Friends That Invest

A candid money story about climbing out of massive debt and building investments. Practical first steps for tackling high-interest loans and creating emergency cash. Honest talk on overcoming shame, taking imperfect action, and using small wins to change habits. A mix of steady ETFs and occasional single-stock excitement to keep investing engaging.

A myth-busting look at five false beliefs about wealthy women. Topics include quiet affluence versus flashy display, the truth about self-made wealth, and women’s role as savvy financial decision makers. The conversation also tackles busy-ness versus true financial freedom and how wealthy women often share resources and connections.

A spirited take on de-influencing common fears that hold you back. Short, practical calls to stop worrying about coworkers' opinions and to treat starting over as opportunity. A defense of frugality as power, a reminder that women can and should support each other, and a fresh framing of failure as useful data for growth.

A case for treating a steady salary as a wealth-building tool. How workplace skills like leadership and communication act as a hidden curriculum. Ways employers fund upskilling and education. Using predictable income to control spending, invest, and fund future ventures.

A clear decision matrix for what to do with a cash windfall, from moving money to a separate account to avoiding impulse spending. How to prioritize high-interest debt versus low-rate loans. Guidance on building a three-to-six month emergency fund. Discussion of lump-sum investing, dollar cost averaging, and practical blended approaches to split money across goals.

This week, Sim wraps up the final episode of the three part wedding series by sharing the five wedding costs she would cut immediately and the five things she believes are actually worth splurging on. From skipping real flower decor and trimming catering packages to investing in a great photographer, venue, and day of coordinator, she breaks down what guests truly remember and where your budget has the biggest impact. If you're planning a wedding on a budget, this episode will help you save thousands without losing the moments that matter most.Watch the episode on Youtube hereFor more Friends That Invest:Stock Market Tea newsletter: build financial freedom in under 5 minutes a week. Join 115,000+ investors in training.InstagramTikTokTwitterFacebook Hosted on Acast. See acast.com/privacy for more information.

This week, Sim breaks down how much you should actually spend on a wedding, why over 50% of newlyweds go into debt for theirs, and how to set a budget that fits your household income without sacrificing what you value most. She shares a simple values exercise to help couples prioritise spending, plus her four golden rules for wedding money, including why you should never go into debt or sell investments to pay for one. Sim also explores the “Vogue feature to divorce pipeline” and what the research really says about whether expensive weddings and rings are linked to higher divorce rates.Watch the episode on Youtube hereFor more Friends That Invest:Stock Market Tea newsletter: build financial freedom in under 5 minutes a week. Join 115,000+ investors in training.InstagramTikTokTwitterFacebook Hosted on Acast. See acast.com/privacy for more information.

Practical ways to cut nearly $10,000 from wedding costs with 24 real-world tips. Tactics include negotiating vendors with an upfront payment email and trimming top expenses like venue, catering, photography, and outfits. Smart swaps like e-invites, renting suits, buffet service, artificial florals, fewer vendors, and a detailed budget spreadsheet keep the vibe while saving big.

A look at why birth rates are falling in developed countries and why that matters for economies. Uses Japan as a real-world example of aging populations and fiscal strain. Explores why financial stress, job insecurity, and housing costs keep people from having children. Outlines policy moves that could make parenthood an affordable, realistic choice.

A candid rundown of early investing slip-ups, from underinvesting in a top-performing global index to panic-selling and rebuying shares at a loss. The conversation champions simple, broad-market index funds over stock picking and warns about IPO hype and timing. It also covers skipping bonds, high-fee default retirement funds, and learning through small mistakes to build investing confidence.