

Inspired Budget
Allison Baggerly
The Inspired Budget Podcast helps women live their best life and reach their money goals. Join Allison Baggerly for inspiring conversations to help you learn more about budgeting, saving money, paying off debt, and investing for your future. You’ll be hearing not only from Allison, but others along the way that have a story and voice to share.
Episodes
Mentioned books

Aug 22, 2024 • 25min
#171: Secrets to Staying Motivated While Paying Off $52K in Debt
In this inspiring episode, Allison sits down with Deacon Hayes to discuss his journey to becoming debt-free. Deacon shares how he and his wife paid off $52,000 in debt in just 18 months and the strategies they used to achieve financial freedom.What You'll Learn:Debt-Free Story: Hear about the moment when Deacon and his wife realized they needed to get serious about paying off their $52,000 in loans and credit card debt, and how they made it happen.Smart Strategies for Paying Off Debt: Find out how Deacon made tough choices, like selling his car that was worth less than he owed, to speed up their journey to becoming debt-free.Tips for Staying Motivated: Deacon shares his best advice for keeping your spirits up while paying off debt and why having a strong reason for doing it is so important.Join us for this inspiring conversation as Deacon Hayes shares useful tips and real-life advice for anyone wanting to get out of debt and take control of their money.Connect with Deacon Hayes:Website: Well Kept WalletInstagram:@wellkeptwallet$1,000 Savings Challenge: Find details on the Well Kept Wallet homepage.You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Aug 15, 2024 • 21min
#170: Embrace the Second New Year: Reset Your Finances Now
Feeling like you need a reset with your money? In this short episode, Allison Baggerly shares how to lean into what she calls the "Second New Year" to get back on track with your finances and achieve your financial goals.What You'll Learn:Why the Second New Year is the Perfect Time for a Fresh Start: Discover why this time of year is ideal for hitting the reset button and refocusing on what matters most.Overcoming Summer Spending: Explore how the transition from summer to fall is an opportunity to reassess your spending habits and make necessary adjustments.3 Steps to Reset Your Finances: Allison shares practical tips to help you regain control of your money and set yourself up for success as the year draws to a close.Tune in to learn how you can finish the year strong with renewed energy and focus. Whether it's budgeting, goal-setting, or improving your money management skills, this episode is packed with actionable insights to guide you on your financial journey.You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Aug 8, 2024 • 35min
#169: Opting Out with Cait Flanders
Tired of following what society says you should do? In this episode, I talk with Cait Flanders, author of Adventures in Opting Out about the challenges and rewards of opting out of societal norms. In this episode Cait shares examples of how she, and others, have opted out of different aspects of their lives, such as sobriety and unconventional career paths.You Will Learn:Why opting out of societal norms can be challenging, but rewarding.How to deal with opposition from others, especially those close to you.The importance of listening to your own voice and trusting yourself when it comes to opting out.Get Cait’s book.Check out Cait’s Substack.Follow Cait on Instagram.You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Aug 1, 2024 • 31min
#168: Preparing Financially for Natural Disasters: Lessons From Hurricane Beryl
In this episode, Allison takes a personal and practical approach to financial preparedness for natural disasters. After going through Hurricane Beryl herself, Allison shares helpful tips and lessons on how to handle your money during these unexpected events without going into debt or making rash spending choices.You Will Learn:Essential supplies you’ll want to have on hand.Budget friendly strategies to gradually acquire disaster supplies without breaking the bank.Practical tips on evaluating whether big-ticket items like generators are worth the investment, and borrowing supplies when possible.If you want to feel prepared for unexpected natural disasters or have ever wondered how to manage your money during such crises, then this episode is for you!Read the article: Impulse Spending During Hurricane BerylYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Jul 25, 2024 • 45min
#167: The True Cost of College with Adam Carroll
Adam Carroll is the creator of the documentary 'Broke, Busted, & Disgusted,’ which aired on CNBC and continues to be screened in high schools and colleges nationwide. In this episode we discuss the importance of making informed decisions about college.You’ll also learn:Why there is a disconnect between parents and students regarding who is responsible for paying for collegeHow to have open and honest conversations with children about the cost of collegeWays parents can help their children become financially independent from a young ageAlternatives options to traditional college - and why you should consider themCheck out all of Adam’s resources here.You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Jul 18, 2024 • 24min
#166: 5 Financial Habits That Sabotage Your Savings
Are you constantly wondering why your savings account isn’t growing? In this episode, Allison dives into the sneaky financial habits that might be sabotaging your efforts to save more money. You'll learn about the common pitfalls that can drain your wallet without you even realizing it.You Will Learn:What These 5 Sabotaging Habits Are: Discover the habits that are keeping you from reaching your savings goals.The Impact on Your Financial Health: Understand how these habits chip away at your finances and what you can do to counteract them.Practical Strategies to Overcome These Habits: Get actionable tips and strategies to change these habits and boost your savings effectively.Plus, you’ll walk away with an action plan for each habit, so you can start protecting your savings right away.If you’re ready to stop the leak in your financial bucket and start saving towards a brighter future, this episode is for you!Article: How To Do A No Spend ChallengeCheck out Simplifi and Quicken!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Jul 11, 2024 • 37min
#165: Your Best Financial Life with Anne Lester
Millennials and Gen Z face a unique challenge when it comes to building wealth. In this episode, Anne Lester, author of Your Best Financial Life, and former head of Retirement Solutions for JPMorgan, provides insights and advice for anyone under the age of 45.You will learn:A simple framework to manage your moneyHow to start saving in tax-advantaged accountsHow to balance immediate financial needs with saving for retirementHow to start investing, even if you’re a beginnerGet Anne’s new book, Your Best Financial Life.Check out Anne's WebsiteConnect with Anne on Instagram @savesmartwanneYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Jul 3, 2024 • 21min
#164: Money Dysmorphia: What It Is & How To Overcome It
Do you ever feel like no matter how much you save, you’re still not financially secure? Or perhaps you often feel richer than your bank account actually shows? In this episode, Allison dives deep into a lesser-known but increasingly relevant topic: money dysmorphia. This financial perception disorder can make you view your financial health in a distorted way, leading to stress, poor financial choices, and a constant feeling of insecurity or false security.You Will Learn:What Money Dysmorphia Is: We’ll break down this concept using simple examples and everyday language.Why It Matters: Find out why it’s important to recognize and deal with money dysmorphia for your financial health.How to Overcome It: Get a step-by-step guide on spotting the signs of money dysmorphia and learn practical tips to see your finances more clearly.Plus, you’ll walk away with an action plan for each step of the process, ensuring you can start making positive changes immediately.If you’re ready to see your financial situation clearly and make empowered financial decisions, this episode is a must-listen!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Jun 27, 2024 • 36min
#163: From Immigrant to Debt Free World Traveler with Bianca Alba
Dreaming of your next vacation but feeling overwhelmed with the entire process? Bianca Alba from This Latina Travels has traveled to 6 of the 7 continents in the world and her goal is to encourage and support women who look like her to travel the world too!You Will Learn:How she traveled to Cape Town, South Africa and El Salvador for free.Why a travel fund can help make your dream of traveling a reality.How to travel the world with a 9-5.Tips and hacks for finding travel deals!Listen to Bianca's PodcastCheck out Bianca's WebsiteConnect with Bianca's instagram @thislatinatravelsFor Travel Consultation look into WanderlustYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Jun 20, 2024 • 25min
#162: These 4 Money Habits Are Keeping You Broke
Do you ever wonder where all your money goes each month? It could be due to a few habits you might not even realize are keeping you broke. In my latest podcast episode, I'm diving deep into the 4 money habits that could be sabotaging your financial success.Here's what you'll learn:What these 4 habits are and why they matterThe impact they have on your financial healthPractical strategies to break free from these habitsPlus, you’ll walk away with an action plan for each habit so that you can keep more of your money each month.If you’re ready to take control of your finances and make meaningful changes, then this episode is for you.You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!


