITY AND WITHOUT OVERWHELM? I show people how and where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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May 13, 2019 • 9min

Top Performing ETFs Year-to-Date

Learn what the top performing US Large Cap, Foreign and Sector ETFs YTD are. This is very short-term performance, too short to make investing decisions. Use this as a reference to start your research and investigate 3 year and 5 year performance (or longer). The top 10 ETFs are in this podcast from Investor's Business Daily. The full list is posted on my website, here. WANT TO LEARN HOW TO GET YOUR MONEY WORKING HARDER FOR YOU WITHOUT COMPLEXITY AND WITHOUT OVERWHELM? I show people how and where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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May 10, 2019 • 21min

Financial Challenges of Women

Learn the unique financial challenges and opportunities women have. The article is here. WANT TO LEARN HOW TO GET YOUR MONEY WORKING HARDER FOR YOU WITHOUT COMPLEXITY AND WITHOUT OVERWHELM? I show people how and where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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May 8, 2019 • 8min

Future Income Opportunities with Airbnb

Learn about how Airbnb is creating income opportunities in new and innovative ways. The article is here. READY TO GET YOUR MONEY WORKING HARDER FOR YOU? I show people where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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May 6, 2019 • 15min

Side Hustle Millionaire

Learn about an entrepreneur who created a side hustle and became a millionaire. I'm sharing this with you so you can see the possibilities for financial freedom and how the internet and social media have made very lucrative businesses possible, even in a saturated market like fitness/nutrition. The article is here. READY TO GET YOUR MONEY WORKING HARDER FOR YOU? I show people where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.
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May 3, 2019 • 19min

10 Ways to Keep Getting Richer

Learn 10 habits to keep you moving in the right direction for financial freedom. The article is here. READY TO GET YOUR MONEY WORKING HARDER FOR YOU? I show people where to invest so they can get their money working harder for them and achieve financial freedom without complexity and without overwhelm. Interested in joining my inner investing circle, the Be Wealthy & Smart VIP Experience? Complete a short application and I will contact you for a phone (or if international, a Skype) appointment. We will discuss your vision for your investments, the next best steps to take and if we agree working with me to support that vision is a good match. We have members in the US and international members in Canada, Australia, New Zealand, Spain, etc. PLEASE SUBSCRIBE AND REVIEW THE SHOW If you enjoyed this episode, please subscribe and leave a review on whatever platform you listen. I love hearing from you! PLEASE COMPLETE THE PODCAST SURVEY In an effort to make the show the best it can be, I need to know who my audience is and what you think. Please take 3 minutes to complete the survey and let me know. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE WEALTH HEIRESS BOOK ISN'T JUST FOR WOMEN Men love it too! After all, financial advice doesn't have a gender, just the examples do. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. Listen to the full library of podcasts from the beginning. Today's Sponsor: I want to take a few seconds to tell you about how I "read" more books and stay ahead of the curve. It's by not reading books, but instead listening to them – like you are right now! With Audible, there are over 150,000 titles to choose from for your iPhone, Android, Kindle or mp3 player and…your first audiobook is FREE! I suggest you get the audio book of Think and Grow Rich, or you can check out my website Resources page where I list all of my favorite financial books and you see exactly what books I have read and recommend you read. Then get started with Audible by visiting https://lindapjones.com/FreeBook and order your first audio book free! Get Think and Grow Rich or another book from my recommend list, and be sure to get started checking off the books you want to read with your free book from Audible! Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.

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