Money School Podcast

At the age of 19, Jason Ferruggia started a pioneering fitness business that earned him 6-figures and gave him a life most people could only ever dream of. Then he lost it all, and had to start from scratch. How did he rebuild and set himself up for a major business comeback? Achieving success is only half the story. In order to keep it, we have to address the internal barriers and limiting beliefs that sabotage us. What mindset shifts needed to happen for Jason to become who he is today? In today's episode, author, coach and host of Renegade Radio, Jason Ferruggia shares how he rebuilt himself after losing his fortune, and the secrets to lasting, sustainable and fulfilling wealth. Three Things We Learned How the subconscious sabotages your success (and how get it in check)Can we maintain our own wealth if we're harboring ill-feelings and biases against wealthy people? Why focusing only on yourself holds you backWhen we're solely focused on ourselves, we can actually increase our depression, addiction and anxiety. What should we do instead? The power of an abundance mindset?What makes the most successful, generous and fulfilled people different from everyone else? Guest Bio- Jason Ferruggia is an author, coach, speaker and host of Renegade Radio. He is The Transformation King, and he has been helping guys become the strongest version of themselves since 1994. Jason is a fitness industry pioneer who came up with the underground warehouse gym concept. His work has been featured in Men's Health, Muscle & Fitness, Maximum Fitness, Men's Fitness, Fast Company, Huffington Post, LiveStrong, Muscle & Fitness Hers, Shape, Entrepreneur, Details and more. For more information visit http://jasonferruggia.com and listen to Renegade Radio on Apple Podcasts or Spotify.

Traditional car buying is broken. Buy them or lease them, the fact remains that you're putting money into someone else's bank for depreciating assets. Hidden behind the sparkle and smell of a new car, is a trap of monthly payments and lost financial potential, but what if you could do it all differently? What if you could buy your dream car, AND get all your money back without saving more, working more, or taking on more risk? In today's episode, I'm going to reveal the method that I use to get all the money back for every car I buy, drive, and own, and how you can implement it by changing only one thing. Three Things You'll Learn In This Episode Why conventional car buying is brokenThere are 3 "traditional" ways to buy cars, but they are all traps. What is the downside of paying for vehicles the way we've been taught our entire lives? The power of privatized bankingHow do the wealthy leverage the oldest and most secure financial institutions, and get immediate access to cash in the process? Why traditional whole life insurance is a terrible machine to put your money throughFinancial Influencers will drive you towards more traditional whole life insurance products. Why is specially designed and engineered whole life (privatized banking policy) different from a traditional whole life sold by most?

From the day we're born, we're programmed to work, earn and deposit what we make in the bank, but we're NEVER taught how to actually take control of our money. Banks have all the control, and they use your money to make more, while your wealth is eroded by debt and interest rates. What if you could mimic the bank, and take control by changing one simple thing? How do you become your own bank and change your money trajectory forever? In this episode, I'm going to share how to take control of every dollar you earn, and do what wealthy families have been doing for generations. Three Things You'll Learn In This Episode Why you've never heard about becoming your own bankThere's a whole system that doesn't want you taking control of your money. How do they hide this concept in plain sight? How to get rich with your own debts and expensesEvery time someone lends you money, you pay them interest. What if that money was coming back to you instead? What naysayers get wrong about the concept of becoming the bankWhat's the difference between overpriced, over-commissioned, life insurance and dividend paying, specially engineered whole life insurance? Watch The History of the Infinite Banking Concept on my YouTube channel.

The beauty of real estate is that we can create anything we want out of it. We can build wealth, provide a better future for our families, and change the trajectory of our lives. Our guest took a leap into investing as a divorced single mom, and today she's doing the kind of deals most people can only dream of. The biggest false belief when it comes to real estate is that you have to have a bunch of resources and access to money. We've only ever seen the traditional path of 20% down payments, so getting started without our own money feels impossible. How do you break out of this limiting belief and make the first deals happen? What strategies can rookie investors employ in this crazy market? In this episode, entrepreneur, real-estate investor and co-founder of WE WIN LLC, Farrah Ali shares her investing journey and her advice for busy moms who also want to take the leap. Three Things You'll Learn In This Episode Why new investors need to be pickyNew investors have to do things very differently to avoid financial ruin. How did Farrah Ali make sure she picked deals that fit into her tight budget? How to get deals faster than other investorsIn a hot market, there's no time to waste when a listing goes up. At what point should you get your proof of funds ready so you don't miss out on deals? The power of branding yourself as an investorHow did Farrah Ali clinch a 7-property deal without any marketing? Guest Bio- Farrah Ali is an entrepreneur and real-estate investor and her journey is nothing short of inspirational. From battling an uncertain future to becoming a real-estate investor, she Co-Founded WE WIN LLC, an organization founded on the principle that no woman should feel left alone on her entrepreneurship and investment journeys. Farrah has successfully used her real-estate investment knowledge and experience to equip other women to find success. She has also authored a best selling book - Diaries of a Female Real Estate Investor. She has been featured in Inman, Realty Today, Digital Journal, REI Mastermind amongst other publications. For more information, to sign up for investing courses, and to get Farrah's FREE investing checklists, visit https://www.farrahali.org. To get in touch, send an email to rei@farrahali.org. To join the virtual WE WIN call, visit https://www.facebook.com/1wewin. Follow Farrah on Instagram and connect with her on LinkedIn.

One of the biggest jokes in the traditional banking system is that you can have money and be unbankable. Many people who dream of homeownership can't have it because they don't fit into the banks' tiny box of an ideal borrower. If we can become our own bank, we can take our power back, and from an investor's perspective, help people desperately seeking homeownership. This is where owner-financed note investing comes in as an elegant solution. Why is owner-financed note investing such a highly secure and lucrative strategy? In today's episode, I'm joined by USA Note Pro's Nick Legamaro and Eric Sage. They share the amazing work they're doing with mortgage notes, and why this strategy is the ultimate opportunity to take control of your life. Things You'll Learn In This Episode How to escape the challenges of having renters Being a landlord is challenging, stressful and there's no guarantee that you'll get paid. How do you become a lienlord instead? How to help the unbankableMany people desperately want to own a home but can't get financed through the bank. How can we earn a great return and solve this massive problem at the same time? The power of high yield, low risk, securitized real estate mortgage notesFlips only get us paid once. What can we do to get paid in perpetuity on every single deal? Why mortgage notes give our businesses more stabilityWhatever your investing strategy is, you always need a plan B. How can mortgage notes protect our assets? Guest Bio- Nick "The Note Guy" Legamaro is the Managing Director of Note Acquisitions at USA NotePro. He's been investing in real estate since 2001, and he has done just about everything there is to do in real estate. Nick even experienced the crash firsthand in 2008 and lived to talk about it! He has bought, fixed, rented, sold, flipped, or been a lender on 1000+ properties. Eric Sage is a real estate investor, mentor, education and founder of www.cashflowbuilders.com and co-founder of ericbuyshomes.com. USA Note Pro helps people "Become the Bank" and invest in High Yield, Low Risk, Securitized Real Estate Mortgage Notes. For more information, and to sign up for the newsletter and the Creative Deal Maker Academy visit https://usanotepro.com.

In today's special episode, I'm honored to be joined by snowboarding legend, trailblazing athlete, influencer and one of my personal heroes, Terje Haakonsen. Terje is an athlete I've looked up to and studied throughout my own career. He has revolutionized the sport in so many ways, pioneering new concepts, pushing the envelope and constantly evolving what success in snowboarding looks like. I'm thrilled to have this conversation with Terje, and get to pick the brain of one of the most inspiring athletes of all time. Terje talks about his journey from his early career, the pivotal decisions he made along the way, and what he's doing today. He also shares the state of modern professional snowboarding, advice for aspiring snowboarders and their parents, and why he's passionate about staying active. Things You'll Learn In This Episode Terje's philosophy on exercise and movementIt's important to keep our bodies programmed for activity and movement instead of letting age dictate what we can or cannot do. Terje is passionate about keeping himself active and putting fun at the center of everything he does. Why is this so important for him? The path to professional and financially sustainable snowboardingWe start snowboarding because we love it but things change when it turns into our livelihood. How did Terje navigate being catapulted into the professional realm and set himself up for success in terms of money, sponsorships and competitions? How to put innovation at the center of snowboardingIn snowboarding, "people have become conditioned to riding in perfect conditions with their perfect trick list, and they are missing out on all the different senses of the sport." How can we continue progressing the sport and keep it interesting? Terje's advice to aspiring professional snowboardersWith platforms like YouTube and Instagram, there are new paths to a successful snowboarding career. What is Terje's advice to young athletes who want to make a name for themselves? Guest Bio- Terje Haakonsen is a Norwegian professional snowboarder, and arguably the greatest legend in snowboarding. He is considered one of the most influential snowboarders in the history of the sport, and the rider who most others look up to. Terje is the master of amplitude and style in the halfpipe and quarterpipes, and he is also one of the fastest riders in the world. Terje's flowing style and his proficiency on all types of terrain are what has characterized his snowboarding and have had the greatest impact on the sport. While the foundations of his career were laid in halfpipe competitions, he also established himself as a dominant athlete through films and international snowboard productions. Here he would show his skills freeriding in powder, big mountains and in "big air" competitions — the forerunners to today's slopestyle competitions. Follow Terje on Instagram.

Flipping houses isn't the way it looks on TV, especially if you're scaling your operation, bleeding money on multiple projects, and rolling with the punches of a shifting market. It's safe to say that the investors still doing flips today are navigating a ton of challenges, so how are people like my guest succeeding? In a challenging market where cosmetic flips are incredibly rare, the hidden value and profit is in value-add construction-heavy flips. The unique expertise you gain in this niche allows investors to also excel in other asset classes when the market shifts. What are the biggest challenges flippers are facing right now? How do you take care of the cash flow issue in flipping before you even swing a hammer? In this episode, investor, developer, coach, Founder and President of DaSilva Group Inc, Gabe DaSilva shares how he creates and maintains momentum in the world of fix and flips. Three Things You'll Learn In This Episode Why business cards don't add valueHow do you package your unique abilities to drive value as a rookie investor? How to reduce the stress of running a flipping operation You can't afford not to get a project manager, especially when you're scaling your flipping operation, but how do you afford to pay them a steady salary? Why you have to anticipate cash flow issuesPeople think flipping is easy, until they start bleeding cash on multiple projects. How do you take care of cash flow on the front end? Guest Bio- Gabriel DaSilva is a serial entrepreneur with humble roots. He is an investor, developer, coach and Founder and President of DaSilva Group Inc. He is a second generation builder and first generation Portuguese American, the first to graduate college is his family. He graduated Summa Cum Laude from Seton Hall University, with a Bachelors in Finance, and again later with a MBA in Financial Markets, Instruments and Institutions. He also received a MS from NYU Real Estate Finance. Gabriel held several positions in both private and corporate finance organizations in the Greater New York City after graduating. But after a string of market related layoffs left his head spinning he took the opportunity to follow his entrepreneurial passion and launched his first business, a fast casual restaurant concept. He designed, built, operated and later sold the concept, to pursue a legacy ingrained in him at a young age, returning to the real estate space. DaSilva Group Inc, was formed, and has since launched multiple other subsidiary businesses. DaSilva Homes, the development division, specializes in residential renovations, specifically taking dated capes and ranches, and transforming them into beautiful modern colonials. DaSilva Homes has won numerous awards by the National Association of Home Builders, Metropolitan Chapter, including Best Home Renovation, Best Kitchen and Best Bathroom. Gabriel has been coined "Mr. Add-A-Level" for his extensive knowledge of construction heavy renovations. Gabriel specializes in implementing effective profitability optimization strategies & systems, and conducting complex financial valuations and analyses. He hosts a variety of educational events, including the "Add-A-Level Bus Tour" "Fix & Flip Foundation Workshop" and "Real Estate Riches Mastermind". He is passionate about teaching, growing, and inspiring others to systematically operate their businesses and reach their peak potential. In addition to his entrepreneurial passions, Gabriel believes in giving back, and is zealous with his philanthropic efforts. For more information visit http://www.gabedasilva.com. Watch Gabe's docuseries 'The Build' on YouTube.Follow @realgabedasilva on Instagram.

Real estate investing is all about creating the financial certainty to support your future. Unfortunately, the current market is driven by anything but certainty or an interest in the future. Most investors have drifted so far away from the fundamentals they are completely disconnected from the economic reality, and spending money in dangerous ways. What are the fundamentals we should be paying attention to, and how can we tell if a strategy is based on speculation and nothing more?In this episode, educator, speaker, CEO of the Real Estate Investment Network Ltd and host of the Everyday Millionaire podcast, Patrick Francey talks about how to bring investing back to what matters. Three Things You'll Learn In This Episode How to invest on the fundamentals The fundamentals of real estate investing never change. What are the key data points we need to pay attention to? Why working from home is an investing game changer People's housing choices are becoming more about affordability and lifestyle. How can smart investors prepare for this shift? The importance of setting a purpose for your investing Your investing strategy starts with your goals. How do you figure out what your goal is and invest accordingly? Guest Bio- Patrick Francey is an educator, speaker, CEO of the Real Estate Investment Network Ltd and host of the Everyday Millionaire podcast. REIN provides guidance, support and strategic financial growth solutions for real estate investors, entrepreneurs, and a like minded community. Patrick is an established Canadian real estate investor and business owner for over 35 years, and an integral and driving force behind the vision, development and growth of the REIN community. He believes that everyone deserves financial security, certainty and freedom and can achieve it through investing in real estate the right way. For more information visit https://reincanada.com and email ceo@reincanada.com. For more about Patrick's podcast The Everyday Millionaire visit https://theeverydaymillionaire.ca.

Success is a play in 4 acts; knowing what you want, believing you can do it, believing you're worthy of it and then going out to get it. Most people only get 2 steps in before giving up, and you can blame the subconscious for this! 90% of the time, we operate on a subconscious level, and that part of us can either help us reach our dreams or sabotage us. If we want to turn a vision into a tangible reality, we have to work both internally and externally to spark the action. How do we consistently reinforce our vision through our inputs? What is microshifting, and how can we use it to create new outcomes? In this episode, I'm joined by motivational speaker, best-selling author, business and life coach, Daniel Mangena. He talks about his journey, from starting his first business at 16 before losing it all, and how to create abundance. Three Things You'll Learn In This Episode How to dream with your eyes open Goals, dreams, aspirations, prayers, intentions, ideas, and hopes start in our hearts - what steps do we need to take to make them real? How to change your outcomes in small steps What steps can you take to break your macro-dreams into micro-actions you can commit to every single day? The profound moments that took us out of crisis and into purpose Every successful person has had dark days. How do they dig themselves out of it and move closer to the life they want? Guest Bio- Daniel Mangena is Motivational Speaker, Best-Selling Author, Writer, Podcaster, Business and Life Coach. His mission is to enable as many people as possible to live a life of abundance, joy and purpose. Through his various programs, materials and one-on-one coaching; he offers something for everyone. It doesn't matter if you're starting with nothing, or even if you have a lot of debt: Daniel can help. Whatever your dream life looks like - Daniel wants to empower you to move towards it with confidence and assuredness that it is inevitable. And it doesn't have to cost you a penny! His FREE resources, podcasts and blog articles, could just be the final pieces of the puzzle for you! For more information, visit https://dreamwithdan.com. Buy Daniel's book The Money Game: A Wealth Manifestation Guide for just $1 here.

You don't have to be an economist to know that the market is in BIG trouble. History has taught us that big bubbles are always followed by dark times, and the clues that we're headed for a storm are EVERYWHERE. Real estate investing veteran, coach and author Mike Morawski has picked up an awful lot of wisdom over a 30-year career. He sees shades of 2006 in the market today, and he believes a crash is imminent. What parallels can we draw between today's market and the years leading up to 2008? How can you prepare for what's coming? In this episode, Mike shares why he's worried about the market, and ways to secure your future. Three Things You'll Learn In This Episode Why 2021 is starting to feel a lot like 1927 To see a market similar to what we're seeing today, we'd have to go all the way back to the 1920s. What are the tell-tale signs that a massive storm is on the horizon? How to protect your investments In the multi-family investing space, how can we tell if our investments will be able to weather the storm? The power of taming your negative self-talk What internal hurdles do we all have in common, and how do we overcome them? Guest Bio- Mike Morawski is a real estate investing veteran, coach and author with 30+ years of experience and $285 million in real estate transactions. He is the founder and owner/operator of My Core Intentions, and the host of Insider Secrets. Michael has a strong personal resilience and a deep desire to help others live an extraordinary life through smart, strategic real estate investing. Over his career, Michael has trained and coached hundreds of real estate investors to fulfill their financial dreams and live an extraordinary life. Follow Mike on Instagram, LinkedIn, Facebook and Twitter. To download his book Exit Plan: The Complete Guide to Multi-Family Investing and Why You Need an Exit Plan Before You Buy visit https://mycoreintentions.com/exitplan.