

The Money Gains Podcast
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Episodes
Mentioned books

Feb 14, 2024 • 55min
How To Get Paid A LOT More - This REALLY Works! with Dan Mian
Today I'm delighted to welcome Dan Mian, Founder of Gradvance to talk all things employment. This chat is a masterclass in making sure you're maximising your pay check. Only 37% of UK individuals have asked for a pay rise meaning we're leaving money on the table! Let's change that today!Couch To 5 Grand is HERE >> https://stan.store/upthegainsmoney/p/couch-to-5-grand--passive-income-starter-kit---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------What's in this episode:🧠 Job Hunting Tips & Tricks🧠 How to stand out at interviews 🧠 How to network with potential employers 🧠 The benefits of job hopping 🧠 How we're going to bridge the gender equality gap in the workplace🧠 How to negotiate salary like an absolute pro🧠 How to manage a side hustle alongside a full time jobDan's Links 🔗Dan on LinkedIn - https://www.linkedin.com/in/danmian/Gradvance - https://www.gradvance.co.uk/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Feb 7, 2024 • 26min
Your Questions Answered - PART 1 - EP50
This week I'm delighted to be launching a new series inspired by YOU! I ran a series of polls at the end of 2023 and it came back that you wanted to hear more of your questions answered. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------💷 JOIN COUCH TO 5 GRAND - DIGITAL PRODUCT STARTER KIT HERE - https://upthegains.co.uk/upthegainsmoney/SO - I listened and have been working on a new format called 'Your Questions Answered'. Once a month I'll be getting behind the mic and getting you the answers to your most burning money questions. If you want to get in touch with the show please email invest@upthegains.co.uk Send us in your questions and we will include you on the next episode! DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jan 31, 2024 • 57min
How To STOP Living Paycheque To Paycheque - Anna Brading (Mentora Money) EP49
This week I'm delighted to welcome the wonderful Anna Brading, Founder of Mentora Money. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Couch To 5 Grand is HERE >> https://stan.store/upthegainsmoney/p/couch-to-5-grand--passive-income-starter-kitEPISODE 48:Anna is known for her sharp financial insights and empowering material — the finance mentor/big sister you never knew you needed! She is committed to improving her community’s financial literacy by creating content focused on personal finance, business and investing that is engaging, yet easily digestible.This episode is the 411 in getting your finances in order for 2024!In this episode we discuss:🧠 Overcoming confidence and mindset blockers🧠 The importance of financial literacy and how to get it🧠 The influence of your upbringing and how it effects your relationship with money🧠 Building an emergency fund🧠 Breaking free from the paycheque to paycheque mentality🧠 Top line mentality and spending beyond your means🧠 Side hustles and creative income🧠 The importance of learning marketing for your side hustleImportant Links 🔗Mentora Money - https://www.mentoramoney.com/Tune in every Wednesday to The Money Gains PodcastDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jan 27, 2024 • 16min
£3,500 In 22 Days From Selling Digital Products - (Deep Dives) EP48
Welcome to the side hustle deep dives series. Learn more about Couch To 5 Grand HERE >> https://stan.store/upthegainsmoney/p/couch-to-5-grand--passive-income-starter-kitEvery month I'm going to focus on a new side hustle I'm working on and record a deep dive episode like this showing you how to make money from it!---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------This month I'm focusing on digital products we discuss:How to come up with ideas for your own productsWhy digital products are a great side hustle optionThe power of social media and why I focus thereWhat you need to get startedHow much time you need to commit (60 mins a day)What kind of results you can expect AND so much more!If you liked this episode or want to get in touch with the show please email me at invest@upthegains.co.uk with your query!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jan 24, 2024 • 47min
£28 Billion Lost In Pensions - Where Is Yours? - with David Henderson (Penny)
THIS WEEK I'm delighted to welcome David Henderson, Head of Pensions at Penny.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Couch To 5 Grand is HERE >> https://stan.store/upthegainsmoney/p/couch-to-5-grand--passive-income-starter-kit David has a wealth of experience with over 20 years at leading investment services provider Hargreaves Lansdown and is THE MAN when it comes to anything to do with pensions so we had to get him on. If you ever wanted to learn anything about pensions then this is the episode as a we do a full deep dive leaving no stone unturned. We discuss:- Workplace pensions and auto-enrollment - Maximising your pension and the importance of understanding where it's invested- The £28 billion pounds current lost in pensions- How to track down lost pensions and consolidate them- How Penny works and it's uses- Higher taxpayer benefits- Tax relief and what it really means - Pension age and what happens when you can withdraw it AND MUCH MORE!Important Links 🔗Penny - https://pennypension.com/Retirement Living Standards - https://www.retirementlivingstandards.org.ukMoney Helper - https://www.moneyhelper.org.uk/en/pensions-and-retirementWhich Pension Calculators - https://www.which.co.uk/money/pensions-and-retirement/pensions-and-retirement-calculatorsFind contact details for your old pensions -https://www.gov.uk/find-pension-contact-detailsDISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Dec 20, 2023 • 49min
Is AI Going To Take Your Job (Spoiler NO) with Shoshanna Davis (The Fairy Jobmother)
This week on The Money Gains Podcast, we are thrilled to welcome Shoshanna Davis, the visionary behind Fairy Job Mother. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Shoshanna's unique blend of corporate experience and commitment to youth development makes her an ideal voice for young professionals navigating the complexities of today's job market. With a community of over 20,000 young people, Shoshanna's insights are invaluable for anyone looking to make their mark in the working world.What's In This Episode:Understanding Youth Confidence: Insights into why only 54% of young people feel confident in job applications, and what can be done to improve this.The Art of Standing Out: The importance of creating a CV and portfolio that truly represents your individuality and skills.Innovative Job Seeking Strategies: Exploring creative and out-of-the-box methods young people are using today to land their dream jobs.Beyond Exams: Shoshanna discusses how her own struggles with exams didn't deter her success and her views on the impact of the exam system.The Job Hopping Debate: A discussion on the financial and career implications of staying in a job versus switching roles every few years.Preparing for an AI-Driven World: Strategies for young professionals to stay relevant in a job market increasingly influenced by AI and automation.Rethinking Traditional Education Paths: Is the conventional route of GCSEs, A-levels, and university still viable? Exploring alternatives like entrepreneurship.Career Path Guidance: Advice for listeners who are contemplating a career change or feel uncertain about their current path.Whether you're a student, a recent graduate, or just looking for a change in your career trajectory, this episode is packed with insights and tips to help you navigate your professional journey with confidence and clarity. Tune in for an episode that bridges the gap between ambition and achievement!DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Dec 13, 2023 • 45min
How Your Twenties Shape The Rest Of Your Life - with Gaby Mendes
This week we welcome Gaby Mendes, founder of the award-winning platform Talk Twenties and TwentiesFest. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------In this episode, we delve into the intricacies of adult life in the modern world, exploring the challenges and opportunities that define the twenties experience. From reimagining education to mastering personal finance, Gaby shares her insights on navigating this transformative decade.In this episode, we discuss:The Flaws in Our Current Schooling System: Gaby Mendes discusses how the traditional education system, with its focus on academic subjects like Pythagoras' theorem, often misses teaching essential life skills.Bridging the Information Gap: We examine the challenges young people face transitioning from sixth form to university and beyond, and how to bridge this crucial information gap.The Power of Public Speaking: Gaby shares her thoughts on why public speaking should be a fundamental part of education, highlighting its potential to boost confidence and communication skills in young people.Talk Twenties: Mission and Impact: We dive into the heart of Talk Twenties, discussing its key messages and how it resonates with listeners in their twenties and beyond.Building Resilience in Business: Reflecting on a quote by Chris Williamson, Gaby offers insights into the mental resilience required to build a successful brand and what she would do differently if starting again.Financial Management for Entrepreneurs: Gaby shares her approach to managing day-to-day finances and expenses as a business owner.The Future of Talk Twenties: We explore what's next for the platform and how its needs evolve as it grows.Whether you're a young adult seeking guidance, an entrepreneur looking for inspiration, or simply curious about the journey of Talk Twenties, this episode is packed with wisdom and actionable advice. Tune in to gain valuable insights and be part of this transformative discussion.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Dec 6, 2023 • 46min
How To Fix The £1.6 Trillion Gender Investment Gap with Laura Turner
This week we welcome Laura Turner, the founder of Thrifty Londoner.---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Laura, an inspiring figure in the personal finance world since 2018, shares her wealth of knowledge and experience, delving into a range of topics from savvy investing to entrepreneurial challenges. Her unique perspective, especially on women's financial empowerment, offers invaluable insights for listeners in London and beyond. Join us as we explore the intricate world of personal finance with Laura's expert guidance.What's in this Episode:Laura's Childhood and Financial Upbringing: Exploring how early experiences with money shaped her outlook and influenced her teenage years.The Leap into Entrepreneurship: Insights into leaving a toxic job environment and the challenges and triumphs of starting her own business.London's Allure: Laura shares why she chose London and what makes the city special for her career and personal growth.Empowering Women to Invest: Addressing the significant gender investment gap in the UK, and strategies to encourage more women to invest.Societal Norms and Gender Disparity: How traditional gender roles contribute to financial disparities and the cultural attitudes that need changing.Risk Aversion in Women's Investments: Discussing how women's cautious approach to investments affects their long-term financial health.The Gender Pensions Gap: Exploring the impact of career breaks and part-time work on women's pensions, and potential solutions.In this episode, Laura Turner not only enlightens us with her journey and personal experiences but also challenges and inspires us to think deeply about the prevailing gender disparities in finance. Her insights provide a roadmap for both men and women to understand and bridge these gaps, paving the way for a more equitable financial future. Don’t miss this episode, packed with thought-provoking discussions and practical advice for anyone looking to enhance their financial literacy and empowerment.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Nov 29, 2023 • 48min
How Much Does It Cost To Be You? - Tolu Frimpong
In this enlightening episode of 'The Money Gains Podcast', we are thrilled to welcome Tolu Frimpong, a renowned Financial Coach and Content Creator. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------Tolu is passionately dedicated to empowering women to escape the payday-to-payday cycle and achieve their financial dreams. With her extensive experience, including features on Channel 4's Bidding Wars and Channel 5's 30 Tips to Cut Your Bills, Tolu brings a wealth of knowledge and inspiration to our listeners.In this episode, we discuss:Early Money Relationships: Exploring how our childhood experiences shape our attitudes towards money.Dealing with Debt: Insights into how people, from a young age, navigate different forms of debt, from university loans to consumer borrowing.Educational Gaps in Financial Literacy: Addressing the need for more comprehensive education around debt management.Tolu's Personal Debt Journey: A candid look at how Tolu overcame over £30k in debt through self-education in personal finance.Financial Coaching Principles: Tolu shares her guiding principles and techniques as a financial coach.Upcoming Events: Sneak peeks into Tolu's forthcoming engagements and how they aim to transform financial wellbeing.🚨 Get in touch with Tolu 🚨Website >> https://tolufrimpong.com/Financial Coaching >> https://tolufrimpong.com/financial-coach/Closing this episode, we are left with a deeper understanding of the importance of intentional budgeting, saving, and investing. Tolu Frimpong's journey from debt to financial literacy advocate is not just inspiring but also a testament to the power of self-education and determination. Whether you're grappling with financial challenges or seeking to enhance your financial knowledge, this episode is a treasure trove of practical advice and empowering stories.DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Nov 22, 2023 • 58min
Everyone Can Make £1,000 A Month From A Side Hustle With Aaron Knightley
This week we welcome Aaron Knightley, Founder of Peak Performance, The Breakout Programme and so many other businesses! A refreshing outlook on what it takes to get ahead in life, business and the workplace. ---------👉🏼 Get a FREE SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)--------What's In This Episode:- How to identify a toxic workplace- The foundations you need for success in the workplace, business and your finances- Aaron's breakout programme to free yourself from your 9-5 and what it entails- Finding your why and what that means- How to change the narrative in your own livesFind out more about Aaron here 👉🏼 https://www.aaronknightley.co.uk/DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist


