The Chris Harder Show

Chris Harder
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Sep 13, 2018 • 12min

159: Who Should Have The POWER? The Good Guys or The Bad Guys

I've been wanting to talk about today's topic for a while and am excited to dive in to whether or not the statement "Money is power," is true. And if it is true, who should have the power? The good guys or the bad guys? First off, I do believe that money is power because we all get an opportunity to "vote" with our dollars. The more money you have, the more say you have. People with more money are often looked up to more as a guiding example and they tend to have more of a responsibility with that power as well. They're leaders and they don't hoard their power, they share it. The only catch? We want power in the hands of good people who are going to do the above. This same principle is shared in the book, "The Traveler's Gift" by Andy Andrews. Here are a couple of his quotes that sum it up nicely and also mirror a good portion of the For the Love of Money philosophy, too "To do great deeds, great power is essential." – Andy Andrews "If money is power, do not run from power. Gather it as you would the finest fruit. Power in the hands of a good person is like a drink of water on a hot summer day. It refreshes everyone with whom it comes in contact with." – Andy Andrews Andy goes on to describe that there are three different levels of power: Those who have enough money and power to get by Those who make enough to make things more comfortable for their families and sometimes a few others Those who make enough to change the world. They ignore what's popular and do what's right to lead hundreds and thousands of others toward the right thing. We all have the capacity to do more, but so many of us fear it. I encourage you to stop being afraid to step out and grab that power! And similar to what my podcast says every week: "Grab your power and use it for good!" In This Episode We Talk about: Whether or not money is power The book, "The Traveler's Gift" The three levels of power Resources: The Traveler's Gift by Andy Andrews http://a.co/d/447WBMI Aligned Enrollment opens soon! Go to BecomeAligned.com, sign up and be the first to know when it opens and also receive our free three-part video training. VIP Days with Chris. Email chris@fortheloveofmoney.com to start the conversation and see if it's a good fit! Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
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Sep 10, 2018 • 46min

158: Stop Wasting 76% of Your Facebook Marketing Dollars with Jacob Baadsgaard

I'm so glad that I was introduced to the founder and CEO of Disruptive Advertising, Jacob Baadsgaard. I was pulled to interview him instantly when I saw the powerful link between his income and generosity level. Believing that tithing supports an abundance mindset he's also incorporated those beliefs into his business too, but creating a company charity committee. In addition to the above, Jacob created Disruptive Advertising to help other businesses get the most out of their Facebook and Google ad dollars by getting their data in order and creating the right website experience. With clients spending millions per month in ads, it's obvious Jacob and his team know what they're doing. In this episode, he shares a few key tips that contributed to his success in hopes that it may help you turn around the performance of yours. I hope our conversation inspires you to do and give more, too! -- Question Highlights: What's one thing you're challenged by? How did you develop your company's charity committee and how does it work? Can you give us an example of where you donated money and worked physically on a project? What side effects have you seen in your team as a result of giving? What does Disruptive Advertising do for people? What sets you apart from other similar companies? What are you doing differently as an entrepreneur that others aren't doing in their first year to get past 7 figures in revenue right away? Have you always been entrepreneurial? What's a massive hiccup or hurdle you've had to navigate through? What's something that people should be doing that they're not when it comes to digital marketing? Where does your generosity come from? How do you want your kids to grow up and view money? What role has your faith played in your capability to be successful? In This Episode We Talk about: Why Jacob makes giving a priority Why tithing supports an abundant mindset What sets Disruptive Advertising apart from other companies Why you should say no to bad revenue Specific vs. generic targeting Why less is more in ads Tips for hiring new people What you should be doing when it comes to digital marketing for your business Generosity How Jacob wants his kids to view money The role faith has played in Jacob's success Creating good environments for growth in life and business And so much more… -- Jacob's Thoughts… "The more I put in the world, the more comes back." "We come in, we kick ass, and we are great at what we do so we can provide wealth for ourselves and have enough left over to make a difference in the community." -- After growing one of his first PPC clients from 25 to 250 employees, Jake realized he had a gift for using pay-per-click marketing to drive dramatic business results. To help more companies succeed online, Jake founded Disruptive Advertising, a PPC, and CRO management agency that has helped hundreds of companies realize unprecedented growth and profitability from the online advertising. In the four years since its founding, Disruptive Advertising has grown from two employees working in Jake's basement to a flourishing agency with more than 90 employees and a run rate of over $12 million – putting it at #145 on the 2017 Inc 500 list! Jakes ability to assess and clearly explain complicated issues has made him a favorite in a variety of forums. Jake is a regular contributor on a variety of blogs including notable publications like Entrepreneur, Forbes and SearchEngine Land where his wit and ability to make even tedious topics engaging elicits rave reviews from his readers. Jake's humor, charm, and insight aren't limited to the written word, though. He has spoken at numerous events and webinars including SMX, Kissmetrics, Create Nation, Unbounce, PRSA, Starfest, VWO and others and has a gift for both entertaining and educating his audience. Attendees usually leave comments on how much they enjoyed his sessions – and how much he gave them to think about. As a business owner, author, and speaker, Jacob Baadsgaard's witty, thoughtful and genuine approach to pay-per-click advertising makes him a compelling leader in the digital marketing arena! -- DisruptiveAdvertising.com FB: https://www.facebook.com/jbaadsgaard/ For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
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Sep 6, 2018 • 13min

157: Why Isn't This "Good Enough?"

Has anyone ever asked you, "Why isn't this good enough? You've already done x-y-z, so what do you want to do more?" Most often the people who ask have good intentions, but they don't understand that you're called to do bigger things. And this can be painful for others or make them feel threatened for a couple different reasons. First, they may just feel threatened and afraid that you'll move on and leave them behind. And secondly, it forces them to look in the mirror and where they're at and they're not liking what reflects back. But what they don't realize is that almost none of us have done what we're called to do – at least all aspects of it. We're not built to remain the same (just look at nature!) and that means that we have to keep striving for more. "Life isn't meant to be good enough; it's meant to keep growing." So if anyone questions you, don't feel offended. They're just not tapped into their higher calling yet, and you're entitled to pursue anything you want. This isn't good enough because you're called to change more lives by following that calling and living a better life each and every day. In This Episode We Talk about: Why you should be unapologetic for what you have Why what you have may not be good enough Why your quest for more threatens others Resources: VIP Days with Chris. Email chris@fortheloveofmoney.com to start the conversation and see if it's a good fit! Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
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Sep 3, 2018 • 46min

156: How To Pay As Little Taxes As Possible with Diane Gardner

It's super difficult to have a good money mindset if you have a fear around a certain topic of money. And I've found that one of the most common fears out there is taxes. That's why I'm so grateful for people like today's guest, certified tax coach Diane Gardner, who help quiet those fears by arming you with knowledge that helps you navigate the tax space. Diane's goal is to help her clients (and others) pay as little taxes as possible (legally). When it comes to taxes, so many people fear the unknown and that's why Diane coaches her clients to know the basics of tax planning. If you're an entrepreneur who tends to be nervous about taxes, prepare to take notes and soak up the value of our conversation. Diane shares so much priceless knowledge in regard to the new tax cuts, the different business structures, what you can and can't write off – and so much more. I learned so many new things (not a lot of good news for my taxes), and I can't wait to hear how these tips help you too! -- Question Highlights: What is one of your superpowers? Who is someone who's changed your life? What is one of your favorite quotes? What's one regret that you have? Why do taxes strike such a fear in people? What should people be doing to help mitigate their fears? Are taxes a good thing or bad thing? Who wins with the new tax cuts? What are some of the changes we should be excited about? What are some of the urban legends out there about things that people can or can't write off? What are some common pitfalls when it comes to taxes? What's the best way to make tax payments? Why do you like masterminds so much? Who is your perfect type of client? In This Episode We Talk about: The fear of the unknown when it comes to taxes Whether taxes are good or bad things Ways to pay as little taxes as possible How different states view taxes and LLCs The differences between a sole proprietorship (schedule C), LLC, S-Corp and C-Corp The recent changes in tax cuts What a QBI deduction is and who can and can't take advantage of it What can and can't be written off The basics of tax planning Why keeping mileage logs are necessary The importance of keeping receipts The different types of meals that can be written off Philanthropy and donation write-offs Why it's beneficial to pair advertising with philanthropy Masterminds And so much more… -- Diane's Thoughts… "Look for strategies that fit you in your business, not strategies that just fit business overall." "If we don't give back to our community and those around us, we don't thrive in business." "Once you start giving back, you open yourself up to receive blessings from other people." -- Diane Gardner is a Certified Tax Coach and best-selling author whose proactive planning approach helps clients dodge the tax bullet. Her tax coaching sessions have resulted in a combined savings of over $1,767,928 to date – hard-earned profits small business owners would have given to the government by overpaying taxes. Diane is the co-author of the best-selling books, Stand Apart and Why Didn't My CPA Tell Me That? She has also authored six other books including, Stop Overpaying Your Taxes! 11 Ways Entrepreneurs Overpay and How to Stop It Now! -- TaxCoach4You.com IG: @dianegardner LinkedIn: @dianeberrethgardner For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
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Aug 30, 2018 • 10min

155: Be Grateful For Your Seeds

I just returned from the last leg of my two-month vacation and I feel recharged and freaking ready to go! So today I want to remind you to be grateful for your seed. What the heck do I mean? You see, we all have special little seeds inside of us and that in turn becomes your business and eventually your wealth. Those little seeds could be a variety of things, such as a special talent or skill, an idea or some sort of innovation that no one has. Regardless of what it is, we all have them, but the problem is that we're not grateful for them. We're not grateful because that seed hasn't turned into a full-blown crop/harvest yet and we're comparing our seed to another's crop (that yes, was once a seed). Here's where people need to step back and realize that only time and consistent effort will turn that seed into a crop. Don't compare your journey to someone who's already put that time/effort in or is in a completely different area of expertise. "Your seed is unique to you and that's why it's valuable." Stop being pissed at the rainy days when things are seemingly putting your seed at a standstill and understand that we need those days to help us grow – literally! When it comes to comparing – just stop! "Look at each other's seeds with admiration, not envy." It's not a competition. Instead, figure out a way that you can help those who are already excelling (or maybe someone who's not). I assure you that when you collaborate and help others, your business will grow faster and bigger as a result. Know that if you're putting in the effort and taking care of your seed that it will eventually grow into a bountiful harvest – it just needs a little (sometimes a lot) TLC from you. "Be grateful for what your seed is about to be, but also what it is today." Your seeds are unique to YOU so don't deprive the world of its greatness. My goal is for us all to be happier, healthier and wealthier farmers reaping a huge harvest! Who's with me? In This Episode We Talk about: Why time and consistent effort are essential when it comes to turning your seed into a crop Why we shouldn't compare our seed to another's The importance of collaboration Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
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Aug 27, 2018 • 52min

154: Life Coach To The Stars, Tim Storey

It was such a privilege to have my friend, Tim Storey, on the podcast. No matter how long or short our conversations are I always leave them a better person – and I know you will too. His words will set a fire in anyone's soul! Tim's story began in Compton, California where his family of seven lived in a two-bedroom apartment. It was there that he learned to "think big in small places." That thought compounded later on in a life-changing conversation with his sixth-grade teacher when he was told, "I think you are brilliant." From that moment, Tim bought into that idea, took it to heart and committed himself to helping that brilliant come out in some way. Fast forward to today and let's just say, Tim's teacher knew what he was talking about. Since that day, Tim has nurtured that seed of belief with faith, taking action and believing in a little bit of magic, too – and loves sharing that knowledge with others. I hope you enjoy our inspiring conversation as Tim discusses miracles, taking power steps, the difference between a God idea and a good idea and what to do if you find yourself in a season of setback. Can't wait to hear what you think and if you experience any breakthroughs as a result! -- Question Highlights: What is one of your superpowers? Who is someone who's changed your life? What's your favorite speech you've ever given? What's one regret that you have? Could you share a little about your upbringing? How does someone go from believing in miracles to expecting them? How early did you know/expect that you would do big things? Is it our responsibility to go find these moments of inspiration or should we just wait around and trip across them? As a Godly man, what is your view on gathering wealth? How does someone get into a place of finding these God ideas and how do they take action? Can you tell us about your Utmost app? Is it OK to give out loud? Or are you supposed to keep it to yourself? In This Episode We Talk about: Tim's upbringing and life-changing conversation with his 6th grade teacher Miracles – believing, expecting, receiving and releasing them Surrounding yourself with those with similar mindsets and motives Taking power steps (steps with purpose and intent) How the Jackson 5/Michael Jackson made Tim believe in magic Intentionally going after knowledge and information that builds faith and makes us better people Building faith on a daily basis What to do if you're in a season of setback What a God idea is vs. a good idea When and why you need to stop and take inventory Partnering with power for a comeback Humbling yourself to learn what you need to know The Law of Harvest Tim's favorite moment of giving And so much more… -- Tim's Thoughts… "Think big in small places." "Feed your faith, starve your doubt." "You cannot give what you don't have." "The way to get out of a difficult situation is to work your land." "Success is finding the need and filling it." "God has blessed me so now I can be a blessing." "An utmost God does not want almost children." -- Tim Storey is an acclaimed author, speaker and life coach, well known for inspiring and motivating people of all walks of life, from entertainment executives, celebrities and athletes to adults and children in the most deprived neighborhoods in the country. Tim has traveled to seventy-five countries and spoken to millions of people. He often meets privately to counsel high-profile leaders in various industries. Tim Storey helps people create the future they desire. He has inspired people from all walks of life, from entertainment legends to professional athletes... from executives to deprived children in third world countries. Using seasoned foundational principles and humor to get honest with people so they can overcome the obstacles that are holding them back. Resources: TimStorey.com IG: @timstoreyofficial Utmost app available on iTunes or at https://www.timstorey.com/utmost-app For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com
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Aug 23, 2018 • 9min

153: What You Have TODAY Does Not Determine TOMORROW'S Abundance

If you're experiencing feelings of lack, scarcity or worry right now, I hope my message today helps free you: "Your abundance tomorrow is not determined by what you have today." We all have these feelings at one time or another, whether we're super successful or barely making ends meet – and that's OK! But we must do our best to get back into an energy of abundance by taking one step forward (big or small). Today, you may not have what you want, but I bet you have a great idea and some skillsets that could help you put it into action. You never know what tomorrow will bring… Maybe with the help of another thriving individual, you'll put it into action and have a major breakthrough, but you have to keep taking action. Because there's only one thing that will create the abundance for you…and that's YOU! It's up to you to go just one more step further than you already have. "Your future is in your hands." Take 100% responsibility for where you are today. Yes, the good and the bad. This may feel either frustrating or empowering, but by taking responsibility, you have control of your life. You receive the blame and the credit no matter what. Sure I'm abundant right now, but Lori and I had our down-and-out moments too. There's nothing special about me. I have a few talents and a whole lot of gaps to go with it. That's why it's up to the individual to fill in those missing gaps and take action to fill them. We are all just one step, one moment away from finally creating the abundance we want tomorrow. It's just up to us to go and grab it! Are you ready? You've got this. In This Episode We Talk about: Why abundance is not determined by what you have The one thing that determines your abundance Taking 100% responsibility for where you're at Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
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Aug 20, 2018 • 1h 12min

152: How to Connect with ANYONE with Alex Banayan

Imagine being set on a trajectory for the majority of your life, only to wake up one day questioning whether or not you're on your path or a path someone else put you on. This is what happened to my guest and author, Alex Banayan. From an early age, Alex's parents' dream was for him to become a doctor, and up until his freshman year in college it was what he thought he wanted to – until he realized it didn't. Upon this realization, he attempted to seek the answers for how other successful people got their start – only to realize that such a book didn't exist. Overcome with inspiration and a drive to write one on his own, he knew he had to find the funds to back this passion project. Having trouble thinking about anything but this project, the day before his freshman year final exams, he made the decision to trade an all-nighter studying for exams with one on how to hack The Price Is Right. With a slim chance of actually winning, Alex beat the odds, won a sailboat, sold it, and used the prize money to fund his quest to learn from the world's most successful people. Throughout our conversation, we talk all about his seven-year journey to write The Third Door and all the rejections, "flinch" moments and courage that took place to make it happen. Alex is an EPIC storyteller, which you'll hear in this episode and his book. There were so many goose-bump-inducing moments and nuggets of valuable insight shared and I can't wait for you to experience all of them and let me know your thoughts, too. Of all the authors I've interviewed, this is literally my favorite book so far. Go out and grab his book ASAP – you won't be sorry! -- Question Highlights: Who is someone who's changed your life? What's your favorite speech you've ever given? What's one regret that you have? How did you end up interviewing the world's most influential people? How do you hack the Price Is Right? How many names made the list and how many made the book? Who was the coolest person you ended up meeting? Who made you the most nervous/prompted the biggest "flinch?" What's your advice to get over your "flinch?" What was the worst rejection you received? Were there any people along the way that pulled you back on track and didn't allow you to quit? Who did you want to interview that you weren't able to? Where did you get this obsessive persistence from? What would you say is the single-most-important lesson of your book? Now that you've spent 7 years knocking down doors, is it fate or luck that finally allows these things to happen? Or is it good old-fashioned making it happen yourself? How do you view money, success and wealth after writing The Third Door? In This Episode We Talk about: How Alex went from an 18-year-old pre-med kid whose parents' biggest dream was for him to be a doctor to interviewing some of the world's most influential people Alex's big win on The Price Is Right Where the list of people started when he first set out to write his book, The Third Door The journey of getting through to influential people What the crippling "flinch" is The fear that was present in all the successful people he interviewed The difference between fear and courage Rejection and two lessons Alex learned from it What fueled Alex's persistence when writing his book Why Alex believes luck accounts for 90% of his success The role generosity played in his book Why you don't become a billionaire on a salary And so much more… -- Alex's Thoughts… "The most extreme expectations are the ones that aren't explicitly said." "Courage is acknowledging how scared you are, analyzing the consequences, and then deciding that you care so much about it you're going to take one thoughtful step forward anyway." "The core belief was like a thread that, even in my darkest times, I could hold onto and it kept me from calling it quits." "The only thing worse than an unproductive hour is quitting all together." "Persistence is the means of achieving the goal." "The soul of the book is possibility." "You can give someone all the best tools and knowledge in the world and their life can still be stuck, but if you change what someone believes is possible, they'll never be the same." "The strongest lessons are the ones that are never said." "The hard work is the last 10%." -- Alex Banayan is the author of the national bestseller The Third Door, which chronicles his seven-year quest tracking down Bill Gates, Lady Gaga, Warren Buffett, Maya Angelou, Steven Spielberg, Jane Goodall, Steve Wozniak, Jessica Alba, Larry King, and dozens more of the world's most successful people to uncover how they broke through and launched their careers. Banayan has been named to Forbes' 30 Under 30 list, Business Insider's Most Powerful People Under 30, and been featured in major media including CNBC, MSNBC, Fortune, Forbes, Billboard, Businessweek, Bloomberg TV, Fox News, and CBS News. An acclaimed keynote speaker, Banayan has presented the Third Door framework to business conferences and corporate leadership teams around the world including Apple, Google, Nike, IBM, Salesforce, Snapchat, Disney, Harvard, and countless others. Resources Instagram: @alexbanayan Book: The Third Door - ThirdDoorBook.com - Find it on Amazon Here For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
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Aug 16, 2018 • 11min

151: How to Raise Your Game Quickly

While I never like to talk about my schedule being "too busy," at the start of this week I was downright intimidated with mine. Fortunately for me, a friend of mine was in town and invited me out for brunch. That particular time is usually scheduled for my morning workout, but I'm so glad I chose an impromptu brunch instead. This particular friend has a 100-million-dollar business and every time we're able to connect, we have the best conversations and I wind up leaving with a ton of brand new ideas that will potentially help grow my businesses. This get-together was no different and as a bonus, it also reshaped my view on my schedule and what I get to do. So if you're looking for the fastest ways to up your game or become unstuck if you've plateaued, it's time to find more tribe to connect with. "Break bread with people who are doing better than you." Another way to connect with people? Charity events or galas. Lori and I attended a Pencils of Promise charity event on Tuesday evening and again, new ideas and ambitions were sparked while sitting next to and having conversations with multi-millionaires. These are the people who you want to spend time in order to regularly break through to new levels. So I encourage you, go find those people or events. Ask around, Google it… "You have to seek out and make these connections happen." Please share what conversations and/or connections give you new ideas and have you constantly striving for more over on my IG page (@chriswharder)! I love hearing what works for other people. In This Episode We Talk about: The fastest way to up your game or become unstuck if you've plateaued Why it's important to spend time with people who are doing better than you Seeking out and making new connections Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
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Aug 13, 2018 • 47min

150: How To Crush Video Marketing with Billy Gene Shaw

I cannot wait for you all to listen to my conversation with video marketing expert, Billy Gene Shaw. From growing up on welfare and living on the wrong side of the tracks to becoming a highly sought-after and successful speaker and entrepreneur, Billy Gene is living life to the fullest and helping others along the way. If you're not utilizing video in the social media part of your business, this is your chance to start. Billy Gene lays out a step-by-step plan to get you started and clues you into a few free tools as well. You'll be amazed at how simply it all breaks down. And don't worry if you feel awkward at first – everyone does – and as Billy Gene says, "practice makes better." -- Question Highlights: What's one of your superpowers? Who is someone who's changed your life? What's one thing you're challenged by right now? What's your favorite speech you've ever given? What's one regret that you have? Give us the CliffNotes version of how you were raised, where you grew up and how it's shaped you today? How did your money mindset shift over time? How do you reconcile having the nice stuff at the same time knowing there are others who need a leg up? Is there something you can do or that you're doing to help more minorities succeed? Using me {Chris}, what's the first step I should take to using more video on social media? What's an appropriate spend-per-day amount for YouTube? What else should people know if they want to sell using video? How do people join the Gene Pool? What role has generosity played in your life? In This Episode We Talk about: Billy Gene's journey from welfare to video marketing guru Why Billy Gene dresses and speaks the way he does Money mindset Why the price of Billy Gene's program will never change Minorities and success First steps to take when marketing with video/YouTube Why it's important to know your audience, who they follow and what their problems are Free Google tools that allow you to get data (The Key Word Planner and The Display Planner) Dealing with haters and negative comments Telling vs. demonstrating Why it's important to show your personality in video (smile, joke and laugh) The Gene Pool weekly group coaching Small everyday acts of generosity And so much more… -- Biily Gene's Thoughts… "My business is not my life; my business is a vehicle to fuel my life." "Trying to find happiness by serving yourself is almost impossible, but the second you start serving others, everything changes." "It just feels good to f***ing help people." "You feel what you focus on." "Entertain. Educate. Execute." -- Billy Gene is one of the top online marketing influencers, educators, and practitioners in the world. Through his one-of-a-kind online courses and Facebook live-streams, he is revolutionizing the education system by teaching important and necessary entrepreneurial skills that schools aren't teaching. He spends up to $200k/month on his personal brand leveraging unique video content and ads on billboards, podcasts, Facebook, YouTube and Instagram. With 22 world-class employees, his ad agency has worked with some of the world's largest franchises and is sought after for their repeated proven success in turning "clicks into customers"…the most lucrative skill set in the world. Resources Instagram: @billygeneismarketing TryTheGenePool.com For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.

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