

Inspired Budget
Allison Baggerly
The Inspired Budget Podcast helps women live their best life and reach their money goals. Join Allison Baggerly for inspiring conversations to help you learn more about budgeting, saving money, paying off debt, and investing for your future. You’ll be hearing not only from Allison, but others along the way that have a story and voice to share.
Episodes
Mentioned books

Sep 21, 2023 • 20min
#124: How Our Family Uses Cash Envelopes (12 Years Later)
Have you ever asked yourself, "Where does my money go?" Well, you've come to the right place. Over the last twelve years, I've embarked on a personal adventure, exploring the power of cash envelopes for budgeting. Today, I'm thrilled to share my valuable insights with you.In this episode, we'll dive deep into the world of cash envelopes. We'll explore their functionality and the pivotal role they play in effective budgeting. I'll divulge my own experiences of using cash for various categories, ranging from babysitting to groceries. And guess what? I still rely on cash for specific categories to this day.Prepare yourself for an enlightening conversation about budgeting habits, controlling your spending, and establishing financial boundaries. It's time for you to regain control over your money. Let's get started!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Sep 14, 2023 • 33min
#123: Cooking Your Way to Savings: Strategic Meal Planning with Erin Chase
Picture this: your grocery bill, cut in half. Sounds impossible, right? Not when you've got the queen of budget-friendly meals, Erin Chase, guiding you through the art of frugal feasting! Erin, founder of $5Dinner.com and author of the $5Dinner Mom Cookbook series, joins us for a chat that's sure to change how you shop, cook, and eat. From navigating the grocery store during turbulent times to leveraging store apps for the best sales, Erin’s expertise is a lifeline for those looking to save a buck without sacrificing the joy of a good meal. But it's not just about saving money, it's also about gaining confidence in the kitchen. Erin shares her secrets to discovering the joy of cooking. She serves up tips on creating simple yet delicious meals, cutting down on dining out, and preventing food waste by stocking up on freezer-friendly options. With Erin's wisdom, you'll not only save money but also rediscover the delights of home-cooking. So, ready to cook up some savings? Join us for this insightful chat with Erin Chase.Connect With Erin:Get the recipes, shopping lists and step-by-step directions for putting 10 meals together and into the freezer.Check out her website hereFollow her on social media:@5dollardinners (Tw/IG/Threads)@5dollardinnersfans (FB)You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Sep 7, 2023 • 16min
#122: Redefining Your Relationship with Money: Transitioning from Scarcity to Abundance
Are you tired of feeling trapped in a cycle of financial stress? Run your money, don't let it run you! Join me in this episode on a journey towards financial freedom as we unpack five powerful questions that will help you shift out of a scarcity mindset and discover the wealth and abundance that is waiting for you. Transform your money mindset and become the master of your own financial future - listen now to make it happen!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Aug 31, 2023 • 37min
#121: Abundance Mindset: How Jen Ruiz Swapped Her Law Career for Global Adventures
What if I told you that a shift in mindset could drastically change your life? In this episode, You'll hear it from Jen Ruiz as she unfolds her transition from a mindset of scarcity to one of abundance, a change that led her to pursue her dream of traveling the globe. Her story is not just about traveling and exploring; it's about overcoming limiting beliefs, embracing self-confidence, and the power of storytelling. Jen's story is a testament to the power of self-belief and the ability to monetize one's skills, even during uncertain times. You'll also discover how she strategically managed her finances and prioritized travel while remaining financially responsible. So, buckle up for an episode that's as much about financial savvy as it is about daring to dream.Connect With Jen:Https://twitter.com/jenonajetplaneHttps://facebook.com/jenonajetplaneHttps://instagram.com/jenonajetplaneCheck Out Jen's Books Here!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Aug 24, 2023 • 17min
#120: Is Investing While Paying Off Debt Possible?
Are you ready to take charge of your financial future? Paying off debt can seem like an uphill battle without end, but there's hope. Join me as we explore the power of compound interest and how it could help you achieve your financial goals faster! Learn how to make even the smallest amount work for you, and get tips on automating investments through a Roth IRA and other tools. Ready to start investing? This episode will give you a head start on making informed decisions—let's start building our wealth, one small investment at a time!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Aug 17, 2023 • 35min
#119: Unlocking Your Income Potential: Discovering Alternative Careers Paths With Kahlie Welch
Discover inspiring career pivots and financial success with Kahlie Welch, a certified occupational therapist and Director of Operations. Learn about embracing change, personal growth, and the importance of investing in yourself. Explore valuable insights on budgeting, investing, and the role of operations in sustaining business growth.

Aug 10, 2023 • 36min
#118: This is Awkward Preview - Luxury vs Necessity: Making Choices in Spending
Have you ever imagined yourself lounging on a leather Chesterfield sofa, or maybe living it up in a Beverly Hills mansion? Well, join me and my friend Chris on this episode as we help you imagine and weigh the cost of the outrageously priced luxury items. From discussing the extravagant cost of luxury furniture like Chesterfield sofas, to analyzing what we've spent on similar items in the past, we're taking a deep look at the worth of luxury. We put forth the pros and cons of both, hoping to help you discover your own preferences.No matter whether you're a spender, a saver, or somewhere in-between, we guarantee you'll find plenty of food for thought in this episode. Tune in, and let's dream big together!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Aug 3, 2023 • 31min
#117: Financing the Future: How Yanely Espinal Champions for Money Management in Schools
Have you ever wondered about the state of financial literacy in our high schools? Join our riveting dialogue with Brooklyn's own financial educator, Yanely Espinal, also known as "Miss Be Helpful". Yanely, with her inspiring dedication, is on a mission to bring financial literacy to high schools nationwide, aiming to instill money management skills in the next generation.We discuss the variations in money management curriculums across states and how to equip teachers to impart these vital skills. Join us for this enlightening conversation and take a step towards financial literacy.Connect with Yanely:On her websiteYouTubeInstagramLinkedInYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Jul 27, 2023 • 15min
#116: Resisting the Temptation to Overspend: Mindful Money Management Strategies
Ever struggled with the temptation to overspend when your budgeting efforts are finally pay off? How about that powerful urge to splurge on an impulse with your hard-earned money? I understand!I'm here to guide you through this financial struggle, discussing the emotions and underlying goals that drive our spending desires. Remember, spending money isn't bad; it's about being intentional and planning your spending. Press Play to conquer this temptation together!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Jul 20, 2023 • 32min
#115: From Tragic Loss to Financial Resilience: Jen Narciso's Journey
**Trigger Warning: In this episode we are discussing topics that involve grief, loss, and the passing of a child. This can be particularly sensitive to some listeners who may have experienced similar losses or are currently going through a challenging period. If you feel this might bring up difficult emotions, please listen with care or consider revisiting this episode at a time that feels right for you.** What does resilience look like in the face of unimaginable loss? How do you navigate the emotional and financial minefield of burying your loved one? This week, I had the honor of talking with Jen Narciso, founder of Investor Mama, who courageously shared her own personal journey of losing her son, Nathan Ryan. In our deeply moving conversation, Jen opens up about the heartbreaking decisions she and her husband faced when Nathan passed away. From the despair of not knowing where to turn for help, to the struggle of arranging a dignified burial despite financial constraints, Jen's story is a stark reminder of the importance of being prepared for life’s unexpected turns. Connect With Jen:On InstagramOn her WebsiteCheck out her Facebook groupYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!


