Aussie FIRE | Financial Independence Retire Early

This podcast explores the concept of wealth beyond money and discusses various forms of capital that contribute to financial independence. It emphasizes the importance of investing in skills, connections, knowledge, and culture. The chapter also delves into ethical investing and its impact on addressing concerns about climate change, as well as supporting causes and charities through advocacy and direct gifts.

Learn how to build financial resilience for a pre- and post-FIRE life by creating an emergency fund, diversifying passive income, and staying adaptable. Serena Bird shares her inspiring journey of achieving financial independence through budgeting, saving, and investing.

Send us a textIn the last chapter, we covered how to choose your FIREstyle. By "FIREstyle", we mean the type of life you'd like to live once you've retired early. This time, we're forging further into our FIRE futures to assess what life will look like on a day-to-day basis. In this chapter, Dave Gow from Strong Money Australia gives you a glimpse into your life once FIRE'd. To this end, he provides a breakdown of his daily post-FIRE routine, and some pointers for designing the right FIRE lifestyle for you. He also covers what to expect from early retirement, and shares some surprises about FIRE life. Listen to the audio chapter, or read all about it on our blog. PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Learn about the importance of finding purpose in your FIRE'd life, explore passion projects like woodworking and gardening, discover the value of volunteering, and embrace a more relaxed approach to retirement

This podcast explores property investing in Australia, including planning and strategies, the rent vs buy debate, and factors to consider. It also shares a personal journey to financial independence through self-taught knowledge on investing and personal finance.

Send us a textFirst off, we want to make something clear: debt and leverage can be a slippery slope. Many people in our community either avoid debt like the plague, or see it as a demon to slay. In fact, badly managed debt can scuttle even the surest of FIRE plans. However, as we've said before, not all debt is created equal. While debt and leverage can sap our resources, they can, in some cases, propel our long-term investing. With this idea in mind, Victor from the Frugal Samurai uses this chapter to explore how leverage can serve our FIRE goals. He also assesses different leverage strategies for FIRE, and compares the pros and cons for each.  Would you prefer to read this content? Meander on over to our blog. DISCLAIMER: This chapter references general topics like debt and financial leverage, but nothing included should be interpreted as tax or credit advice. You should see a tax adviser if considering these topics.PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Discover why geographic diversification is crucial for Australian investors as local markets can be limiting. Learn how international equities enhance your portfolio with exposure to sectors like tech and healthcare. Explore different ways to invest abroad, including ETFs and managed funds. The discussion highlights the importance of understanding currency risks, tax implications, and how to navigate foreign investments. Ms. FieryIce recommends holding a significant portion of growth assets internationally, ensuring your portfolio is well-rounded and resilient.

Send us a textOften, the FIRE community focuses on the more eye-catching routes to early retirement - shares, ETFs, real estate, budgeting. However, superannuation can also play a pivotal role in lighting your FIRE. Sure, it may not factor much into the "Early" part of "Financial Independence Retire Early". But as part of nuanced strategy, it can serve as a bulwark against disaster. In this chapter, Alex and Ellie from HisHerMoneyGuide cover the role super can play in your FIRE journey. They also explore how much super you need later in life, and discuss how to layer super in to your broader investing game. Listen to the chapter, or read it here. PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textAt Aussie FIRE, we believe that investing regularly in low-cost ETFs will trump endless research. Forget an encyclopaedic market knowledge, or a deep grasp of macroeconomics; the secret ingredient is consistency. Even so, there are some investors who may want to ensure their assets run as a well-oiled machine. This is where portfolio optimisation comes into play. In this chapter, Kurt from Pearler explores a Nobel Prize-winning form of portfolio optimisation called Modern Portfolio Theory. He also details how to put this theory into practice, and how to measure its impact on your portfolio. This one goes out to all the FIREstarters who want to get scientific about their investments!PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Send us a textHave you read many early retirement success stories lately? Chances are, most of them featured investors who were too young to have used a cassette tape non-ironically. And don't get us wrong –  anyone who can retire before their joints start to creak has our undying respect. However, given the tenor of these case studies, you'd be forgiven for thinking that FIRE is a young person's game. Fortunately, Shaun from Project Palm Tree is here to tell us that nothing could be further from the truth. In this chapter of Aussie FIRE, Shaun covers different FIRE strategies for older investors. He also details how embarking on your FIRE journey later in life can lead to some surprise benefits. Would you rather read over this chapter at your leisure? Head on over to our blog!PearlerStrong Money AustraliaOriginal Aussie FIRE e-bookStrong Money Australia’s audiobook Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.