White Coat Investor Podcast
Dr. Jim Dahle of the White Coat Investor
Host, Dr. James Dahle, is a practicing emergency physician and founder of the White Coat Investor Blog. Like the blog, the White Coat Investor Podcast, is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor—or, at least know enough to not get ripped off by a financial advisor! We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Learn more at http://whitecoatinvestor.com/
Episodes
Mentioned books
Apr 2, 2026 • 56min
WCI #465: How to Make Smarter Investment Decisions (Taxes, Fees, Risk)
Eric Wright, an emergency physician who founded 1099 Tax Doctor to help high-earning clinicians with tax strategy. They discuss weighing taxes, fees, and risk when replacing legacy investments. Short talks cover choosing tax lots, S-corps and cash balance plans for 1099 earners, MYGAs as bond alternatives, and how HOAs should invest reserve funds.
Mar 30, 2026 • 30min
MtoM #268: Getting Financially Set Up During Residency
A resident shares concrete financial moves: maxing Roth IRAs, opening a solo 401(k), paying down loans, and using moonlighting to boost income. They describe household budgeting, monthly money check-ins with a spouse, and a plan to aggressively tackle student debt after training. The episode also covers crypto basics, risks, and a suggested small allocation for curious investors.
45 snips
Mar 26, 2026 • 40min
WCI #464: What the Creator of the 4% Rule Says Today
Bill Bengen, retirement researcher and creator of the 4% rule, shares his continuing work on safe withdrawal rates and retirement income. He discusses his book A Richer Retirement and argues why a higher withdrawal rate may be feasible. Conversation covers portfolio construction, inflation risks, glide paths, small-cap tilts, and practical ways to manage spending and downside risk in retirement.
10 snips
Mar 23, 2026 • 26min
MtoM #267: $500K Net Worth Right After Training
A physician couple explains how they hit a $500K net worth right after training. They talk about investing early, maxing retirement accounts, and balancing med school debt with savings. They describe coordinated money management as a couple and plans for aggressive loan payoff and future financial priorities.
32 snips
Mar 19, 2026 • 1h 7min
WCI #463: 529 Plans: How Much to Save and What They Can Be Used For
Tyler Scott, former dentist and President of Planning at White Coat Planning, guides listeners through education savings choices. He breaks down how much to fund a 529 for a newborn and why early saving can lead to overfunding. He explains qualified uses, safety valves for excess funds, the new 530A “Trump” accounts, and whether 529s can cover continuing education like CME.
9 snips
Mar 16, 2026 • 25min
MtoM #266: $850K Net Worth as an Anesthesia Assistant
Chabely Rodriguez, a certified anesthesiologist assistant who contracts as a locum tenens provider, built an $850K net worth early in her career. She describes locum work, nomadic living choices, and how she structures income and taxes. She also covers aggressive saving, student loan payoff momentum, negotiation lessons, and planning to front-load finances for future flexibility.
42 snips
Mar 12, 2026 • 1h
WCI #462: How to Think Clearly About Money Without Obsessing Over It with David Stein
David Stein, former institutional investment advisor turned podcaster and author, shares how burnout reshaped his view of work and money. He discusses lessons from managing large endowments, why simplicity often beats complexity, how to balance speculative bets like gold and crypto, and practical ways to think clearly about investing without letting it take over your life.
9 snips
Mar 9, 2026 • 34min
MtoM #265: Inside an $8 Million Physician Net Worth
A physician describes building nearly $8 million through a mix of retirement accounts, large real estate deals, franchising, and smart financing. The conversation highlights early immigrant struggles, disciplined saving, using 1031 exchanges and cost segregation, and lessons learned from risky stock trades. Practical milestones, networking, and long-term consistency are emphasized as keys to scaling wealth.
15 snips
Mar 5, 2026 • 55min
WCI #461: Insurance and Income Protection Every Doctor Should Know
Practical guidance on life insurance choices and when whole life inside a trust matters. Clear breakdown of disability protection and real-life consequences of inadequate coverage. Advice on umbrella and property policies and how much liability protection physicians should consider. Walkthrough of malpractice policy types, tail coverage, and risks when employers control coverage.
8 snips
Mar 2, 2026 • 29min
MtoM #264: Paying Off $250,000 in Student Loans in a HCOL Area
A gynecologic oncologist shares how she and her partner cleared $250,000 in student debt in under a year. They describe drastic lifestyle sacrifices, family support, and using home equity to accelerate payoff. The conversation also covers navigating high housing costs in Northern Virginia and balancing savings and investing while carrying large debt.
