Money School Podcast

Many of us crave the life we've always wanted, but we're stuck in a routine that leaves us feeling frustrated and unfulfilled. It's all too easy to daydream about a life filled with purpose and financial freedom, but so many people hesitate to take the necessary steps to turn those dreams into reality. It's time to confront the hard truth about how we're spending our days. Are your choices truly aligned with your passions, or are you just going through the motions? Let's get real: we can chase our passions while simultaneously building wealth. We don't have to pick one or the other. When do we finally recognize that enough is enough and take that leap towards something different? It's time to stop waiting and start acting. In this episode, author, business coach and motivational speaker Kellan Fluckiger joins me to talk about creating the life that you want, his journey to creating his vision and why what we make of ourselves counts. Nothing is going to happen for you until you say "I am going to create this". -Kellan Fluckiger Three Things You'll Learn In This Episode -The importance of our beliefs Sometimes the things we believe in only create unhappiness in our lives. Why is it important to take a step back and evaluate our beliefs? -Realizing our true mission We were all put on this earth with a mission to fulfill. How do we realize what our true mission is, how we serve and how to use our gifts and talents to make a difference? -The more you give We're meant to keep giving back as we create more wealth. Is it true that abundance keeps flowing in the more we give? Guest Bio Coming through decades of depression, addictions, life-threatening illness, and a near-death experience, Kellan has become the ultimate catalyst to help motivated people melt barriers, move mountains, and mobilize superpowers to achieve their true desires. As a coach and keynote speaker, Kellan's masterful approach helps people get past old stories, change beliefs, and create a life context to reach even goals that seem impossible. "What you believe controls everything you do and defines the boundaries of what you can accomplish. When you have leadership responsibilities, the effects of your beliefs are magnified. Your beliefs form the light of motivation or the darkness of confusion and stagnation." – Kellan Fluckiger Kellan has decades of leadership experience at the highest levels in government and industry. His amazing ability to do the seemingly impossible has led to contracts and assignments in many countries and difficult situations worldwide. Visit https://yourultimatelife.ca/ Visit https://www.kellanfluckiger.com/ Listen to the Your Ultimate Life Podcast here https://www.yourultimatelifepodcast.com/ Follow Kellan on Instagram @kellan.fluckiger Email coachkellanfluckiger@gmail.com About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom. Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!

Being an entrepreneur is tough—far tougher than most people realize. Many take it at face value, seeing only the surface success while missing the intense challenges beneath. The entrepreneurial journey is filled with challenges, but it's also filled with opportunities—if you're willing to seize them. It's time to push past the comfort zone, take that gamble, and win big. Playing it safe might seem like the safest choice, but is it really the path to true success? What if that gamble could be the difference between staying stagnant and experiencing immense growth? In this episode, Carmelo and Lindsey Cruz, owners of 95 Nutrition, join me to talk about what the true journey of being an entrepreneur looks like, when they reached their breaking point and how they took their business to the next level. The road to success is not a road, it's an obstacle course. -Lindsey Cruz Three Things You'll Learn In This Episode -Making decisions when we're young When we are young, we have no idea who we want to be but we're forced to make decisions around it. How do we go in the right direction? -College: the answer to life's problems Growing up, the only thing we hear is that going to college will lead to a perfect life. Is it true? -Get on the next level What does it take to reach our initial goals and then get on the next level? Guest Bio Lindsey is the visionary behind 95 nutrition, bringing a wealth of expertise in the fields of health, wellness, and nutrition. Raised in Grand Island, NY, Lindsey has always been passionate about cooking and fitness. Her unwavering dedication to empowering individuals to lose weight through portion control and sustainable lifestyle changes has made her a prominent figure in the industry. With a deep understanding of the pitfalls of fad diets, Lindsey founded the company with a mission to help people make lasting lifestyle changes that promote their overall health and wellbeing. She brings to the table an unparalleled level of knowledge and experience in the field, making her a trusted resource for clients and partners alike. As a mother of two, Lindsey has a special place in her heart for helping women regain their strength and confidence after pregnancy as well as helping busy parents manage & balance their lifestyles through delicious ready to eat meals. Carmelo is one of the founders and owners of the company. With a background as a retired New York State Trooper, Carmelo brings a disciplined and detail-oriented approach. Outside of work, Carmelo is a fitness enthusiast and enjoys helping others live a healthier lifestyle. He believes that fitness and healthy living can have a positive impact on all aspects of life, including work. With this in mind, Carmelo is committed to providing customers with high-quality products that will help them achieve their wellness goals. Visit https://95nutrition.com/ Find Carmelo on Instagram @carmelo_cruz_v2.0 Find Lindsey on Instagram @thelindseycruz About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

Why does whole life insurance have such a negative reputation when it offers incredible value? For years, this financial tool has been misunderstood, leading many of us to overlook its potential benefits. But what if I told you that whole life insurance could be the key to securing our financial future and ensuring we leave a lasting legacy? Many of us have dismissed it without truly understanding how it works or the risks it helps to mitigate. The truth is, whole life insurance is a powerful tool that guarantees not only financial security but also peace of mind, knowing our loved ones will be taken care of. Are we aware of the risks we might face in our retirement years, such as market volatility or unexpected expenses? Have we considered how whole life insurance could play a crucial role in protecting our assets and providing a reliable source of income? In this episode, speaker, author, and coach to financial advisors Tom Wall joins me to discuss the concept of whole life insurance, why we should consider it in our retirement plans, and his personal take on its value. Whole life takes the risk off the table. -Tom Wall Three Things You'll Learn In This Episode -Take risk off the table This powerful financial tool provides a stable, reliable way to build wealth while ensuring that your loved ones are taken care of, no matter what happens in the markets. -IUL vs. whole life Is IUL more complex to understand than whole life? Which one will benefit us more in the long run? -The volatility buffer concept What exactly does the volatility buffer concept mean? How can it benefit us? Guest Bio Tom Wall has spent the entirety of his 20-year career positioning whole life insurance and competing against his alternative. Starting in college as an award-winning advisor with Northwestern Mutual before moving his practice to MassMutual, he subsequently grew his career in prominent home office roles in sales and marketing leadership. In those roles, he developed into a renowned storyteller and product expert at perennial company conferences and firm meetings nation-wide. Tom's Ph.D. is in retirement income planning, with original research on Whole Life as a Fixed Income Alternative under the advisement of industry thought leaders Wade Pfau, Michael Finke, and Stephen Parrish. His focus on academic integrity and decades of sales experience combine to make him a uniquely credible and inspirational voice in the life insurance space. Tom now coaches and consults with financial advisors, hosts the Whole Life Masterminds study group, and has published his first book titled "Permission to Spend: Maximize Your Retirement with the Best Kept Secret in Personal Finance." Tom lives in the greater Boston area with his two sons age 12 & 9, and is an avid golfer and traveler. Visit https://www.permissiontospend.com/ Find Tom on LinkedIn @Tom Wall Follow Tom on Instagram @tomwalltalks Visit https://www.wholelifemasterminds.com/ About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

It might seem counterintuitive, but the path of least resistance can lead to complacency and unfulfilled potential. That's unfortunately the path most people are on. Choosing the easy way out can cause anxiety, stress and a false sense of security that hinders our growth. The reality is: real growth comes from facing challenges head-on, pushing through discomfort, and staying off the beaten path. It's the pressure and stress from these tough situations that drive us to grow, learn, and ultimately achieve our highest potential. Should we be willing to step out of our comfort zone for the sake of true growth? Can we afford to remain in a state of complacency and comfort? In this episode, I'm joined by entrepreneur, accomplished fitness advocate, author, and a veteran Marine Raider, Nick Koumalatsos. We talk about why the difficult path is the one we should take. We also talk about his journey to success and how success doesn't come quick. We have a systemic problem in this country where men are not leading their communities and families the way they need to be. -Nick Koumalatsos Three Things You'll Learn In This Episode -Why men self-sabotage The reason so many men self-sabotage and fail to reach their full potential is past trauma. How do we work through this? -The importance of taking care of yourself Taking care of everyone else but yourself is actually selfish. How do we fill our own cups before pouring out into others? -The battle against corporations Why do we need to be careful of companies and corporations selling the disease and cure at the same time? Guest Bio: Nick Koumalatsos is a versatile entrepreneur, accomplished fitness advocate, author, and a veteran Marine Raider. With a background that spans both military and business landscapes, he has made significant strides in various entrepreneurial fields. Nick is the co-founder of Johnny Slicks, a brand renowned for its high-quality, organic grooming products for men. His advocacy for personal grooming and self-care reflects the company's commitment to providing premium products and promoting healthy, sustainable lifestyles. As an author, Nick wrote "Excommunicated Warrior: 7 Stages of Transition," an insightful book that provides guidance on overcoming personal challenges. His own experiences and resilience inspire his written work, offering readers a practical roadmap for navigating change and adversity. Nick Koumalatsos' multifaceted career makes him a standout figure in the entrepreneurial landscape. Whether he is delivering motivational talks on leadership and personal growth, or leading ventures that promote comprehensive health and wellness, Nick's passion and dedication remain at the forefront, reflecting his unwavering commitment to impact and service. Visit https://nickkoumalatsos.com/ Follow Nick on Instagram @nickkoumalatsos Subscribe to Nicks YouTube Channel @NickKoumalatsos82 Listen to Nicks Podcast https://nickkoumalatsos.com/podcast/

In an industry that's constantly evolving, doing things the traditional way can leave us behind. It's not enough to follow the crowd anymore; we need to think differently and add real value to our approaches. Seeing an opportunity and taking it requires a mindset shift and the willingness to break away from the norm. There are so many opportunities that are ripe for the taking but we need to be able to rethink approaches to get the most value out of them. What does it mean to truly disrupt an industry? Is going against the grain worth it? In this episode, founder and CEO of Lamassu Media Scott Morse joins me to talk about his journey disrupting the world of real estate, how his humble beginnings shaped him into a success and why self-education is so important. When you're building a business and trying to succeed and gain momentum, disruption is the number one way to do it. -Chris Naugle Three Things You'll Learn In This Episode -Being content in the present An optimistic mindset is important, especially in the most trying times. What does it mean to be truly happy in the present moment? -Insider view on real estate The real estate has been through a lot of phases. What do the next 12 months look like in the market? Are prices going to go up or down? -The truth about timeshare The timeshare industry can be described in many ways. What is it really like? Guest Bio: Scott Morse began his journey at the age of 20 as a sales agent. As he delved deeper into sales, he realized it was a field he wanted to pursue long-term. This realization spurred him to educate himself over the years, allowing him to build a successful career in the real estate industry. In 2011, Scott decided to start his own company, leveraging a significant opportunity by finding a solution to a major gap in the business between motivated sellers and investors. This innovation helped him become the bridge that leads to highly potential close deals in real time. In 2020, after moving to Colombia, Scott expanded his company by forming strategic partnerships, creating a business aimed at impacting others through his services and replicating the successes he had previously achieved. His brand quickly grew through word of mouth due to the unprecedented results his company was delivering. Today, Scott is proud to have established the largest cold calling center, steering a team of over 180 individuals dedicated to generating highly qualified, highly motivated leads for wholesalers and investors nationwide. Beyond his entrepreneurial ventures, Scott cultivates an amazing work environment that nurtures professional and personal growth for all his team members, empowering individuals to achieve their goals and aspirations. Visit https://lamassuleads.com/ Visit https://bio.scottmorse.com/home Find Scott on LinkedIn @Scott Morse Listen to the Leads2Deal Podcast here https://leads2deals.com/ Follow Scott on Instagram @lamassuleads

As entrepreneurs, one of our main focuses is freedom and taking back our time but also fulfilling our goals. But when we're new to the game, those things can seem out of reach and impossible to achieve. What if we could cut the time and path in half by networking with people like us? Surrounding ourselves with people who inspire us, understand our ambitions, and see the possibilities just like we do can be a game-changer. Those are the people who will lift us up, encourage us, and help us navigate the challenges of entrepreneurship with a positive mindset. What if your next breakthrough idea is just a conversation away in a community of innovators? How do these people make the impossible seem achievable? In this episode, real estate salesperson and investor Kevin McMullen joins me to talk about the importance of surrounding yourself with likeminded people, and how it can change the way we think. We also talk about his journey from failure to freedom. In real estate, you either get it or you don't. But if you do get it, you're going to do very well. -Kevin McMullen Three Things You'll Learn In This Episode -Money doesn't always solve problems Not every issue that arises can be fixed by putting funds towards them. Why can't we always throw money at problems to straighten them out? -Difficulties in owning rentals Rentals can help us build wealth, but it's definitely not easy. What are some of the difficulties we face when owning rental properties? -Experience makes the expert The more we experience, the better we get at doing things. How can the things we've been through turn into valuable insights? Guest Bio: Kevin McMullen's journey into real estate began with flipping video games at flea markets in college. He then owned 6 video game stores that collectively generated $3,000,000 in sales before transitioning into real estate. Today, he is a Real Estate Salesperson & Investor, managing over 20 properties and hosts the Let's Know Buffalo Podcast. Kevin brings a wealth of entrepreneurial experience and a passion for real estate investment to his ventures. Find Kevin on Facebook @Kevin McMullen Follow Kevin on Instagram @kevin_mcmullen716 Follow Kevin on LinkedIn @Kevin McMullen Subscribe to the Let's Know Buffalo Podcast here:https://linktr.ee/letsknowbuffalo

The 4th of July is a day that should be about the pride and joy of living in the land of the free. Very often, it passes without the celebration it deserves. The very essence of the 4th of July is to remember and honor the sacrifices made to secure our liberty. Yet, each year, fewer and fewer people take the time to truly appreciate and commemorate this significant day. Why is it that so few people celebrate the USA and the precious freedom we have? Have we forgotten the significance of this day? In this episode, I talk about commemorating the profound sacrifices made to establish and protect the freedom we now enjoy and the importance of acknowledging what this day truly means. Freedom is NOT free.- Chris Naugle. Three Things You'll Learn In This Episode -The American flag The American flag is a symbol of freedom. What does it mean to honor the flag? -Fireworks on the 4th of July Fireworks aren't just about pretty lights. What is the symbolism behind lighting up the skies? -Approaching those who dishonor the flag What do we do in a situation where the flag is being dishonored?

After covid, the virtual workplace exploded as businesses pivoted to remote work, seeing massive time and cost savings. Yet, despite these undeniable benefits, many entrepreneurs still hesitate to trust remote work and virtual assistants. What exactly is holding so many people back? Are we clinging to outdated notions of how work should be done? The truth is, virtual assistants are not just capable—they excel at providing the flexibility and efficiency a business needs. Think about it: How much valuable time is wasted on tasks that a skilled virtual assistant could handle? How many pointless meetings eat away at our day when a quick email or project update would suffice? Every minute lost to inefficiency is a minute robbed from driving our businesses forward. In this episode I'm joined by the CEO REVA Global, Bob Lachance. He talks about leveraging virtual assistants to reclaim time, reduce costs, and refocusing energy on what truly propels businesses to success. If you have the right team, you will make more money with less. -Bob Lachance Three Things You'll Learn In This Episode -What they don't tell you about success Success takes hard work. What does it take to have the grit to keep pushing through? -Teamwork makes the dream work Having the right team will help us make more money in less time. How do we ensure we're building a solid team? -The importance of weekly finance reviews Running a business by the numbers is vital. How do we make sure we're staying on top of the money coming in and going out of our businesses? Guest Bio: Bob Lachance has been an active business owner and real estate investor since 2004. Bob is an entrepreneur by nature and currently owns, operates and manages many different businesses around the world. Bob helped create the top Real Estate Education and Mentor/Coaching program, FortuneBuilders, INC. Bob also created one of the premiere Real Estate Virtual Assistant Staffing companies, REVA Global, LLC (REVA). Bob is an expert in the real estate investing space and has an incredible reputation for creation, implementation and execution. Prior to getting into the business sector, Bob had a successful 8 year professional ice hockey career which allowed him the privilege of traveling and living all over the US and Europe. Bob was also a member of the 1995 National Championship Boston University Ice Hockey Team. Visit https://revaglobal.com/links/ Follow REVA Global on Instagram @revaglobalva Follow REVA Global on LinkedIn @REVA Global Follow REVA Global on TikTok @revaglobal Follow REVA Global on Facebook @REVA Global Virtual Assistants Subscribe to the YouTube channel @revaglobal

Tough times can last and leave us feeling defeated, doubtful and lost, especially when it's our own bad decisions that drive us to rock bottom. The feeling of hopelessness can be overwhelming, making it difficult to see a way out. It's up to us as individuals to ensure that we don't stay that way forever. We need to be willing to put in hard work to see results and be determined to get ourselves out of the rut. If we do the work, rock bottom can ultimately become a solid place to rise up from. In this episode, Wholesale Real Estate Coach at TTP, Brent Daniels joins me to talk about his experience hitting rock bottom, what got him there and what got him out. We also talk about wholesaling for real estate and the value in it. The beautiful thing about rock bottom is that it's a strong foundation. -Brent Daniels Three Things You'll Learn In This Episode -The economic ebb and flow The economy doesn't go straight up all the time and we're not going to make the same amount of money. How do we ensure that we always win, no matter the economy? -Why you get so much growth out of your lowest low What is the one advantage of hitting rock bottom? How does it help us discover who we truly are? -The root of complacency We have been living in easy times which makes us complacent but these times of comfort won't last forever. How do we prepare for what's to come? Guest Bio: Brent Daniels is the founder of Talk To People, a proactive, action oriented approach to real estate wholesaling. He has coached tons of people with a simple and effective strategy on how to get on the phone and talk to motivated sellers. A natural leader, Brent combines his passion for helping his students with his proactive, little sleep, high energy, "doesn't-want-to-wait-around-for-business" attitude to help you make the most out of the wholesaling cash machine. After years of being a real estate agent in Phoenix, Arizona, Brent discovered a process within real estate called wholesaling while he was listing a property. He quickly made the pivot to wholesaling, the art of finding properties at a discount and selling a contract to the property to investors. Brent now owns a multi-million dollar wholesale business and coaches others to get their first or hundredth deal. Brent has created a platform dedicated to resources for real estate wholesalers and also hosts LIVE YouTube shows every week with audience Q&A and real estate market updates. Visit https://www.wholesalinginc.com/ Follow Brent on Instagram @‌realbrentdaniels Subscribe to Brent's YouTube Channel https://www.youtube.com/@BrentDanielsTTP Host Bio: Chris is a nationally recognized entrepreneur, speaker, trainer, real estate investor and recently the star of an HGTV show called Risky Builders. With over 12 years experience Chris has successfully completed over 200 deals and managed over $30 Million in investor money. As co-founder of FlipOut Academy and Money School, Chris mentors and guides up-and-coming investors on how to get results and create passive income through real estate.

With 2024 being an election year, there is a lot at stake. Without a doubt, the economic cycle will be impacted post-election and we need to be prepared for it. Many are worried that the election is going to be a perilous economic tipping point, which many portfolios just won't survive. How do we ensure that amidst the chaos, our heads are well above water? Is there a way for us to not just merely survive but to thrive in these circumstances? The Infinite Banking Concept guarantees taking back control and thriving. It's a simple and direct concept yet many refuse to put it in action. There's never been a better time to take advantage of this process. If you're waiting till the dust settles post-election, it might just be too little, far too late. In this episode, Infinite Banker and licensed insurance agent, Robert Lee joins me to explain how Infinite Banking can put money back into your pocket, how it can help you gain true control and autonomy over your money, and how it can help in times of chaos and inflation. We may not be able to control the dollar but we can control what we do with it. -Robert Lee Three Things You'll Learn In This Episode -Pay attention to what's not obvious Just because we can't see certain things, it doesn't mean that it's not impacting us. How is this fact playing out in this economy? -The great American divide America has been teetering on political tension for a long time. Could this lead to an escalation in the wake of the election? -What is the best kind of debt? Many people have been taught that all debt is bad. Does good debt exist, and what does it look like? Guest Bio: Robert is a licensed insurance agent who practices the Infinite Banking Concept and teaches folks of all walks and ages how to save their money and invest their money at the exact same time. Visit https://www.betterinvestmentacademy.com/ Follow Robert on Instagram @iam_therobertlee Subscribe to Robert's YouTube channel here @Better Investment Academy and hit the bell icon. Host Bio: Chris is a nationally recognized entrepreneur, speaker, trainer, real estate investor and recently the star of an HGTV show called Risky Builders. With over 12 years experience Chris has successfully completed over 200 deals and managed over $30 Million in investor money. As co-founder of FlipOut Academy and Money School, Chris mentors and guides up-and-coming investors on how to get results and create passive income through real estate.