L&G Talks Asset Management

This week on The CIO Call to discuss what’s happening in markets this week and what it all means for investors:   ·         Sonja Laud, Chief Investment Officer ·         Emiel van den Heiligenberg, Head of Asset Allocation ·         Nigel Masding, Senior Fund Manager   This episode is hosted by Max Julius and was recorded earlier today.   Follow us on LinkedIn for our latest updates and discover The LGIM Blog for the latest insights from the investment team. Never miss another episode of LGIM Talks and hit subscribe in your Apple Podcasts or Spotify app or wherever you listen to podcasts.    This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management

This week on The CIO Call to discuss what’s happening in markets this week and what it all means for investors: ·         Sonja Laud, Chief Investment Officer·         Madeline King, Co-Head of Pan-European Investment Grade Research·         Martin Reeves, Head of Global High Yield This episode is hosted by Max Julius and was recorded earlier today. Follow us on LinkedIn for our latest updates and discover The LGIM Blog for the latest insights from the investment team. Never miss another episode of LGIM Talks and hit subscribe in your Apple Podcasts or Spotify app or wherever you listen to podcasts.  This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management

This week on The CIO Call to discuss what’s happening in markets this week and what it all means for investors:   ·         Sonja Laud, Chief Investment Officer ·         Hetal Mehta, Senior European Economist ·         Howie Li, Head of ETFs   This episode is hosted by Max Julius and was recorded earlier today.   Follow us on LinkedIn for our latest updates and discover The LGIM Blog for the latest insights from the investment team. Never miss another episode of LGIM Talks and hit subscribe in your Apple Podcasts or Spotify app or wherever you listen to podcasts.    This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management

This week on The CIO Call, the following speakers discuss what is happening in markets and what it all means for investors:   ·         Sonja Laud, Chief Investment Officer ·         Sacha Sadan, Director of Investment Stewardship ·         David Barron, Head of Index Equity & Smart Beta   This episode is hosted by Max Julius and was recorded earlier today.   ·         Follow us on LinkedIn for our latest updates and discover The LGIM Blog for the latest insights from the investment team. ·         Never miss another episode of LGIM Talks and hit subscribe in your Apple Podcasts or Spotify app or wherever you listen to podcasts.    This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management

This week on The CIO Call to discuss what’s happening in markets this week and what it all means for investors:   ·         Sonja Laud, Chief Investment Officer ·         Bill Hughes, Head of Real Assets ·         Tim Dougall, Head of Investment Advisory ·         Guy Whitby Smith, Head of Solutions Portfolio Management, LDI Funds   This episode is hosted by Max Julius and was recorded earlier today.   ·         Follow us on LinkedIn for our latest updates and discover The LGIM Blog for the latest insights from the investment team. ·         Never miss another episode of LGIM Talks and hit subscribe in your Apple Podcasts or Spotify app or wherever you listen to podcasts.    This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management

This week, John Roe, Head of Multi-Asset Funds, and Colin Reedie, Co-Head of Global Fixed Income, joins The CIO Call with Sonja Laud, Chief Investment Officer, to discuss what’s happening in markets this week and what it all means for investors. This episode is hosted by Max Julius and was recorded earlier today. ·         Follow us on LinkedIn for our latest updates and discover our ‘Future World Blog’ for the latest insights from the investment team.·         Never miss another episode of LGIM Talks and hit subscribe in your Apple Podcasts or Spotify app or wherever you listen to podcasts. Got an idea for next week’s topic? We want to hear from you! Email us at mark.chappel@lgim.com with your thoughts on the podcast and any suggestions of what you’d like to see covered. This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management

This week, Tim Drayson, Head of Economics, and Ben Bennett, Head of Investment Strategy and Research, joins the call with Sonja Laud, Chief Investment Officer, to discuss what’s happening in markets this week and what it all means for investors.   This episode is hosted by Max Julius and was recorded earlier today.   ·         Follow us on LinkedIn for our latest updates and discover our ‘Future World Blog’ for the latest insights from the investment team. ·         Never miss another episode of LGIM Talks and hit subscribe in your Apple Podcasts or Spotify app or wherever you listen to podcasts.   Got an idea for next week’s topic? We want to hear from you! Email us at mark.chappel@lgim.com with your thoughts on the podcast and any suggestions of what you’d like to see covered.   This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management

When the direction of markets seems totally unknowable, constructing an investment strategy can sometimes feel like a battle. Among other things, investors need to find a decent array of weapons, or investment opportunities; guard against attacks, or shield against unrewarded risks; and, as no plan survives contact with the enemy, adapt to changing market circumstances. This week we’re talking to the LGIM Solutions team which helps clients solve their investment problems and win these particular battles. As Bruce Lee said, “Obey the principles without being bound by them.” Find all eight principles featured in our 2020 CIO Outlook: https://www.lgim.com/uk/en/insights/our-thinking/market-insights/cio-outlook-year-of-change.html ·         Will Riley, Head of Solutions, LGIM ·         Tim Dougall, Head of Investment Advisory, LGIM ·         Max Julius, Head of Content, LGIM We want to hear from you! Email us at mark.chappel@lgim.com with your thoughts on the podcast and any suggestions of the guests or types of content you’d like to see covered. This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

How much money do you really need in retirement? Amid large amounts of confusion in the UK workforce, the Pensions and Lifetime Savings Association (PLSA) might just have the answer. Inspired by the “five-a-day” mantra, the PLSA’s Policy Board have developed Retirement Living Standards as guidelines for how much retirees need to live off – and what they can realistically afford to buy – at three levels of income. These virtual “shopping baskets” include everything from your weekly grocery drop to how many holidays you need a year, and much more besides.  This week, we interrogate how and why the standards were developed, what happens for couples, taking the bus and whether you can still afford to have fun in retirement!   ·  Emma Douglas, Head of Defined Contribution, LGIM and Chair of the PLSA’s Policy Board ·  George Currie, Policy Lead: Lifetime Savings, PLSA ·  Eliza Grimond, Senior Content Manager, LGIM We want to hear from you! Email us at mark.chappel@lgim.com with your thoughts on the podcast and any suggestions of the guests or types of content you’d like to see covered. This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.

Leadership, strategy and culture are all critical when assessing a company – whether for future investment or perhaps if you’re considering a role there. But the one that always stands out to employees’ lived experiences is culture and yet is still seen as so elusive given it is embedded in unspoken behaviours, social patterns and mind-sets. This makes it hard for boards and would-be investors to assess, manage and measure. Difficult, but not impossible. This week, we talk to Clare Payn about her experience working with boards and fund managers about how she and the Investment Stewardship team understands corporate culture, the ways it can be measured, and how it can be successfully changed and developed over time. ·         Clare Payn, Senior Global ESG & Diversity Manager, LGIM ·         Mark Chappel, Senior Content Manager, LGIM We want to hear from you! Email us at mark.chappel@lgim.com with your thoughts on the podcast and any suggestions of the guests or types of content you’d like to see covered. This podcast is intended for investment professionals, and shouldn’t be shared with a non-professional audience. This podcast should not be taken as an invitation to deal in Legal & General investments. Any views expressed during this recording belong to the individuals and are based on market conditions at the time of recording, and do not reflect the views of Legal & General Investment Management. Legal & General Investment Management is authorised and regulated by the Financial Conduct Authority. Legal & General Investment Management, One Coleman Street, London, EC2R 5AA. Register in England no. 2091894. All rights reserved. No part of this audio may be reproduced in whole or in part without the prior written consent of Legal & General Investment Management.