White Coat Investor Podcast
Dr. Jim Dahle of the White Coat Investor
Host, Dr. James Dahle, is a practicing emergency physician and founder of the White Coat Investor Blog. Like the blog, the White Coat Investor Podcast, is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor—or, at least know enough to not get ripped off by a financial advisor! We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Learn more at http://whitecoatinvestor.com/
Episodes
Mentioned books
12 snips
May 11, 2026 • 29min
MtoM #274: How This Doctor Became Mortgage-Free Using Geographic Arbitrage
A physician explains using geographic arbitrage to sell high and buy low, becoming mortgage-free. They describe relocating tradeoffs, cost-of-living effects, and how income and lifestyle choices shaped financial flexibility. The conversation touches on family planning during training, debt payoff strategies, rebuilding savings, and practical considerations for long-term goals.
23 snips
May 7, 2026 • 1h 16min
WCI #470: How to Maximize the Impact of Your Charitable Giving
Rebecca Herbst, nonprofit founder and financial independence advocate, explains why structured giving matters. She talks about building a giving habit, choosing pledge levels, and balancing immediate donations with long-term impact. The conversation covers tax-smart mechanics, high-impact vs local giving, and practical ways to integrate generosity into your financial plan.
May 4, 2026 • 38min
MtoM #273: A Doctor's Plan to Eliminate $800K in Student Loans
Tommy Martin, a combined internal medicine and pediatrics physician four years out of training, shares his plan for tackling $800K in student loans while raising a family. He talks about attending a Caribbean medical school, pursuing PSLF, balancing high housing costs with lifestyle choices, investing through tax-advantaged accounts, and building a small real estate project for income and personal use.
26 snips
Apr 30, 2026 • 53min
WCI #469: Real Estate Investing Mistakes Doctors Should Avoid
Practical comparisons of REITs, REIT funds, and private real estate syndications, focusing on structure, liquidity, and risk. Warning signs of private real estate scams and key due diligence points to evaluate before committing capital. Strategies for avoiding PMI with physician-friendly mortgages and choosing between fixed and ARM loans. A deep dive into dental insurance limits and alternatives like membership plans.
21 snips
Apr 27, 2026 • 32min
MtoM #272: How to Start Strong as a New Attending Physician
A new attending’s rapid trajectory from training to financial momentum is explored through bold choices and disciplined priorities. Practical tips on landing and negotiating the right job are highlighted. Homebuying across states and handling real estate risks get candid attention. Clear steps for tackling large student loans and automating early retirement savings are discussed.
20 snips
Apr 23, 2026 • 58min
WCI #468: Financial Mistakes High-Income Professionals Should Avoid with Amanda Harrell
Amanda Harrell, senior wealth manager who advises high-income professionals on retirement, taxes, and practice plans. She discusses 401(k) rollover choices and backdoor Roth timing. She critiques direct indexing and tax-loss harvesting limits. She covers designing practice 401(k)s, pitfalls of one-stop-shop firms, family office scope, when maxing retirement is wrong, and rule-based dip deployment.
16 snips
Apr 20, 2026 • 26min
MtoM #271: Dual Physician Couple Pays Off $527K Student Loans in One Year
Casey Wright, an emergency physician who prioritized frugal living to tackle debt. Matthew Wright, a hospitalist who used aggressive repayment and planning. They discuss paying off $527K in student loans in one year. They cover saving paychecks, lifestyle tradeoffs, managing payments during residency, and next goals like buying a home and funding kids' education.
22 snips
Apr 16, 2026 • 56min
WCI #467: The Truths About Index Fund Investing (According to Vanguard)
Jonathan Spitz, Head of Capital Formation at Lightstone Direct, is an institutional real estate expert focused on industrial and multifamily markets. He discusses why industrial real estate benefits from e-commerce and reshoring. Other segments review Vanguard’s index fund principles, inheritance and mortgage choices, tax planning for estimated vs withholding, and strategies to manage capital gains after a windfall.
23 snips
Apr 13, 2026 • 36min
MtoM #270: PSLF Success Story: $500K+ Forgiven
A physician shares how Public Service Loan Forgiveness wiped out $500k+ of student and Parent PLUS debt and reset his finances. They recount filing quirks, pandemic timing that cut payments, and the emotional moment the balance hit zero. The conversation also covers frugal habits that built net worth, a costly custom-home lesson, and a cautionary tale about a stock scam.
30 snips
Apr 9, 2026 • 44min
WCI #466: Roth Conversions for a Smarter Retirement
Practical Roth strategies and tax moves for high-income professionals. How to use new 530A accounts for future Roth conversions and even kids’ tax-free savings. Complex TSP and military account rollover tactics to isolate after-tax basis. When refinancing student loans makes sense again. Balancing Roth vs pre-tax choices and avoiding over-saving obsession.
