Next in Commerce by Netguru

How does Klarna, the buy now, pay later giant, offer such a smooth shopping experience for customers?Klarna has made it more affordable and easier to checkout on online shopping sites for many, and usage only increased during the pandemic.To talk about the design side of things, Ege Altunsu, Product Design Lead, Design Manager at Klarna, joined this episode of Disruption Talks.Ege explains how Klarna was able to get ahead in the market, scale up quickly, and still maintain a high level of service for customers and merchants. Ege also shares what it’s like to be a product designer and lead a large design team efficiently. Hosted by Toto Castiglione.

How sustainable are the brands you purchase from? In the past, not many people will have asked this question, but things are changing.Sustainability has become an increasingly crucial factor in purchasing decisions. According to a recent survey by IBM, 60% of consumers are willing to change their shopping habits to reduce environmental impact.Nearly eight in 10 respondents indicate sustainability is important for them. Of those who say it is very/extremely important, over 70% would pay a premium of 35% more, on average, for brands that are sustainable and environmentally responsible.Awareness and education have been key to this shift in consumer behavior. People are demanding more transparency from brands they buy from, thanks to the likes of ecolytiq. In this episode of the new Disruption Talks series, Sustainability in Retail, Jinder Kang, Innovation Consultancy Lead at Netguru, and Gio Giacobbe, CEO at ACBC, talk about whether brands can stay authentic while being sustainable.Hosted by Nat Chrzanowska.

What does it take to become a great product manager? We asked someone who has been both a product manager and a coach for others, Lisa Mo Wagner.Lisa has had an impressive career to date and has made it her mission to help others develop their ideas, confidence and skills to move ahead in the product management world.She joined this episode of Disruption Talks to discuss her career journey up until now, how she got where she is, her tips for others, and what makes a great coach and product manager. Hosted by Pedro Sousa.

In the booming world of fintech, more and more new finance startups are prioritizing ethics and sustainability. We have had a few examples on Disruption Talks already, but this time we spoke with the Head of Growth and one of the founding members of insha, Mehmet Burak Dikmen. insha is a German fintech startup that brands itself as “an account with principles.” It offers an innovative and digital account with a range of financial products in a handy all-in-one solution to help you save and grow your money. It originally started as a financial solution for Muslims in Germany, but the founders realized that more and more people were looking for ethical and sustainable finance solutions. They expanded their business model and plan to continue doing so across Europe. Hosted by Filip Sobiecki.

Over the past few years, we’ve seen a rise of freelancers, contractors, gig economy workers, and those who blend both employment and self-employment.As the future of work adapts quickly, politics and regulations around tax have some catching up to do. Tax is one of the challenges of being a freelancer, and it’s something that Kontist aims to help solve. Kontist is a neo bank and tax advisory solution for freelancers. In this episode of Disruption Talks, we spoke with the CEO of Kontist, Christopher Plantener, about Kontist, business, freelancing, and much more.

People ignore design that ignores people.What is the current state of design in the financial world? How to build more inclusive designs/customer experiences?During this Disruption Talks we’ll try to find answers to these questions together with Shelley Armstrong, VP User Experience & Design at Finastra. Shelley has over 20 years of experience in building customer experience and user design in the software space. While working as Creative Director at Microsoft, she launched Xbox, Xbox 360 (the 6th highest-selling video game console in history), and Zune. As a Senior Director of Customer Experience & User Interface Design at NCR, she launched their software design organization from the ground up, growing the team to 80 employees across the U.S., U.K., Europe, and India.Join us to listen about how the finance industry should adapt its design to customer needs.Hosted by Filip Sobiecki.

All companies, big or small, need some source of capital. This can come from a variety of sources, including its own revenue or public funding through an initial public offering (IPO).According to all the recent headlines about companies raising huge amounts of money, it looks like the venture capital world is thriving. For example, Trade Republic raised $900 million, Solarisbank recently raised around $180, and Zilch raised around $90 from Goldman Sachs. At the heart of many early-stage startups is venture capital. Funds like Speedinvest help to raise the seed money they need to get off the ground or expand. In this episode of Disruption Talks, we invited someone who knows seed-stage investing inside out, Jon Butterfield, Head of Growth at Speedinvest. Hosted by Filip Sobiecki.

nsurance for digital companies is not exactly new. However, in many ways, there’s a “protection gap” within the digital economy. Web outages, cyber-attacks, and other connectivity issues are some of the biggest threats facing online businesses, especially eCommerce stores.Recent high-profile outages such as Akamai and Fastly show a harsh reality – that even the global retail giants aren’t safe from connectivity issues. Across the world, this is a multi-billion-dollar issue, so what can we do?Insurtech firm, Riskwolf is trying to close that billion-dollar gap by providing protection for digital platforms around the world.In this episode of Disruption Talks, Co-Founder and CTO of Riskwolf, René Alexander Papesch, tells us more about it. Hosted by Filip Sobiecki.

With 48% of transactions now processed by cards and a massive $149 trillion spent through payment processors each year, online payments are definitely here to stay. Since the pandemic, online purchases have boomed, and that trend is likely to continue.Many online payment processors have started up in the past few years, offering convenient ways to make purchases. One such company is Total Processing, an advanced payment processor for businesses, providing bespoke solutions.In this episode of Disruption Talks, Dally Singh, Chief Product Officer at Total Processing, discusses custom payment solutions, where Total Processing is heading in the future, and much more. Hosted by Sean O'Connor.

Insurance is rarely anyone’s favorite topic of conversation. Handling it all can be a headache that many of us would rather avoid.It’s a world that could greatly benefit from simplification – and that’s exactly what companies like Getsafe are promising. Getsafe is a digital insurance company and one of the leaders in the insurtech space.Getsafe utilizes new technology to create a seamless, app-based experience for purchasing insurance.In this episode of Disruption Talks, Anthony Mayer, VP of Engineering, and Konrad Heimpel, VP of Product & Data at Getsafe, share the processes, innovation, and benefits behind Getsafe.Hosted by Filip Sobiecki.