Cash Chats UK Money & Personal Finance podcast

In Andy's final episode as host, he's talking about the latest stories that are important to you and your money. Including: Tax band: where you fit in and how much you should be paying Your ISA Allowance for 2026/2027 For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 00:59 A fond farewell for now 06:21 Tax bands 28:25 ISA allowance 2026/27 ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The best credit and debit cards for spending abroad HBO Max is here: what's included and how to get the best price Two boosted welcome offers from American Express For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:19 Andy intros the new Cash Chats team 04:33 Best cards for abroad 17:06 HBO Max 29:49 Amex offers ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Two new bank switching offers from Barclays and Lloyds worth up to £700 How to save on your Sky bill Navigate the complexities of train refunds on your disrupted journey For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 02:24 Bank switch offers and latest news 14:55 Train delay refunds 26:43 Sky Vs DIY ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: From rewards to welcome bonuses, Andy goes through his top credit cards for 2026 Bank switching can make you £1,000s - but can it have a negative affect of your credit score? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:34 Top credit cards 2026 23:29 Switching and your credit score ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Andy's February current account update including all the current switching offers Lifetime ISA changes: are they worth it anymore? For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:35 Current account news and offers 20:27 LISA changes ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: With more and more streamming platforms on the market, here's how to save without missing out Advice on getting your first credit card For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Save on streaming 16:20 Your first credit card ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: What's in Andy's physical and digital wallet for 2026 The pros & cons of BNPL For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:58 What's in my wallet 17:51 Buy Now Pay Later ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Our top savings rates for February Cheap and easy direct debits for bank switching Tips and tricks to help you stop spending and get saving For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:13 Cheap & easy direct debits 18:53 Tips to stop spending 29:41 Savings update ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Current account latest for January 2026 Do you need an ISA in 2026? Don't miss out on the Nationwide Fairer Share payment For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:24 Banking update 16:57 Do you need an ISA in 2026 35:04 Nationwide Fairer Share payment ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash youtube.com/@becleverwithyourcash GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence

Discover the best UK savings accounts for 2026 that can maximize your returns, including a standout 6% offer from Santander. Learn about effective strategies to enhance your savings, like joint accounts and regular saver options. Don't miss the chance to earn a £250 bonus by switching to Lloyds Bank, with tips on eligibility and how to avoid fees. Andy covers tax-efficient savings options for higher-rate taxpayers too. Tune in for expert advice to help navigate your personal finance decisions!