It's Personal Finance Canada

This week we talk about two common financial advice tips that if not done properly can leave you in a worse position than when you started. That’s right hot topics like borrowing to invest and maximizing your mortgage finally get put to the test.If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com  DIY Investing at: https://get.modernadvisor.ca/braun-financial/Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

This week we search for joy in the philosophy of Marie Kondo's book "The Life Changing Magic Of Tidying Up" and see how to set our financial house in order. See how organization, finding the true value in things and letting go of what we don’t need (bills don’t apply) can help you.If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.comDIY Investing at: https://get.modernadvisor.ca/braun-financial/Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

Knock, knock. Who’s there? Later. Later who? “Buy now pay later” that’s who! This week we come face to face with the everyone’s favorite frenemy, consumer debt. We talk about good debt vs bad debt, how to get out of the minimum payment cycle and how to start improving your reliance on credit.If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

This week we break down the “Financial Stress Index 2025” published by FP Canada. Get a clear picture of how poorly so many of us are doing and how deep the generational wealth and comfort divide is getting. If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/ Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada Useful Resources:FP Canada Financial Stress Index: https://www.fpcanada.ca/2025-financial-stress-index

Personal finance is truly intertwined with personal development! Delve into win/win scenarios versus win/lose dynamics and how they impact relationships. Discover the emotional bank account concept and its relevance in managing money conflicts. Explore Covey's core ideas like seeking to understand and the implications of different interaction outcomes. Learn practical steps to prevent financial disagreements and foster trust, consistency, and synergy in partnerships. It's all about nurturing relationships while managing your finances effectively.

Explore how principles from Stephen Covey’s influential book can reshape your financial habits. Discover the difference between private victories and public victories in managing money. Learn to focus on your circle of influence to reduce anxiety and improve financial decision-making. There’s a practical example of finding budget leaks and the importance of setting measurable financial goals. Visualize your legacy to shape your planning, and get insights on prioritizing tasks for long-term success.

Excuse me, I believe you have my stapler. This week we help you become a better and hopefully higher paid employee. What do bosses want, how to stand out, and what your true value is. Plus we reveal the greatest tip of all… being competent! If you live in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario or Yukon let us help you take care of the people you love and visit braunfinancial.com DIY Investing at: https://get.modernadvisor.ca/braun-financial/Keep the conversation going on our Facebook Page and Group: https://www.facebook.com/itspersonalfinancecanada

Dive into the entrepreneurial journey and the need for regular evaluations of business practices. Discover how to turn a passion project into a successful business by understanding customer needs and providing exceptional service. Learn the art of delegation and oversight as your company grows, ensuring you remain informed about key areas. Enhance customer experience through personalized interactions and feedback. Collaboration and continuous improvement play vital roles in achieving long-term success; don't hesitate to seek guidance from fellow entrepreneurs.

Explore the pitfalls of popular personal finance advice that might not fit your unique situation. Discover the difference between good and bad debt, and how strategic borrowing can actually build wealth. Learn about the dangers of impulsive financial decisions and the importance of an emergency fund. Dive into the challenges retirees face in adjusting their spending and the balance between wants and financial realities. Finally, understand why critical assessment of financial tips is crucial for achieving your goals.

Discover the secret to happiness through painting Warhammer 40K figures and the value of experiences over material possessions. The hosts discuss how nurturing relationships can enrich life, urging a shift from wealth accumulation to creating meaningful memories. They evaluate the impact of personal connections on well-being, highlighting the importance of supportive relationships while recognizing harmful ones. Embracing the idea that true value lies in experiences, they encourage listeners to reframe their financial decisions for a more fulfilling life.