Retiring With Enough

Send us Fan Mail“Most folks are as happy as they make up their minds to be” -Abraham LincolnIf happiness is not a natural gift bestowed on some people, but not others, can the ability to choose happiness be learned?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailKevin Lyles, CRPC™️ joins me in a discussion about risk mitigation when market valuations are high.Are there actions to take, and when are these actions appropriate?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailThe question of entering retirement mortgage-free is interesting because it has financial, behavioral, and emotional components. In this podcast I discuss Taylor's financial position, and use Taylor's review as a gateway to the discussion about whether it's better to retire mortgage free.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail"Words are, of course, the most powerful drug used by mankind."  — Rudyard KiplingI am a firm believer that words are powerful. But, that power can have both a positive or negative effect.                                If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail"Curling is nicknamed 'chess on ice' because strategy plays just as important a role as skill." -Brant CurlingThere’s something hauntingly seductive in the extreme slowness and choreography guiding the release of the stones.I pondered my attraction to curling and weirdly realized that curling has many similarities to finance.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Kevin Sebesta, retirement coach and author of the Life in Fire blog, shares personal perspectives on aging, elder care, and retirement planning. He talks about framing retirement budgets, self-funding versus long-term care insurance, siloing assets for care costs, finding affordable small licensed memory-care homes, and practical tax and liquidity strategies.

Send us Fan MailBoth lump-sum investing and dollar-cost averaging are valid investment approaches. But, is one approach better than the other?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailWhat happens when your work is no longer profitable? Is it time to quit work altogether, or does it provide the opportunity to work free, or work for me?If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan Mail“It doesn’t matter how slowly you go as long as you do not stop.“ -ConfuciusA little over a week ago, I watched with sadness as newscasters gleefully announced that January 9, 2026, had been proclaimed the unofficial “Quitter’s Day” for this year. Newscasters proclaimed January 9, 2026, as the day that most New Year’s resolutions have already been abandoned.If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Send us Fan MailWe are convinced that the average investor cannot deal successfully with price movements by endeavoring to forecast them. -Benjamin GrahamLate in 2025, I stated I would devote a blog and podcast to dollar-cost averaging. I feel that dollar-cost averaging is one of the two most important strategies that do-it-yourself investors can implement. If you’d like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share